Montgomery County property record for 5280 Bigger Rd, Dayton, OH 45440
| Property Type | Commercial |
|---|---|
| Details | 1,320 sqft |
| Lot Size | 5.17 acres (225,205 sqft) |
| Owner | Company Name on File |
| Tax Bill | $71,564 (2025) |
| Deeds & Mortgages | Dec 2022 Sale & Mortgage Nov 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | N64-03016-0021 |
| Primary APN | N64-03016-0021 |
|---|
| Stories | 2 Stories |
|---|---|
| Building Area | 1,320 sqft |
| Lot Area | 225,205 sqft (5.17 acres) |
|---|---|
| View / Lot | Neighborhood / Spot |
| Garage Type | Detached |
| Garage Area | 1,320 sqft |
| Heating Fuel | Gas |
|---|---|
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 5280 BIGGER RD |
|---|---|
| City | DAYTON |
| State | OH |
| Zip | 45440-2658 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Legal Description | 424 OAK CREEK 2-6 |
| Legal Subdivision | OAK CREEK 2-6 |
| Legal Lot Number | 21 |
| Jurisdiction | MONTGOMERY OH |
| Township / Civil Division | KETTERING |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 21900 |
5280 Bigger Rd, a commercial property, is owned by a company.
Source: Montgomery County records, as of July 2, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 5280 BIGGER RD, DAYTON, OH 45440-2658 |
| Owner Type | Company |
| Vesting | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 7, 2022 | Warranty Deed, Transfer · Commercial Mortgage KEY BANK NA |
| Nov 19, 2019 | Deed of Trust, Mortgage UNITED CH/CHRIST CORNERS FUND |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONTGOMERY OH |
| Recording Date | Dec 7, 2022 |
| Property Address | 5280 BIGGER RD, DAYTON, OH 45440-2658 |
| Document Number | 0000075318 |
| Map Reference | MB 72 PG 66 |
| Instrument Date | Nov 8, 2022 |
| Instrument | 2022-00075318 |
| Transaction Type | Transfer |
| Record Updated | Jan 27, 2026 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5280 BIGGER RD, DAYTON, OH 45440-2658 |
| Document Number | 0000075319 |
|---|---|
| Date | Dec 7, 2022 |
| Instrument | 2022-00075319 |
| Name | KEY BANK NA |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 60 Months |
| Due | Dec 1, 2027 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY OH |
| Property Address | 5280 BIGGER RD, DAYTON, OH 45440-2658 |
| Document Number | 0000066544 |
| Instrument Date | Nov 19, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Dec 12, 2019 |
| Title Company | NATIONAL TITLE BOX |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 5280 BIGGER RD DAYTON OH 454402658, DAYTON, OH 45440-2658 |
| Document Number | 0000066544 |
|---|---|
| Date | Nov 26, 2019 |
| Instrument | 66544 |
| Name | UNITED CH/CHRIST CORNERS FUND |
|---|---|
| Type | Funding / Finance Company |
| Address | CLEVELAND, OH 44115 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Nov 25, 2049 |
The 2025 property tax bill for 5280 Bigger Rd was $71,564.
Source: Montgomery County assessment roll, as of December 30, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Montgomery County |
| Municipality | Kettering City |
| Unified School District | Kettering City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $71,564.00 | $728,260 Land $59,710 Building $668,550 | $2,080,740 Land $170,610 Building $1,910,130 |
| 2024 | $71,564.00 (+6,283.94%) | ||
| 2023 | $1,121.00 (-15.65%) Additional exemption filed | $728,260 (-) Land $59,710 Building $668,550 | $2,080,740 Land $170,610 Building $1,910,130 |
| 2022 | $1,329.00 Additional exemption filed | $728,260 Land $59,710 Building $668,550 | |
| 2020 | $2,080,740 Land $170,610 Building $1,910,130 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 5280 Bigger Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 21, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 5280 Bigger Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 90% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MONTGOMERY COUNTY WATER SERVICES 1 PWS serves 150,207 people · EPA ID OH5701315 |
|---|---|
| Water Source | Purchased surface water from DAYTON PUBLIC WATER SYSTEM |
| Last State Inspection | Jan 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2017 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 291 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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