528 Woodlawn Rd, Saint Augustine, FL 32084 Property Records

St. Johns County property record for 528 Woodlawn Rd, Saint Augustine, FL 32084

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,344 sqft · built 2017
Lot Size	0.15 acres (6,534 sqft)
Owner	Individual Name on File
Last Sale	$216,500 (Feb 2020)
Tax Bill	$3,055 (2025)
Deeds & Mortgages	Sep 2026 Mortgage Feb 2020 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`082990-0000`

Property Details

APN / Parcel Number

Primary APN	`082990-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	1,344 sqft Living Area
Gross Area	1,569 sqft
1st Floor Area	1,344 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Exterior Material	Concrete
Construction Type	Wood
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	6,534 sqft (0.15 acres)
Lot Dimensions	150 ft deep x 50 ft wide
Porch	Finished Screened Porch
Porch Area	321 sqft
Deck Area	90 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	528 WOODLAWN RD
City	SAINT AUGUSTINE
State	FL
Zip	32084-8524
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RMH
Legal Description	6-2 ATCHESON ESTATES LOT 16 OR4884/861
Legal Range	29E
Legal Township	06S
Legal Section	79
Legal Subdivision	ATCHESON ESTATES SUBDIVISION
Legal Block	3
Legal Lot Number	16
Jurisdiction	ST JOHNS FL
Township / Civil Division	ST. AUGUSTINE
Census Block Group	3
Census Block	3030
Census Tract	20904

Owner

528 Woodlawn Rd is owned and occupied by an individual who bought it in February 2020.

Source: St. Johns County records, as of September 21, 2026

Owner of Record	Individual Name on File
Mailing Address	528 WOODLAWN RD, SAINT AUGUSTINE, FL 32084-8524
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 8, 2026	Deed of Trust, Mortgage · FHA Mortgage SERVICELINK
Feb 18, 2020	Warranty Deed, Transfer · FHA Mortgage CALIBER HM LOANS
Jul 24, 2017	Warranty Deed, Transfer · Conventional Mortgage COMPASS BANK
Apr 3, 2017	Deed of Trust, Mortgage · Conventional Mortgage SCOTT BORRILLO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 18, 2020 · Amount on File
Deed Sale	Feb 18, 2020 · Amount on File
Prior Sale	Jul 24, 2017 · Amount on File
Deed Document Number	202012471
Deed Book / Page	4884 / 861
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Recording Date	Sep 8, 2026
Property Address	528 WOODLAWN RD, SAINT AUGUSTINE, FL 32084-8524
Document Number	0000076971
Book / Page	6434 / 46
Instrument Date	Aug 14, 2026
Instrument	202676971
Transaction Type	Mortgage
Record Updated	Sep 21, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	528 WOODLAWN RD, SAINT AUGUSTINE, FL 32084-8524

Mortgage

Document Number	0000076971,
Date	Sep 8, 2026
Book Page	6434/46
Instrument	202676971

Lender

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	282 Months
Due	Mar 1, 2050

Interest

Max Rate	-1%

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Feb 18, 2020
Property Address	528 WOODLAWN RD, SAINT AUGUSTINE, FL 32084-8524
Document Number	0048840861
Book / Page	004884 / 000861
Instrument Date	Feb 18, 2020
Instrument	12471
Transaction Type	Transfer
Record Updated	Mar 5, 2020
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MTG SOLUTIONS

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,516.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	528 WOODLAWN RD ST AUGUSTINE FL 320848524, ST AUGUSTINE, FL 32084-8524

Mortgage

Document Number	48840863
Date	Feb 18, 2020
Book Page	004884/000863
Instrument	12472

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 17, 2050

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Jul 24, 2017
Property Address	528 WOODLAWN RD, SAINT AUGUSTINE, FL 32084-8524
Document Number	0044081111
Book / Page	4408 / 1111
Map Reference	MB6 PG2
Instrument Date	Jul 21, 2017
Instrument	2017050605
Transaction Type	Transfer
Record Updated	Jan 28, 2022
Title Company	ACTION TITLE SERVICES OF ST

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3201 ROSE HOLLOW RD, 3201, LYONS, GA 30436

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	528 WOODLAWN RD, SAINT AUGUSTINE, FL 32084-8524

Mortgage

Document Number	2017050606
Date	Jul 24, 2017
Instrument	2017050606

Lender

Name	COMPASS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2047

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	528 WOODLAWN RD, SAINT AUGUSTINE, FL 32084-8524
Document Number	0043541029
Book / Page	004354 / 001029
Instrument Date	Apr 3, 2017
Transaction Type	Mortgage
Record Updated	May 2, 2017
Title Company	ACTION TITLE SERVICES/STATE JOHNS COUNTY, ACTION TITLE SVCS/ST JOHNS CNT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1201 ROSE HOLLOW RD LYONS GA 304362617, LYONS, GA 30436-2617

Mortgage

Document Number	0043541029
Date	Apr 5, 2017
Book Page	004354/001029
Instrument	23589

Lender

Name	SCOTT BORRILLO
Address	113 5TH ST, ST AUGUSTINE, FL 32084-1431

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	24 Months
Due	Apr 4, 2019

Interest

Rate Type	Fixed Rate
Rate	12%

Tax Assessment & Valuation

The 2025 property tax bill for 528 Woodlawn Rd was $3,055 with a homeowner's exemption, up 13.4% from the year before.

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$246,515 (+2.7%)	$266,957 (-5.69%) Land $56,175 Building $210,782
2025	$3,055.00 (+13.36%) Homeowner's exemption	$240,034	$283,078 Land $47,615 Building $235,463
2024	$2,695.00 (+2.12%)
2023	$2,639.00 (+3.21%) Homeowner's exemption	$226,475 (+3%)	$276,178 (+25.6%) Land $32,100 Building $244,078
2022	$2,557.00 Homeowner's exemption	$219,879	$219,879 Land $23,968 Building $195,911

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 528 Woodlawn Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 90 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	90 in force
Nearby Flood Claims	6 (2016–2022)
Most Recent Claim	Nov 2022 · Hurricane Nicole
Claims by Event	Hurricane Irma, Sep 2017 · 3 claims Hurricane Matthew, Oct 2016 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 528 Woodlawn Rd is low, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 88% of Florida
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST. AUGUSTINE WS serves 43,069 people · EPA ID FL2550210
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 215 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable · Fiber in parts of the area	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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