528 Willow Brook Dr, Matthews, NC 28105 Property Records

Mecklenburg County property record for 528 Willow Brook Dr, Matthews, NC 28105

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 3,490 sqft · built 2005
Lot Size	0.258 acres (11,259 sqft)
Owner	2 Individual Names on File
Last Sale	$650,000 (Jun 2021)
Tax Bill	$6,479 (2023)
Deeds & Mortgages	Sep 2023 Transfer Jun 2021 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`227-036-34`

Property Details

APN / Parcel Number

Primary APN	`227-036-34`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,490 sqft Heated Area
Gross Area	4,346 sqft
1st Floor Area	2,242 sqft
Upper Floors Area	1,248 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Architectural Style	Other
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Lot Area	11,259 sqft (0.258 acres)
Garage Area	322 sqft
Porch	Porch
Porch Area	28 sqft
Patio Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Old Parcel Number	227-036-34
Street Address	528 WILLOW BROOK DR
City	MATTHEWS
State	NC
Zip	28105-1832
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-15(CD)
Legal Description	L15 M41-203
Legal Subdivision	ELIZABETH PLACE
Legal Lot Number	15
Jurisdiction	MECKLENBURG NC
Township / Civil Division	5, PROVIDENCE
Census Block Group	2
Census Block	2002
Census Tract	5833

Owner

528 Willow Brook Dr is owned and occupied by two individuals who acquired it in September 2023.

Source: Mecklenburg County records, as of September 22, 2023

Owner of Record	2 Individual Names on File
Co-owner	Co-owner on File
Mailing Address	528 WILLOW BROOK DR, MATTHEWS, NC 28105-1832
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 15, 2023	Intrafamily Transfer, Transfer
Jun 18, 2021	Warranty Deed, Transfer · Conventional Mortgage UWHARRIE BANK
Aug 28, 2020	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Aug 31, 2017	Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	3 Names on Deed
Last Sale	Jun 18, 2021 · Amount on File
Deed Sale	Jun 18, 2021 · Amount on File
Prior Sale	Jun 18, 2021 · Amount on File
Deed Document Number	0000119684
Deed Book / Page	36199 / 516
Last Transfer Date	Sep 15, 2023
Transfer Doc	0000088514
Record Updated	Jun 7, 2026

September 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MECKLENBURG NC
Recording Date	Sep 15, 2023
Property Address	528 WILLOW BROOK DR, MATTHEWS, NC 28105-1832
Document Number	0000088514
Book / Page	38372 / 975
Map Reference	MB 41 PG 203
Instrument Date	Aug 15, 2023
Instrument	2023088514
Transaction Type	Transfer
Record Updated	Sep 25, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	528 WILLOW BROOK DR, MATTHEWS, NC 28105-1832

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	528 WILLOW BROOK DR, MATTHEWS, NC 28105-1832

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Jun 18, 2021
Property Address	528 WILLOW BROOK DR, MATTHEWS, NC 28105-1832
Document Number	0000119684
Book / Page	36199 / 516
Map Reference	MB 41 PG 203
Instrument Date	Jun 18, 2021
Instrument	2021119684
Transaction Type	Transfer
Record Updated	May 25, 2023
Title Company	CARDINAL TITLE CENTER LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,300.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9530 REID HALL LN, MATTHEWS, NC 28105-0001

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000119685
Date	Jun 18, 2021
Book Page	36199/518
Instrument	2021119685

Lender

Name	UWHARRIE BANK
Type	Bank
Address	ALBEMARLE, NC 28001

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2051

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	528 WILLOW BROOK DR, MATTHEWS, NC 28105-1832
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000136849
Date	Aug 28, 2020
Book Page	34983/528
Instrument	2020136849

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2050

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Aug 31, 2017
Property Address	528 WILLOW BROOK DR, MATTHEWS, NC 28105-1832
Document Number	0000118855
Book / Page	32088 / 707
Map Reference	MB41 PG203
Instrument Date	Aug 31, 2017
Instrument	2017118855
Transaction Type	Transfer
Record Updated	Jun 15, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,034.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8115 E EMELITA CT, 8115, MESA, AZ 85208-4667

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	00000

Mortgage

Document Number	0000118856
Date	Aug 31, 2017
Instrument	2017118856

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2047

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Mecklenburg County
Municipality	Matthews Town
Unified School District	Charlotte-Mecklenburg Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$6,479.00	$710,600 Land $175,000 Building $535,600	$710,600 Land $175,000 Building $535,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 528 Willow Brook Dr in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2020.

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	3 (2020–2024)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Jan 2024 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 528 Willow Brook Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAMPLIGHTER SOUTH-DANBY private · serves 3,297 people · EPA ID NC0160156
Water Source	Purchased surface water from LANCASTER COUNTY W&SD
Last State Inspection	Sep 2025
Also Mapped Here	CHARLOTTE WATER
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 270 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
Windstream DSL	200 / 20

May also be available: T-Mobile.

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