5280 Lakefront Dr, Cincinnati, OH 45247 Property Records

Hamilton County property record for 5280 Lakefront Dr, Cincinnati, OH 45247

Property Summary

Property TypeCondominium
Details3 bd · 2.5 ba · 2,748 sqft · built 1993
Lot Size6.97 acres (303,992 sqft)
Owner2 Trust Names on File
Last Sale$140,000 (Sep 2013)
Tax Bill$2,084 (2025)
Deeds & MortgagesAug 2023 Sale
Oct 2020 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN550-0194-0183-00

Property Details

APN / Parcel Number

Primary APN550-0194-0183-00

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms5 Rooms
Stories2 Stories
Building Area2,748 sqft Living Area
Gross Area3,344 sqft
1st Floor Area1,056 sqft
2nd Floor Area1,232 sqft
Basement Area1,056 sqft
Finished Basement460 sqft
Unfinished Basement596 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1993
Effective Year BuiltEffective 1993
Architectural StyleBi-Level
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Lot Area303,992 sqft (6.97 acres)
Garage TypeBasement
Parking Spaces2 Parking Spaces
Deck AreaDeck Area
Patio Area156 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemBaseboard
Heating FuelOil

Location & Zoning

Street Address5280 LAKEFRONT DR
CityCINCINNATI
StateOH
Zip45247-6402
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Legal DescriptionUNIT 59 1.98 % CHATEAU LAKES CONDOMINIUM PARCEL #4
Legal SubdivisionCHATEAU LAKES CONDOMINIUM
JurisdictionHAMILTON OH
Township / Civil DivisionGREEN
Census Block Group3
Census Block3000
Census Tract20604

Owner

5280 Lakefront Dr, a condominium, is owner-occupied and held in a trust since September 2013.

Source: Hamilton County records, as of January 21, 2026

Owner of Record2 Trust Names on File
Mailing Address3001 HACKBERRY RD, IRVING, TX 75063-0156
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Aug 25, 2023Warranty Deed, Transfer
Oct 24, 2020Deed of Trust, Mortgage · Conventional Mortgage
AMERICAN FINANCING
Mar 11, 2019Deed of Trust, Mortgage · Conventional Mortgage
CINCINNATI FED'L

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 11, 2013 · Amount on File
Deed SaleSep 11, 2013 · Amount on File
Prior SaleNov 14, 1997 · Amount on File
Deed Document Number2013127213
Deed Book / Page12412 / 1096
Prior Transfer DateSep 7, 1993
Prior Transfer Doc0000016034
Record UpdatedOct 29, 2026

August 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON OH
Recording DateAug 25, 2023
Property Address5280 LAKEFRONT DR, CINCINNATI, OH 45247-6402
Document Number0000060069
Book / Page14987 / 367
Map ReferenceMB 5921 PG 579
Instrument DateJul 25, 2023
Instrument2023-0060069
Transaction TypeTransfer
Record UpdatedMar 31, 2026

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address5280 LAKEFRONT DR, CINCINNATI, OH 45247-6402

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON OH
Property Address5280 LAKEFRONT DR, CINCINNATI, OH 45247-6402
Document Number0000115825
Instrument DateOct 24, 2020
Transaction TypeMortgage
Record UpdatedJan 21, 2021
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address5280 LAKEFRONT DR CINCINNATI OH 452476402, CINCINNATI, OH 45247-6402

Mortgage

Document Number0000115825
DateNov 4, 2020
Book Page014289/000054
Instrument115825
Lender
NameAMERICAN FINANCING
TypeFunding / Finance Company
AddressAURORA, CO 80014
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term120 Months
DueNov 3, 2030

March 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON OH
Property Address5280 LAKEFRONT DR, CINCINNATI, OH 45247-6402
Document Number0000021508
Instrument DateMar 11, 2019
Transaction TypeMortgage
Record UpdatedJun 5, 2019
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address5280 LAKEFRONT DR CINCINNATI OH 452476402, CINCINNATI, OH 45247-6402

Mortgage

Document Number0000021508
DateMar 25, 2019
Book Page013881/000254
Instrument21508
Lender
NameCINCINNATI FED'L
AddressCINCINNATI, OH 45255
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term120 Months
DueMar 24, 2029

Tax Assessment & Valuation

The 2025 property tax bill for 5280 Lakefront Dr was $2,084 with a homeowner's exemption, up 2.4% from the year before.

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

TypeName
StateOhio
CountyHamilton County
County SubdivisionGreen Township
Unified School DistrictOak Hills Local School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,084.00 (+2.36%) Homeowner's exemption$50,208 (-) Land $9,275 Building $40,933$143,450 Land $26,500 Building $116,950
2024$2,036.00 (-2.12%) Homeowner's exemption$50,208 (-) Land $9,275 Building $40,933
2023$2,080.00 (-13.22%) Homeowner's exemption$50,208 (+2.82%) Land $9,275 Building $40,933$143,450 Land $26,500 Building $116,950
2022$2,397.00 Homeowner's exemption$48,832 Land $7,875 Building $40,957
2020$139,520 Land $22,500 Building $117,020

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 5280 Lakefront Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 5280 Lakefront Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 85% of Ohio
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCINCINNATI PUBLIC WATER SYSTEM
serves 800,000 people · EPA ID OH3102612
Water SourceSurface water
Last State InspectionDec 2024
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 157 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
3,000 / 3,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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