5280 E 400 S, Peru, IN 46970 Property Records

Miami County property record for 5280 E 400 S, Peru, IN 46970

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,440 sqft · built 1870
Lot Size	1.61 acres (70,132 sqft)
Owner	Individual Name on Record
Last Sale	$175,000 (Jan 2024)
Tax Bill	$588 (2025)
Deeds & Mortgages	Jan 2024 Mortgage Mar 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`003-06414-01`

Property Details

APN / Parcel Number

Primary APN	`003-06414-01`
Alternative APNs	`52-12-09-300-009.000-003` `00945843892`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,440 sqft Living Area
1st Floor Area	1,440 sqft
Basement Area	240 sqft
Unfinished Basement	240 sqft
Family Room	Family Room

Exterior

Year Built	Built 1870
Effective Year Built	Effective 1951
Construction Type	Wood
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	70,132 sqft (1.61 acres)
Shed	1 Shed
Shed Area	80 sqft
Lean-To	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	00945843892
Street Address	5280 E 400 S
City	PERU
State	IN
Zip	46970-7049
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	003-06414-01 PT SW1/4 9-26-5 1.61 ACRES 05 064 01401
Legal Tract	1
Jurisdiction	MIAMI IN
Township / Civil Division	BUTLER
Census Block Group	1
Census Block	1017
Census Tract	952600

Owner

Source: Miami County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	5280 E 400 S, PERU, IN 46970-7049
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 4, 2024	Deed of Trust, Mortgage · Conventional Mortgage FIRST FARMERS BANK & TRUST
Mar 19, 2020	Deed of Trust, Mortgage · Commercial Mortgage CROSSROADS BANK
Jan 12, 2018	Sheriff's Deed, Foreclosure Foreclosure Auction

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 4, 2024 · Amount on Record
Deed Sale	Jan 4, 2024 · Amount on Record
Prior Sale	Jan 12, 2018 · Amount on Record
Deed Document Number	2024520105
Record Updated	Sep 20, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIAMI IN
Property Address	5280 E 400 S, PERU, IN 46970-7049
Transaction Type	Mortgage
Record Updated	Jan 16, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20240520106
Date	Jan 4, 2024
Instrument	20240520106

Lender

Name	FIRST FARMERS BANK & TRUST
Type	Bank
Address	123 N JEFFERSON ST, CONVERSE, IN 46919

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2054

Interest

Rate Type	Adjustable Rate
Rate	9.37%
Adjustable	Adjustable Rate Rider
Type Change Date	Feb 1, 2030
Change Frequency	Annually
Min Rate At Change	7.37%
Max Rate At Change	11.3%
Index	1-Year CMT
Margin	4
Max Rate	14.3%

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIAMI IN
Property Address	5280 E 400 S, PERU, IN 46970-7049
Transaction Type	Mortgage
Record Updated	May 1, 2020

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20200521197
Date	Mar 19, 2020
Instrument	20200521197

Lender

Name	CROSSROADS BANK
Type	Bank
Address	PERU, IN 46970

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	370 Months
Due	Dec 31, 2050

Interest

Rate Type	Adjustable Rate

January 2018: Sheriff's Deed, Foreclosure

Document Type	Sheriff's Deed
Jurisdiction	MIAMI IN
Recording Date	Jan 12, 2018
Property Address	5280 E 400 S, PERU, IN 46970-7049
Document Number	20180520212
Instrument Date	Dec 19, 2017
Instrument	20180520212
Transaction Type	Foreclosure
Record Updated	Dec 6, 2021

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Foreclosure Auction Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1575 N 175 E, PERU, IN 46970-8512

Tax Assessment & Valuation

Source: Miami County assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Miami County
County Subdivision	Butler Township
Unified School District	Maconaquah School Corporation (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$588.00 (+35.8%) Homeowner's exemption	$112,100 (+53.77%) Land $22,400 Building $89,700	$112,100 (+53.77%) Land $22,400 Building $89,700
2024	$433.00 (+19.61%)
2023	$362.00 (-80.3%)	$72,900 (-) Land $22,400 Building $50,500	$72,900 (-) Land $22,400 Building $50,500
2022	$1,838.00	$72,900 Land $22,400 Building $50,500	$72,900 Land $22,400 Building $50,500

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 16, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 85% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Skyewaves Fixed Wireless	100 / 100
Good Connections Fixed Wireless	100 / 100
Watch TV Fixed Wireless	25 / 3

May also be available: T-Mobile.

Nearby Properties on E 400 S

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures