5281 N Luce Rd, Alma, MI 48801 Property Records

Gratiot County property record for 5281 N Luce Rd, Alma, MI 48801

Property Summary

Property Type	Single Family Home
Lot Size	1.45 acres (63,162 sqft)
Owner	Individual Name on Record
Last Sale	$234,000 (Sep 2020)
Tax Bill	$3,812 (2023)
Deeds & Mortgages	Sep 2020 Sale Jul 2018 Sale
Flood Zone	Zone A (high risk)
APN	`01-005-043-50`

Property Details

APN / Parcel Number

Primary APN	`01-005-043-50`

Exterior

Lot Area	63,162 sqft (1.45 acres)
Lot Width	1 ft Width

Location & Zoning

Street Address	5281 N LUCE RD
City	ALMA
State	MI
Zip	48801-9624
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COM 149 FT N OF S 1/8 COR, SD PT IS 1167.19 FT S OF E 1/4 COR OF SEC, TH W 215 FT, N 192 FT TO A TRAVERSE LINE ALG S'LY SIDE
Jurisdiction	GRATIOT MI
Township / Civil Division	ARCADA
Census Block Group	4
Census Block	4015
Census Tract	200

Owner

Source: Gratiot County records, as of June 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	5281 N LUCE RD, ALMA, MI 48801-9624
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 3, 2020	Warranty Deed, Transfer ALMA ABSTRACT AND TITLE, ALMA ABSTRACT & TITLE
Jul 26, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 3, 2020 · Amount on Record
Deed Sale	Sep 3, 2020 · Amount on Record
Prior Sale	Jul 26, 2018 · Amount on Record
Deed Document Number	2020331297
Deed Book / Page	1066 / 75
Record Updated	Sep 20, 2026

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GRATIOT MI
Recording Date	Sep 3, 2020
Property Address	5281 N LUCE RD, ALMA, MI 48801-9624
Document Number	01066/00075
Book / Page	01066 / 00075
Instrument Date	Sep 2, 2020
Instrument	331297
Transaction Type	Transfer
Record Updated	Jun 21, 2021
Title Company	ALMA ABSTRACT AND TITLE, ALMA ABSTRACT & TITLE

Transaction

Amount	Amount Recorded
Tax	$2,012.40
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5281 N LUCE RD, 5281, ALMA, MI 48801-9624

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7770 WARNER RD, ELWELL, MI 48832-9729

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GRATIOT MI
Recording Date	Jul 26, 2018
Property Address	5281 N LUCE RD, ALMA, MI 48801-9624
Document Number	1026/0028
Book / Page	1026 / 0028
Instrument Date	Jul 26, 2018
Transaction Type	Transfer
Record Updated	Jun 21, 2021

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Gratiot County assessment roll, as of June 4, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Gratiot County
County Subdivision	Arcada Township
Unified School District	Alma Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$182,000	$364,000
2023	$3,812.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 18, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	1 (2015)
Most Recent Claim	Dec 2015 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 91% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 70 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Point Broadband Fiber · Fixed Wireless in parts of the area	1,000 / 1,000
ISP Management Fixed Wireless	400 / 400

May also be available: CMS Internet.

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