Elko County property record for 528 Walnut St, Elko, NV 89801
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,376 sqft · built 1936 |
| Lot Size | 0.23 acres (10,019 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $195,000 (Sep 2017) |
| Tax Bill | $1,282 (2025) |
| Deeds & Mortgages | Nov 2019 Mortgage Sep 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 001-026-002 |
| Primary APN | 001-026-002 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,376 sqft Living Area |
| Gross Area | 2,818 sqft |
| Basement Area | 1,442 sqft |
| Year Built | Built 1936 |
|---|---|
| Exterior Material | Stucco |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 10,019 sqft (0.23 acres) |
| Fence | Fence |
| Heating System | Forced Air |
|---|---|
| Sewer | Septic |
| Water Source | Well |
| Street Address | 528 WALNUT ST |
|---|---|
| City | ELKO |
| State | NV |
| Zip | 89801-2502 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | ZR |
| Legal Description | TABER & SIMONSEN ADDITION FILE 3502,LOCATED IN,MDB&M |
| Legal Subdivision | TABER & SIMONSEN ADDITION |
| Legal Block | 129 |
| Legal Lot Number | 16-19 17 |
| Jurisdiction | ELKO NV |
| Township / Civil Division | ELKO |
| Census Block Group | 1 |
| Census Block | 1035 |
| Census Tract | 950800 |
Source: Elko County records, as of November 6, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 556 JUNIPER ST, ELKO, NV 89801-3536 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 19, 2019 | Deed of Trust, Mortgage · Conventional Mortgage US BANK NA |
| Sep 19, 2017 | Bargain and Sale Deed, Transfer · FHA Mortgage SUMMIT FUNDING INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 19, 2017 · Amount on Record |
| Deed Sale | Sep 19, 2017 · Amount on Record |
| Prior Sale | Apr 17, 2012 |
| Deed Document Number | 730695 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ELKO NV |
| Property Address | 528 WALNUT ST, ELKO, NV 89801-2502 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | STEWART TITLE ELKO |
| Name | Verified Name |
|---|
| Document Number | 0000762011 |
|---|---|
| Date | Nov 19, 2019 |
| Instrument | 762011 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2049 |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | ELKO NV |
| Recording Date | Sep 19, 2017 |
| Property Address | 528 WALNUT ST, ELKO, NV 89801-2502 |
| Document Number | 0000730695 |
| Instrument Date | Aug 13, 2017 |
| Instrument | 730695 |
| Transaction Type | Transfer |
| Record Updated | Sep 6, 2021 |
| Title Company | STEWART TITLE ELKO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 6710 CRESTLAND AVE, 6710, DALLAS, TX 75252-5948 |
| Name | Verified Name |
|---|---|
| Address | 556 JUNIPER ST, ELKO, NV 89801-3536 |
| Document Number | 0000730696 |
|---|---|
| Date | Sep 19, 2017 |
| Instrument | 730696 |
| Name | SUMMIT FUNDING INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2047 |
Source: Elko County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Nevada |
| County | Elko County |
| Municipality | Elko City |
| Unified School District | Elko County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,282.00 (+17.4%) | $46,638 (+50.04%) Land $22,050 Building $24,588 | $133,251 (+50.04%) Land $63,000 Building $70,251 |
| 2023 | $1,092.00 (+17.29%) | $31,083 (+22.44%) Land $8,750 Building $22,333 | $88,809 (+22.44%) Land $25,000 Building $63,809 |
| 2022 | $931.00 | $25,387 Land $8,750 Building $16,637 | $72,534 Land $25,000 Building $47,534 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective May 23, 2023
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 91% of Nevada |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF ELKO serves 23,000 people · EPA ID NV0000272 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2024 |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 274 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Anthem Broadband of Nevada Fiber | 2,000 / 2,000 |
| Zito Media Cable · Fiber in parts of the area | 1,000 / 25 |
| White Cloud Communications Fixed Wireless | 200 / 50 |
| Hot Spot Broadband Fixed Wireless | 100 / 50 |
May also be available: AT&T, Beehive Broadband, CC Communications Broadband, Rise Broadband, Verizon.
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