Lexington-Fayette Urban County property record for 528 W Third St, Lexington, KY 40508
| Property Type | Duplex |
|---|---|
| Details | 4 bd · 2.5 ba · 2,940 sqft · built 1880 |
| Lot Size | 0.08 acres (3,498 sqft) |
| Owner | Individual Name on File |
| Last Sale | $207,000 (Aug 2018) |
| Tax Bill | $5,291 (2026) |
| Deeds & Mortgages | Oct 2018 Mortgage Jun 2017 Mortgage + 1 more |
| APN | 16381300 |
| Primary APN | 16381300 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 2,940 sqft Total Area |
| Basement Area | 936 sqft |
| Unfinished Basement | 936 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1880 |
|---|---|
| Effective Year Built | Effective 1880 |
| Architectural Style | Duplex Single |
| Exterior Material | Brick |
| Lot Area | 3,498 sqft (0.08 acres) |
| Lot Width | 25.5 ft Width |
| Porch | Open Porch |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Street Address | 528 W THIRD ST |
|---|---|
| City | LEXINGTON |
| State | KY |
| Zip | 40508-1241 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | R-2 |
| Legal Description | E-22 PRESTON LOT PT 68; BOOK: 3842 PAGE: 100 |
| Legal Subdivision | PRESTON |
| Legal Lot Number | 68 |
| Jurisdiction | FAYETTE KY |
| Township / Civil Division | LEXINGTON-FAYETTE CENTRAL |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 102 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Individually Listed | Northside Historic Residential District listed 1979 · 1,649 contributing resources · NRIS 79000977 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
528 W Third St, a duplex, is owned and occupied by an individual who bought it in August 2018.
Source: Lexington-Fayette Urban County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 528 W THIRD ST, LEXINGTON, KY 40508-1241 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 12, 2018 | Deed of Trust, Mortgage CITIZENS NATL BK OF SOMERSET |
| Jun 30, 2017 | Deed of Trust, Mortgage STEARNS LENDING LLC |
| Aug 7, 2018 | Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 7, 2018 · Amount on File |
| Deed Sale | Aug 7, 2018 · Amount on File |
| Deed Book / Page | 3604 / 414 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FAYETTE KY |
| Property Address | 528 W THIRD ST, LEXINGTON, KY 40508-1241 |
| Transaction Type | Mortgage |
| Record Updated | Aug 9, 2022 |
| Name | Verified Name |
|---|
| Document Number | 009196/087 |
|---|---|
| Date | Oct 12, 2018 |
| Book Page | 9196/087 |
| Name | CITIZENS NATL BK OF SOMERSET |
|---|
| Amount | Amount on Record |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FAYETTE KY |
| Property Address | 528 W THIRD ST, LEXINGTON, KY 40508-1241 |
| Transaction Type | Mortgage |
| Record Updated | Aug 9, 2022 |
| Name | Verified Name |
|---|
| Document Number | 008877/349 |
|---|---|
| Date | Jun 30, 2017 |
| Book Page | 8877/349 |
| Name | STEARNS LENDING LLC |
|---|
| Amount | Amount on Record |
|---|
| Document Type | Deed |
|---|---|
| Jurisdiction | FAYETTE KY |
| Recording Date | Aug 7, 2018 |
| Property Address | 528 W THIRD ST, LEXINGTON, KY 40508-1241 |
| Document Number | 003604/414 |
| Book / Page | 3604 / 414 |
| Transaction Type | Transfer |
| Record Updated | Aug 9, 2022 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
The 2026 property tax bill for 528 W Third St was $5,291, up 1.9% from the year before.
Source: Lexington-Fayette Urban County assessment roll, as of November 11, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County / Municipality | Lexington-Fayette Urban County |
| Unified School District | Fayette County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,291.00 (+1.89%) | $420,000 (-) | $420,000 (-) |
| 2025 | $5,193.00 | $420,000 | $420,000 |
| 2023 | $5,193.00 | $420,000 | $420,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA has no flood map on file for 528 W Third St; there have been 5 flood claims nearby since 1997.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Claims | 5 (1997–2010) |
| Claims Outside the SFHA | 5 of 5 |
| Most Recent Claim | May 2010 · Severe Storms, Flooding, Mudslides, And Tornadoes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 528 W Third St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | KENTUCKY-AMERICAN WATER CO private · serves 669,042 people · EPA ID KY0340250 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 496 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Windstream Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: T-Mobile, Verizon.
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