528 Whetstone St, Desoto, TX 75115 Property Records

Dallas County property record for 528 Whetstone St, Desoto, TX 75115

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,821 sqft · built 2021
Lot Size	0.13 acres (5,653 sqft)
Owner	Individual Name on File
Last Sale	$323,600 (Dec 2021)
Tax Bill	$5,768 (2025)
Deeds & Mortgages	Dec 2021 Mortgage Dec 2021 Vendor's Lien
Flood Zone	Zone X (minimal risk)
APN	`200998600S00100`

Property Details

APN / Parcel Number

Primary APN	`200998600S00100`
Alternative APN	`20-09986-00S-001-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,821 sqft Living Area
1st Floor Area	1,821 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace
Fire Sprinklers	Fire Sprinklers

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Exterior Material	Brick Veneer
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	5,653 sqft (0.13 acres)
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	200998600S00100
Street Address	528 WHETSTONE ST
City	DESOTO
State	TX
Zip	75115-1239
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	Z236
Legal Description	SUMMIT PARKS PH 2 BLK S LT 1 INT202100357461 DD11302021 CO-DC 0998600S00100 4CS0998600S
Legal Subdivision	SUMMIT PARKS PH 2
Legal Block	S
Legal Lot Number	1
Jurisdiction	DALLAS TX
Township / Civil Division	SOUTHWEST DALLAS
Census Block Group	3
Census Block	3031
Census Tract	16618

Owner

528 Whetstone St is owned and occupied by an individual who bought it in December 2021.

Source: Dallas County records, as of August 10, 2026

Owner of Record	Individual Name on File
Mailing Address	528 WHETSTONE ST, DESOTO, TX 75115-1239
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 1, 2021	Vendor's Lien, Subdivision Related Transfer · FHA Mortgage EVERETT FINANCIAL INC
Dec 1, 2021	Vendor's Lien, Subdivision Related Transfer SENDERA TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 1, 2021 · Amount on File
Deed Sale	Dec 1, 2021 · Amount on File
Prior Sale	Dec 1, 2021 · Amount on File
Deed Document Number	2021357494
Record Updated	Sep 20, 2026

December 2021: Vendor's Lien, Subdivision Related Transfer

Document Type	Vendor's Lien
Jurisdiction	DALLAS TX
Recording Date	Dec 1, 2021
Property Address	528 WHETSTONE ST, DESOTO, TX 75115-1239
Document Number	0000357461
Map Reference	DOC 201900308173
Instrument Date	Nov 30, 2021
Instrument	202100357461
Transaction Type	Subdivision Related Transfer
Record Updated	May 19, 2026
Title Company	SENDERA TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	500 CRESCENT CT STE 350, 350, DALLAS, TX 75201-7854

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	528 WHETSTONE ST, DESOTO, TX 75115-1239

Mortgage

Document Number	0000357462
Date	Dec 1, 2021
Instrument	202100357462

Lender

Name	EVERETT FINANCIAL INC
Type	Funding / Finance Company
Address	DALLAS, TX 75254
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2051

December 2021: Vendor's Lien, Subdivision Related Transfer

Document Type	Vendor's Lien
Jurisdiction	DALLAS TX
Recording Date	Dec 1, 2021
Property Address	528 WHETSTONE ST, DESOTO, TX 75115-1239
Document Number	0000357494
Map Reference	DOC 201900308173
Instrument Date	Nov 30, 2021
Instrument	202100357494
Transaction Type	Subdivision Related Transfer
Record Updated	May 19, 2026
Title Company	SENDERA TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	500 CRESCENT CT STE 350, 350, DALLAS, TX 75201-7854

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	528 WHETSTONE ST, DESOTO, TX 75115-1239

Tax Assessment & Valuation

The 2025 property tax bill for 528 Whetstone St was $5,768 with exemptions applied, down 7.4% from the year before.

Source: Dallas County assessment roll, as of August 10, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Dallas County
Municipality	DeSoto City
Unified School District	DeSoto Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$306,840 (-4.16%) Land $90,000 Building $216,840	$306,840 (-4.16%) Land $90,000 Building $216,840
2025	$5,768.00 (-7.39%)	$320,170 Land $90,000 Building $230,170	$320,170 Land $90,000 Building $230,170
2024	$6,228.00 (+373.25%)
2023	$1,316.00	$377,570 (+12.7%)	$377,570 (+12.7%)
2022		$335,030 Land $70,000 Building $265,030	$335,030 Land $70,000 Building $265,030
2021	$1,316.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 528 Whetstone St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 528 Whetstone St is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 89% of Texas
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF DESOTO serves 57,999 people · EPA ID TX0570006
Water Source	Purchased surface water from DALLAS WATER UTILITY
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 363 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink.

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