Cleveland County property record for 528 Waco Rd, Kings Mountain, NC 28086
| Property Type | Residential Vacant Land |
|---|---|
| Lot Size | 0.68 acres (29,621 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $285,000 (Mar 2026) |
| Tax Bill | $217 (2025) |
| Deeds & Mortgages | Mar 2026 Sale Jan 2025 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 67400 |
| Primary APN | 67400 |
|---|---|
| Alternative APN |
|
| Lot Area | 29,621 sqft (0.68 acres) |
|---|
| Account Number | 1359421 |
|---|---|
| Street Address | 528 WACO RD |
| City | KINGS MOUNTAIN |
| State | NC |
| Zip | 28086-2824 |
| Property Category | Residential |
| Property Type | Vacant Land > Residential |
| Legal Description | .68AC LOT#1 PB50-001 |
| Legal Block | 1 |
| Legal Lot Number | 1 |
| Jurisdiction | CLEVELAND NC |
| Township / Civil Division | CLEVELAND |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 950400 |
Source: Cleveland County records · APN 67400
Assessment roll updated September 30, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 118 TIMMS ST, KINGS MOUNTAIN, NC 28086-8246 |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Mar 04, 2026 | Warranty Deed, Subdivision Related Transfer |
| Jan 13, 2025 | Deed of Trust, Mortgage · Line of Credit BELMONT SAVINGS BANK SSB |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 04, 2026 · Amount on Record |
| Deed Sale | Mar 04, 2026 · Amount on Record |
| Deed Document Number | 2026200125301 |
| Deed Book / Page | 1968 / 1297 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLEVELAND NC |
| Recording Date | Mar 04, 2026 |
| Property Address | 528 WACO RD, KINGS MOUNTAIN, NC 28086-2824 |
| Document Number | 0019681297 |
| Book / Page | 1968 / 1297 |
| Map Reference | MB 50 PG 1 |
| Instrument Date | Mar 04, 2026 |
| Instrument | 200125301 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Mar 18, 2026 |
| Amount | Amount Recorded |
|---|---|
| Tax | $570.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5056 STONE RIDGE DR, GASTONIA, NC 28056-8115 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 118 TIMMS ST, KINGS MOUNTAIN, NC 28086-8246 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLEVELAND NC |
| Property Address | 528 WACO RD, KINGS MOUNTAIN, NC 28086-2824 |
| Transaction Type | Mortgage |
| Record Updated | Oct 03, 2025 |
| Name | Verified Name |
|---|---|
| Address | 5056 STONE RIDGE DR, GASTONIA, NC 28056-8115 |
| Investor | Possibly a Property Investor |
| Document Number | 0019371371 |
|---|---|
| Date | Jan 13, 2025 |
| Book Page | 1937/1371 |
| Instrument | 200109064 |
| Name | BELMONT SAVINGS BANK SSB |
|---|---|
| Type | Bank |
| Address | 210 PARK ST, BELMONT, NC 28012 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 252 Months |
| Due | Jan 01, 2046 |
Source: Cleveland County records · Assessment roll updated September 30, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cleveland County |
| Municipality | Kings Mountain City |
| Unified School District | Cleveland County Schools (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $289,413 (+1,261.11%) Land $22,032 Building $267,381 | $289,413 (+1,261.11%) Land $22,032 Building $267,381 | |
| 2025 | $217.00 | $21,263 Land $21,263 | $21,263 Land $21,263 |
Source: FEMA National Flood Hazard Layer, Cleveland County (37045C), as of March 5, 2020 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 370459504001, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | Low lower than 64% of the US · above 50% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless · Fiber in parts of the area | 100 / 20 |
May also be available: Ripple Fiber.
Based on FCC filings for 92 locations within half a mile of this property.
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