Ionia County property record for 528 W High St, Belding, MI 48809
| Property Type | Single Family Home |
|---|---|
| Details | 1 bd · 1.5 ba · 960 sqft · built 1949 |
| Lot Size | 0.455 acres (19,820 sqft) |
| Owner | Company Name on File |
| Tax Bill | $2,210 (2025) |
| Deeds & Mortgages | Aug 2018 Mortgage Apr 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 40110000012000 |
| Primary APN | 40110000012000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 960 sqft Living Area |
| 1st Floor Area | 960 sqft |
| Basement Area | 960 sqft |
| Unfinished Basement | 960 sqft |
| Year Built | Built 1949 |
|---|---|
| Effective Year Built | Effective 1952 |
| Architectural Style | Ranch |
| Exterior Material | Wood Siding |
| Lot Area | 19,820 sqft (0.455 acres) |
| Lot Dimensions | 247 ft deep x 80 ft wide |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Forced Air with A/C |
|---|---|
| Sewer | Connected |
| Street Address | 528 W HIGH ST |
|---|---|
| City | BELDING |
| State | MI |
| Zip | 48809-1132 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-2 |
| Legal Description | CITY OF BELDING ELLIS ADD LOT 26 |
| Legal Subdivision | CITY OF BELDING ELLIS ADD |
| Legal Lot Number | 26 |
| Jurisdiction | IONIA MI |
| Township / Civil Division | BELDING |
| Census Block Group | 2 |
| Census Block | 2020 |
| Census Tract | 30300 |
Source: Ionia County assessment roll, APN 40110000012000, as of July 13, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 528 W HIGH ST, BELDING, MI 48809-1132 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Life Estate |
| Date | Document |
|---|---|
| Aug 31, 2018 | Deed of Trust, Mortgage · FHA Mortgage ACCESS NATIONAL MORTGAGE INC |
| Apr 12, 2017 | Unknown, Mortgage · Conventional Mortgage LOW VA RATES LLC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Transfer Date | Jul 11, 2016 |
| Transfer Doc | 0642/6185 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | IONIA MI |
| Property Address | 528 W HIGH ST, BELDING, MI 48809-1132 |
| Transaction Type | Mortgage |
| Record Updated | Sep 26, 2018 |
| Name | Verified Name |
|---|
| Document Number | 0000000651/0000006640 |
|---|---|
| Date | Aug 31, 2018 |
| Book Page | 0000000651/0000006640 |
| Name | ACCESS NATIONAL MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 353 Months |
| Due | Jan 01, 2048 |
| Document Type | Unknown |
|---|---|
| Jurisdiction | IONIA MI |
| Property Address | 528 W HIGH ST, BELDING, MI 48809-1132 |
| Transaction Type | Mortgage |
| Record Updated | Aug 25, 2017 |
| Name | Verified Name |
|---|
| Document Number | , 0006456718 |
|---|---|
| Date | Apr 12, 2017 |
| Book Page | 0645/6718 |
| Name | LOW VA RATES LLC |
|---|---|
| Type | Non-Lending Institution |
| Address | MCCOMB, MS 39649 |
| Type | Conventional Mortgage |
|---|
| Document Number | , 0006456718 |
|---|---|
| Date | Apr 12, 2017 |
| Book Page | 0645/6718 |
| Name | LOW VA RATES LLC |
|---|---|
| Type | Non-Lending Institution |
| Address | MCCOMB, MS 39649 |
| Type | Conventional Mortgage |
|---|
Source: Ionia County assessment roll as of July 13, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Ionia County |
| Municipality | Belding City |
| Unified School District | Belding Area School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $116,100 (+12.07%) Land $23,400 Building $92,700 | $232,200 (+12.07%) Land $46,800 Building $185,400 | |
| 2025 | $2,210.00 (+2.6%) Homeowner's exemption | $103,600 (+31.31%) Land $19,300 Building $84,300 | $207,200 (+31.31%) Land $38,600 Building $168,600 |
| 2024 | $2,154.00 | ||
| 2023 | $78,900 Land $12,400 Building $66,500 | $157,800 Land $24,800 Building $133,000 |
Source: FEMA National Flood Hazard Layer, Ionia County (26067C), as of January 15, 2015 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 260670303002, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, 253 locations within half a mile, as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Point Broadband Fiber Holding Fixed Wireless · Fiber in parts of the area | 200 / 50 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Source: EPA Safe Drinking Water Information System, water system MI0000560, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | BELDING serves 5,769 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2021 |
| Lead | 2 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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