528 W 7th St, Pecatonica, IL 61063 Property Records

Winnebago County property record for 528 W 7th St, Pecatonica, IL 61063

Property Summary

Property Type	Single Family Home
Details	1,567 sqft · built 1958
Lot Size	0.32 acres (13,939 sqft)
Owner	Trust Name on File
Tax Bill	$3,427 (2025)
Deeds & Mortgages	Nov 2022 Line of Credit Aug 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`09-29-404-003`

Property Details

APN / Parcel Number

Primary APN	`09-29-404-003`
Alternative APNs	`929404003` `461D322`

Interior

Building Area	1,567 sqft Living Area

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1958
Lot Area	13,939 sqft (0.32 acres)
Garage Type	Attached
Garage Area	304 sqft

Location & Zoning

Account Number	461D322
Street Address	528 W 7TH ST
City	PECATONICA
State	IL
Zip	61063-9742
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WD 784-265 + 840-412 E74FT W200FT NPTLOT 23 E OF E LINE GROVE ST THE N LINEOF TR BEING THE S LINE OF 7TH ST SEC:29 TWP: 027 RANGE: 010 ACRES: 0.32
Legal Lot Number	23
Jurisdiction	WINNEBAGO IL
Township / Civil Division	PECATONICA
Census Block Group	2
Census Block	2009
Census Tract	4300

Owner

528 W 7th St is held in a trust since April 2017.

Source: Winnebago County records, as of July 28, 2026

Owner of Record	Trust Name on File
Mailing Address	1120 TAYLOR ST, PECATONICA, IL 61063-9531
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 17, 2022	Deed of Trust, Mortgage · Line of Credit GERMAN AMERICAN STATE BANK
Aug 4, 2021	Deed of Trust, Mortgage · Conventional Mortgage GERMAN AMERICAN STATE BANK
Mar 16, 2017	Grant Deed, Transfer ATTORNEY ONLY
Apr 10, 2017	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 10, 2017
Deed Sale	Apr 10, 2017
Prior Sale	Jan 14, 2011 · Amount on File
Record Updated	Oct 29, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINNEBAGO IL
Property Address	528 W 7TH ST, PECATONICA, IL 61063-9742
Transaction Type	Mortgage
Record Updated	Dec 14, 2022
Title Company	TUA

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000034890
Date	Nov 17, 2022
Instrument	2234890

Lender

Name	GERMAN AMERICAN STATE BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	4.22%

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINNEBAGO IL
Property Address	528 W 7TH ST, PECATONICA, IL 61063-9742
Transaction Type	Mortgage
Record Updated	Sep 8, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000027432
Date	Aug 4, 2021
Instrument	2127432

Lender

Name	GERMAN AMERICAN STATE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

March 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	WINNEBAGO IL
Recording Date	Mar 16, 2017
Property Address	528 W 7TH ST, PECATONICA, IL 61063-9742
Document Number	0001008125
Instrument Date	Mar 15, 2017
Instrument	1008125
Transaction Type	Transfer
Record Updated	Mar 28, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$115.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	1120 TAYLOR ST PECATONICA IL 610639531, PECATONICA, IL 61063-9531

April 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	WINNEBAGO IL
Recording Date	Apr 10, 2017
Property Address	528 W 7TH ST, PECATONICA, IL 61063-9742
Document Number	0001010772
Instrument Date	Mar 15, 2017
Instrument	1010772
Transaction Type	Transfer
Record Updated	Apr 21, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$116.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	1120 TAYLOR ST PECATONICA IL 610639531, PECATONICA, IL 61063-9531

Tax Assessment & Valuation

The 2025 property tax bill for 528 W 7th St was $3,427.

Source: Winnebago County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Winnebago County
County Subdivision	Pecatonica Township
Municipality	Pecatonica Village
Unified School District	Pecatonica Community Unit School District 321 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,427.00	$47,377 Land $5,474 Building $41,903	$142,131 Land $16,422 Building $125,709
2022		$37,396 Land $4,321 Building $33,075	$112,188 Land $12,963 Building $99,225

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 528 W 7th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 528 W 7th St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 70% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PECATONICA serves 2,195 people · EPA ID IL2010250
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	3 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 59 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
JCWIFI.com Fixed Wireless	200 / 200
AT&T Fixed Wireless	100 / 20

May also be available: AaroBand, T-Mobile.

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