5281 Luke Hammock St, Saint Cloud, FL 34771 Property Records

Osceola County property record for 5281 Luke Hammock St, Saint Cloud, FL 34771

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,480 sqft · built 2022
Lot Size	0.12 acres (5,227 sqft)
Owner	Company Name on Record
Last Sale	$371,300 (Oct 2022)
Tax Bill	$4,838 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Apr 2026 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`29-25-31-5036-0001-1270`

Property Details

APN / Parcel Number

Primary APN	`29-25-31-5036-0001-1270`
Alternative APN	`253129503600011270`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,480 sqft Living Area
Gross Area	2,020 sqft
1st Floor Area	1,480 sqft
Flooring	Carpet

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Architectural Style	L-Shape
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	5,227 sqft (0.12 acres)
Garage Type	Attached
Garage Area	420 sqft
Porch	Finished/Open Porch
Porch Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Street Address	5281 LUKE HAMMOCK ST
City	SAINT CLOUD
State	FL
Zip	34771-9351
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SILVER SPRINGS PB 30 PGS 90-96 LOT 127
Legal Range	31E
Legal Township	25S
Legal Section	29
Legal Subdivision	SILVER SPRINGS
Legal Lot Number	127
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	3
Census Block	3002
Census Tract	43700

Owner

Source: Osceola County records, as of April 24, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on Record
Mailing Address	401 CONGRESS AVE, 33, AUSTIN, TX 78701-3792
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Apr 15, 2026	Deed of Trust, Mortgage · Conventional Mortgage GOLDMAN SACHS MORTGAGE COMPANY
Apr 2, 2026	Special Warranty Deed, Transfer NONE LISTED ON DOCUMENT
Jul 6, 2023	Special Warranty Deed, Transfer NOT AVAILABLE, BCHH
Oct 12, 2022	Warranty Deed, Transfer CAREFREE TITLE AGENCY INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 12, 2022 · Amount on Record
Deed Sale	Oct 12, 2022 · Amount on Record
Deed Document Number	2022151809
Deed Book / Page	6298 / 2310
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Recording Date	Apr 15, 2026
Property Address	5281 LUKE HAMMOCK ST, SAINT CLOUD, FL 34771-9351
Document Number	0000050261
Book / Page	6956 / 502
Instrument Date	Mar 30, 2026
Instrument	202650261
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURAN

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership, 266
Address	401 CONGRESS AVE, AUSTIN, TX 78701-3542
Investor	Possibly a Property Investor

Mortgage

Document Number	0000050261,
Date	Apr 15, 2026
Book Page	6956/502
Instrument	202650261

Lender

Name	GOLDMAN SACHS MORTGAGE COMPANY

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Apr 9, 2031

Interest

Rate	5.98%
Max Rate	-1%

April 2026: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Apr 2, 2026
Property Address	5281 LUKE HAMMOCK ST, SAINT CLOUD, FL 34771-9351
Document Number	0000044903
Book / Page	6949 / 2294
Instrument Date	Mar 25, 2026
Instrument	202644903
Transaction Type	Transfer
Record Updated	Apr 16, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Tax	$70.70
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership
Address	401 CONGRESS AVE, 33, AUSTIN, TX 78701-3792
Investor	Possibly a Property Investor

July 2023: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Jul 6, 2023
Property Address	5281 LUKE HAMMOCK ST, SAINT CLOUD, FL 34771-9351
Document Number	0064361049
Book / Page	6436 / 1049
Map Reference	MB 30 PG 90-96
Instrument Date	Jul 5, 2023
Instrument	2023087033
Transaction Type	Transfer
Record Updated	Jan 22, 2024
Title Company	NOT AVAILABLE, BCHH

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5001 PLAZA ON THE LK # LK200, LK200, AUSTIN, TX 78746-1070

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5001 PLAZA ON THE LK STE 200, 200, AUSTIN, TX 78746-1053
Investor	Possibly a Property Investor

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Oct 12, 2022
Property Address	5281 LUKE HAMMOCK ST, SAINT CLOUD, FL 34771-9351
Document Number	0062982310
Book / Page	6298 / 2310
Map Reference	MB 30 PG 90-96
Instrument Date	Oct 11, 2022
Instrument	2022151809
Transaction Type	Transfer
Record Updated	Jan 22, 2024
Title Company	CAREFREE TITLE AGENCY INC

Transaction

Amount	Amount Recorded
Tax	$2,599.10
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5337 MILLENIA LAKES BLVD STE 410, 410, ORLANDO, FL 32839-6302

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5001 PLAZA ON THE LK, AUSTIN, TX 78746-1070
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,838.00 (+3.8%)	$297,800 (+3.8%) Land $65,000 Building $232,800	$297,800 (+3.8%) Land $65,000 Building $232,800
2024	$4,661.00 (+0.71%)
2023	$4,628.00 (+502.6%)	$286,900 (+421.64%) Land $60,000 Building $226,900	$286,900 (+421.64%) Land $60,000 Building $226,900
2022	$768.00	$55,000 Land $55,000	$55,000 Land $55,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 70 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	70 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 71% of the US · above 54% of Florida
Wildfire Likelihood	0.6% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOHO WATER AUTHORITY-POINCIANA SYSTEM public/private · serves 69,447 people · EPA ID FL3494429
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 334 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Fiber · Cable in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: CenturyLink, Xfinity.

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