Hamilton County property record for 5280 Ridge Ave, Cincinnati, OH 45213
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 984 sqft · built 1939 |
| Lot Size | 0.108 acres (4,748 sqft) |
| Owner | Owner Name on Record |
| Last Sale | $35,000 (Nov 2010) |
| Tax Bill | $2,390 (2025) |
| Deeds & Mortgages | Jan 2018 Mortgage Jan 2018 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 520-0271-0032-00 |
| Primary APN | 520-0271-0032-00 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 984 sqft Living Area |
| 1st Floor Area | 984 sqft |
| Basement Area | 956 sqft |
| Year Built | Built 1939 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Brick |
| Lot Area | 4,748 sqft (0.108 acres) |
| Lot Dimensions | 112 ft deep x 41 ft wide |
| Porch | Porch |
| Porch Area | 84 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 5280 RIDGE AVE |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45213-2542 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | RIDGE AVE 41 X 112 LOT 2 MORNING VIEW SUB |
| Legal Subdivision | MORNING VIEW SUB |
| Legal Lot Number | 2 |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | COLUMBIA |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 5702 |
Source: Hamilton County records, as of February 9, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Owner Name on Record |
|---|---|
| Mailing Address | 5254 RIDGE AVE, CINCINNATI, OH 45213-2510 |
| Date | Document |
|---|---|
| Jan 30, 2018 | Deed of Trust, Mortgage WATCH HILL BANK |
| Jan 30, 2018 | Deed of Trust, Mortgage · Line of Credit WATCH HILL BANK |
| Aug 28, 2020 | Deed of Trust, Mortgage · Line of Credit FORCHT BK NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 4, 2010 · Amount on Record |
| Deed Sale | Nov 4, 2010 · Amount on Record |
| Prior Sale | Jul 14, 2010 · Amount on Record |
| Deed Document Number | 222211 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 5280 RIDGE AVE, CINCINNATI, OH 45213-2542 |
| Transaction Type | Mortgage |
| Record Updated | Aug 25, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000008661 |
|---|---|
| Date | Jan 30, 2018 |
| Instrument | 18-0008661 |
| Name | WATCH HILL BANK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45230 |
| Amount | Amount Recorded |
|---|---|
| Term | 61 Months |
| Due | Feb 1, 2023 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 5280 RIDGE AVE, CINCINNATI, OH 45213-2542 |
| Transaction Type | Mortgage |
| Record Updated | Aug 25, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000008662 |
|---|---|
| Date | Jan 30, 2018 |
| Instrument | 18-0008662 |
| Name | WATCH HILL BANK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45230 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 25 Months |
| Due | Feb 25, 2020 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 5280 RIDGE AVE, CINCINNATI, OH 45213-2542 |
| Document Number | 0000089501 |
| Instrument Date | Aug 28, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Nov 2, 2020 |
| Title Company | NOT AVAILABLE |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 5280 RIDGE AVE CINCINNATI OH 452132542, CINCINNATI, OH 45213-2542 |
| Document Number | 0000089501 |
|---|---|
| Date | Sep 3, 2020 |
| Book Page | 014246/001275 |
| Instrument | 89501 |
| Name | FORCHT BK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45226 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Sep 2, 2030 |
| Rate Type | Adjustable Rate |
|---|
Source: Hamilton County assessment roll, as of March 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| County Subdivision | Columbia Township |
| Unified School District | Cincinnati City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,390.00 (+0.08%) | $35,182 (-) Land $7,490 Building $27,692 | |
| 2024 | $2,388.00 (-0.13%) | $35,182 (-) Land $7,490 Building $27,692 | |
| 2023 | $2,391.00 (+29.95%) | $35,182 (+55.27%) Land $7,490 Building $27,692 | $100,520 (+55.27%) Land $21,400 Building $79,120 |
| 2022 | $1,840.00 | $22,659 Land $4,081 Building $18,578 | |
| 2020 | $64,740 Land $11,660 Building $53,080 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 22, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 96% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 51 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 1,000 / 75 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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