Caddo County property record for 528 W Main St, Hydro, OK 73048
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,692 sqft · built 1982 |
| Lot Size | 0.562 acres (24,481 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $127,500 (Mar 2020) |
| Tax Bill | $1,420 (2025) |
| Deeds & Mortgages | Jul 2022 Mortgage Aug 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 18142 |
| Primary APN | 18142 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,692 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1982 |
|---|---|
| Effective Year Built | Effective 1982 |
| Architectural Style | Conventional |
| Exterior Material | Brick Veneer |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 24,481 sqft (0.562 acres) |
| Lot Dimensions | 140 ft deep x 175 ft wide |
| Garage Type | Attached |
| Garage Area | 484 sqft |
| Porch | Slab |
| Patio Area | 20 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 18142 |
|---|---|
| Street Address | 528 W MAIN ST |
| City | HYDRO |
| State | OK |
| Zip | 73048-8740 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LTS 6-12 BLK 38 HYDRO OT |
| Legal Subdivision | HYDRO OT |
| Legal Block | 38 |
| Legal Lot Number | 6-12 |
| Jurisdiction | CADDO OK |
| Township / Civil Division | HYDRO |
| Census Block Group | 2 |
| Census Block | 2031 |
| Census Tract | 161700 |
Source: Caddo County records, as of September 23, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 528 W MAIN ST, HYDRO, OK 73048-8740 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 12, 2022 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Aug 18, 2021 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Mar 20, 2020 | Warranty Deed, Transfer · FHA Mortgage QUICKEN LOANS INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 20, 2020 · Amount on File |
| Deed Sale | Mar 20, 2020 · Amount on File |
| Prior Sale | Mar 6, 2013 |
| Deed Document Number | 20201589 |
| Deed Book / Page | 3158 / 201 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CADDO OK |
| Property Address | 528 W MAIN ST, HYDRO, OK 73048-8740 |
| Transaction Type | Mortgage |
| Record Updated | Aug 16, 2022 |
| Name | Verified Name |
|---|
| Document Number | 00003234/1 |
|---|---|
| Date | Jul 12, 2022 |
| Book Page | 3234/1 |
| Instrument | 202200003807 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CADDO OK |
| Property Address | 528 W MAIN ST, HYDRO, OK 73048-8740 |
| Transaction Type | Mortgage |
| Record Updated | Sep 22, 2021 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|
| Document Number | 3203/84 |
|---|---|
| Date | Aug 18, 2021 |
| Book Page | 3203/84 |
| Instrument | 202100004455 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CADDO OK |
| Recording Date | Mar 20, 2020 |
| Property Address | 528 W MAIN ST, HYDRO, OK 73048-8740 |
| Document Number | 003158/201 |
| Book / Page | 3158 / 201 |
| Instrument Date | Mar 18, 2020 |
| Instrument | 202000001589 |
| Transaction Type | Transfer |
| Record Updated | Feb 22, 2022 |
| Title Company | OLD REPUBLIC TITLE, OLD REPUBLIC TITLE CO OF OK |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $191.25 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1050 WOODWARD AVE, DETROIT, MI 48226-3573 |
| Mail Care Of | QUCKEN LOANS INC |
| Document Number | 0003158202 |
|---|---|
| Date | Mar 20, 2020 |
| Instrument | 3158/202 |
| Name | QUICKEN LOANS INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2050 |
Source: Caddo County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Oklahoma |
| County | Caddo County |
| Municipality | Hydro Town |
| Unified School District | Hydro-Eakly Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $15,217 (+5%) Land $686 Building $14,531 | $138,337 (+5%) Land $6,240 Building $132,097 | |
| 2025 | $1,420.00 (-0.07%) | $14,492 (+3.65%) Land $686 Building $13,806 | $131,750 (-4.71%) Land $6,240 Building $125,510 |
| 2024 | $1,421.00 (+20.53%) | $13,982 (+5%) Land $686 Building $13,296 | $138,260 (+11.34%) Land $6,240 Building $132,020 |
| 2023 | $1,179.00 | $13,316 Land $686 Building $12,630 | $124,175 Land $6,240 Building $117,935 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective April 18, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 53% of the US · lower than 83% of Oklahoma |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HYDRO PWA serves 1,060 people · EPA ID OK2000812 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2025 |
| Lead | 6 ppb (2023–2025) action level 15 ppb |
| Water Quality | Nitrate-Nitrite resolved · Jan 2016 |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 17 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 180 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Hinton CATV Company Fiber · Fixed Wireless | 1,000 / 500 |
| Hudson Technology Solutions Fixed Wireless | 500 / 250 |
| Optimum Cable | 500 / 20 |
| Verizon Fixed Wireless | 300 / 20 |
| Plains Internet Fixed Wireless | 100 / 20 |
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