5281 Countryside Ct, Saint Cloud, FL 34771 Property Records

Osceola County property record for 5281 Countryside Ct, Saint Cloud, FL 34771

Property Summary

Property Type	Mobile Home
Details	3 bd · 2 ba · 1,152 sqft · built 1984
Lot Size	0.322 acres (14,026 sqft)
Owner	2 Company Names on Record
Last Sale	$287,000 (Jul 2026)
Tax Bill	$2,073 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Feb 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`20-25-31-2885-0001-0060`

Property Details

APN / Parcel Number

Primary APN	`20-25-31-2885-0001-0060`
Alternative APNs	`253120288500010060` `91557`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,152 sqft Living Area
1st Floor Area	1,152 sqft
Flooring	Carpet
Interior Walls	Paneling

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Architectural Style	Custom Design
Exterior Material	Aluminum Siding
Construction Type	Frame
Foundation Type	Pier/Post & Beam
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	14,026 sqft (0.322 acres)
Lot Dimensions	165 ft deep x 85 ft wide
Shed	1 Shed
Shed Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Street Address	5281 COUNTRYSIDE CT
City	SAINT CLOUD
State	FL
Zip	34771-9650
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Local Zoning Code	ORMH
Legal Description	COUNTRYSIDE UNIT TWO PB 6 PG 131 LOT 6
Legal Range	31E
Legal Township	25S
Legal Section	20
Legal Subdivision	COUNTRYSIDE UNIT 2
Legal Tract	2885
Legal Block	60
Legal Lot Number	6
Legal Unit	W
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	3
Census Block	3002
Census Tract	43700

Owner

Source: Osceola County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	5281 COUNTRYSIDE CT, SAINT CLOUD, FL 34771-9650
Owner Type	Company
Vesting	Single Woman

Deeds, Mortgages & Sale History

Date	Document
Jul 16, 2026	Warranty Deed, Transfer · FHA Mortgage STANDARD MORTGAGE
Feb 18, 2026	Warranty Deed, Transfer · Balloon Mortgage CHI SU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 16, 2026 · Amount on Record
Deed Sale	Jul 16, 2026 · Amount on Record
Prior Sale	Feb 18, 2026 · Amount on Record
Deed Document Number	202693534
Deed Book / Page	7005 / 921
Prior Transfer Date	Oct 30, 2014
Prior Transfer Doc	0046891217
Record Updated	Oct 29, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Jul 16, 2026
Property Address	5281 COUNTRYSIDE CT, SAINT CLOUD, FL 34771-9650
Document Number	0000093534
Book / Page	7005 / 921
Instrument Date	Jul 10, 2026
Instrument	202693534
Transaction Type	Transfer
Record Updated	Jul 28, 2026
Title Company	IMPERIUM TITLE AND ESCROW LLC, IMPERIUM TITLE & ESCROW

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$202,909.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5281 COUNTRYSIDE CT, SAINT CLOUD, FL 34771-9650

Mortgage

Document Number	0000093535,
Date	Jul 16, 2026
Instrument	202693535

Lender

Name	STANDARD MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	301 Months
Due	Aug 1, 2051

Interest

Rate	6.48%
Max Rate	-1%

February 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Feb 18, 2026
Property Address	5281 COUNTRYSIDE CT, SAINT CLOUD, FL 34771-9650
Document Number	0069251948
Book / Page	6925 / 1948
Map Reference	MB 6 PG 131
Instrument Date	Feb 17, 2026
Instrument	2026023389
Transaction Type	Transfer
Record Updated	Mar 6, 2026
Title Company	CLEAR OCEAN TITLE LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$770.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2011 S 90TH ST, WEST ALLIS, WI 53227-1621

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	241 RUBY AVE STE A, A, KISSIMMEE, FL 34741-5627

Mortgage

Document Number	0069251950
Date	Feb 18, 2026
Instrument	6925/1950

Lender

Name	CHI SU
Type	Private Party

Agreement

Type	Balloon Mortgage
Amount	Amount Recorded
Term	13 Months
Due	Mar 1, 2027

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,073.00 (+15.75%)	$122,700 (+25.59%) Land $50,000 Building $72,700	$122,700 (+25.59%) Land $50,000 Building $72,700
2024	$1,791.00 (+2.99%)
2023	$1,739.00 (+13.88%)	$97,700 (+27.21%) Land $25,000 Building $72,700	$97,700 (+27.21%) Land $25,000 Building $72,700
2022	$1,527.00	$76,800 Land $25,000 Building $51,800	$76,800 Land $25,000 Building $51,800

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 70 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	70 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 76% of the US · above 63% of Florida
Wildfire Likelihood	0.5% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOHO WATER AUTHORITY-POINCIANA SYSTEM public/private · serves 69,447 people · EPA ID FL3494429
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 334 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Fiber · Cable in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: CenturyLink, Xfinity.

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