Scott County property record for 5280 Muddy Ford Rd, Georgetown, KY 40324
| Property Type | Single Family Home |
|---|---|
| Details | 1,280 sqft · built 1996 |
| Lot Size | 1.8 acres (78,408 sqft) |
| Owner | Individual Name on File |
| Last Sale | $20,000 (Sep 2021) |
| Tax Bill | $493 (2025) |
| Deeds & Mortgages | Sep 2021 Sale & Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 204-20-003.000 |
| Primary APN | 204-20-003.000 |
|---|
| Building Area | 1,280 sqft Living Area |
|---|
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 1996 |
| Architectural Style | Mobile Home |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 78,408 sqft (1.8 acres) |
| Garage Type | Mixed |
| Garage Area | 1,680 sqft |
| Parking Spaces | 6 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 5280 MUDDY FORD RD |
|---|---|
| City | GEORGETOWN |
| State | KY |
| Zip | 40324-9282 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | COUNTY RES |
| Legal Subdivision | WILLIAM K HENRY SUB |
| Legal Lot Number | 10 |
| Jurisdiction | SCOTT KY |
| Township / Civil Division | SADIEVILLE |
| Census Block Group | 3 |
| Census Block | 3044 |
| Census Tract | 40400 |
5280 Muddy Ford Rd is owned and occupied by an individual who bought it in September 2021.
Source: Scott County records, as of September 23, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 5280 MUDDY FORD RD, GEORGETOWN, KY 40324-9282 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 27, 2021 · Amount on File |
| Deed Sale | Sep 27, 2021 · Amount on File |
| Prior Sale | Feb 25, 2015 · Amount on File |
| Deed Document Number | 2021443011 |
| Deed Book / Page | 427 / 877 |
| Prior Transfer Date | Feb 18, 2015 |
| Prior Transfer Doc | 00D367/013 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SCOTT KY |
| Recording Date | Sep 27, 2021 |
| Property Address | 5280 MUDDY FORD RD, GEORGETOWN, KY 40324-9282 |
| Document Number | 00D427/877 |
| Book / Page | D427 / 877 |
| Map Reference | MB 01 PG H SL 31 |
| Instrument Date | Sep 17, 2021 |
| Instrument | 443011 |
| Transaction Type | Transfer |
| Record Updated | Mar 26, 2024 |
| Amount | Amount on Record |
|---|---|
| Tax | $20.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5314 MUDDY FORD ROAD, 4324 |
| Name | Verified Name |
|---|---|
| Address | 5280 MUDDY FORD RD, GEORGETOWN, KY 40324-9282 |
| Document Number | 0000443012 |
|---|---|
| Date | Sep 27, 2021 |
| Instrument | 443012 |
| Name | VANDERBILT MORTGAGE & FINANCE INC |
|---|---|
| Type | Mortgage Company |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 278 Months |
| Due | Nov 1, 2044 |
The 2025 property tax bill for 5280 Muddy Ford Rd was $493 with a homeowner's exemption.
Source: Scott County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Scott County |
| Unified School District | Scott County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $127,000 (+21.53%) | $127,000 (+21.53%) | |
| 2025 | $493.00 Homeowner's exemption | $104,500 | $104,500 |
| 2023 | $527.00 Homeowner's exemption | $104,500 Land $22,500 Building $82,000 | $104,500 Land $22,500 Building $82,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 5280 Muddy Ford Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2018.
Source: FEMA National Flood Hazard Layer, effective November 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 2 (2018) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Sep 2018 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 5280 Muddy Ford Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | KENTUCKY-AMERICAN WATER CO private · serves 669,042 people · EPA ID KY0340250 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber | 1,000 / 1,000 |
5G (outdoors only) and 4G LTE
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