528 W 650 S, Richfield, UT 84701 Property Records

Sevier County property record for 528 W 650 S, Richfield, UT 84701

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 1,763 sqft · built 1995
Lot Size	0.29 acres (12,632 sqft)
Owner	2 Individual Names on File
Last Sale	$555,355 (Jan 2026)
Tax Bill	$2,438 (2025)
Deeds & Mortgages	Mar 2022 Mortgage Jan 2024 Mortgage + 5 more
APN	`3-21-15`

Property Details

APN / Parcel Number

Primary APN	`3-21-15`
Alternative APNs	`0164596` `164596`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,763 sqft Living Area
Basement Area	1,743 sqft
Finished Basement	1,743 sqft
Unfinished Basement	1,743 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Architectural Style	Ranch
Lot Area	12,632 sqft (0.29 acres)
Garage Type	Attached
Garage Area	756 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Refrigeration

Location & Zoning

Account Number	0164596
Street Address	528 W 650 S
City	RICHFIELD
State	UT
Zip	84701-2763
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ALL OF LOT 15 OGDEN ACRES SUBDIVISION IN RICHFIELD CITY SURVEY AREA .29 ACRE
Legal Subdivision	OGDEN
Legal Lot Number	15
Jurisdiction	SEVIER UT
Township / Civil Division	RICHFIELD
Census Block Group	4
Census Block	4005
Census Tract	975300

Owner

528 W 650 S is owned by two individuals who bought it in January 2026.

Source: Sevier County records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	859 S 440 W, RICHFIELD, UT 84701-3010
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 21, 2022	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC
Jan 2, 2024	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC
Jan 28, 2026	Deed of Trust, Mortgage · Stand-Alone Second Mortgage INTERCAP LENDING
Jan 27, 2009	Deed of Trust, Mortgage CELTIC BANK CORP
Feb 23, 2009	Deed of Trust, Mortgage · Line of Credit ZIONS FIRST NATIONAL BANK
Jan 28, 2026	Warranty Deed, Transfer · FHA Mortgage INTERCAP LENDING
Oct 25, 2019	Warranty Deed, Transfer · FHA Mortgage QUICKEN LOANS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 28, 2026 · Amount on File
Deed Sale	Jan 28, 2026 · Amount on File
Prior Sale	Oct 25, 2019 · Amount on File
Deed Document Number	2026445417
Deed Book / Page	850 / 825
Record Updated	Oct 29, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SEVIER UT
Property Address	528 W 650 S, RICHFIELD, UT 84701-2763
Transaction Type	Mortgage
Record Updated	Feb 16, 2026
Title Company	AMROCK INC, AMROCK LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000803/467
Date	Mar 21, 2022
Book Page	803/467
Instrument	428403

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2052

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SEVIER UT
Property Address	528 W 650 S, RICHFIELD, UT 84701-2763
Transaction Type	Mortgage
Record Updated	Feb 16, 2026
Title Company	AMROCK INC, AMROCK LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00824/1501
Date	Jan 2, 2024
Book Page	824/1501
Instrument	436590

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2054

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SEVIER UT
Property Address	528 W 650 S, RICHFIELD, UT 84701-2763
Transaction Type	Mortgage
Record Updated	Feb 16, 2026
Title Company	FIRST AMERICAN - RICHFIELD, FIRST AMERICAN RICHFIELD

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000850/847
Date	Jan 28, 2026
Book Page	850/847
Instrument	445419

Lender

Name	INTERCAP LENDING
Type	Mortgage Company
Address	SALT LAKE CITY, UT 84121

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record

January 2009: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SEVIER UT
Property Address	528 W 650 S, RICHFIELD, UT 84701-2763
Transaction Type	Mortgage
Record Updated	Feb 16, 2026
Title Company	D LAND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00615/0908
Date	Jan 27, 2009
Book Page	615/0908
Instrument	00358167

Lender

Name	CELTIC BANK CORP
Address	SALT LAKE CITY, UT 84111

Agreement

Amount	Amount on Record

February 2009: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SEVIER UT
Property Address	528 W 650 S, RICHFIELD, UT 84701-2763
Transaction Type	Mortgage
Record Updated	Feb 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00618/0067
Date	Feb 23, 2009
Book Page	618/0067
Instrument	00358638

Lender

Name	ZIONS FIRST NATIONAL BANK
Type	Bank
Address	RICHFIELD, UT 84701

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SEVIER UT
Recording Date	Jan 28, 2026
Property Address	528 W 650 S, RICHFIELD, UT 84701-2763
Document Number	000850/825
Book / Page	850 / 825
Instrument Date	Jan 28, 2026
Instrument	445417
Transaction Type	Transfer
Record Updated	Feb 16, 2026
Title Company	FIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	859 S 440 W, RICHFIELD, UT 84701-3010

Mortgage

Document Number	0000445418
Date	Jan 28, 2026
Instrument	445418

Lender

Name	INTERCAP LENDING
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2056

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SEVIER UT
Recording Date	Oct 25, 2019
Property Address	528 W 650 S, RICHFIELD, UT 84701-2763
Document Number	00757/1331
Book / Page	757 / 1331
Instrument Date	Sep 15, 2019
Instrument	00411919
Transaction Type	Transfer
Record Updated	Dec 16, 2021
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	528 W 650 S, RICHFIELD, UT 84701-2763

Mortgage

Document Number	0000411920
Date	Oct 25, 2019
Instrument	00411920

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 528 W 650 S was $2,438.

Source: Sevier County assessment roll, as of December 29, 2025

Property Jurisdictions

Type	Name
State	Utah
County	Sevier County
Municipality	Richfield City
Unified School District	Sevier School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$259,532 (+3.33%) Land $51,741 Building $207,791	$471,877 (+3.33%) Land $94,075 Building $377,802
2025	$2,438.00	$251,177 (+2.06%) Land $46,655 Building $204,522	$456,686 (+2.06%) Land $84,828 Building $371,858
2024	$2,438.00 (-7.37%)	$246,115 (-6.49%) Land $39,630 Building $206,485	$447,483 (-6.49%) Land $72,055 Building $375,428
2023	$2,632.00 (+10.03%)	$263,206 (+20.5%) Land $35,695 Building $227,511	$478,557 (+20.5%) Land $64,900 Building $413,657
2022	$2,392.00	$218,420 Land $34,598 Building $183,822	$397,128 Land $62,906 Building $334,222

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA has no flood map on file for 528 W 650 S; there have been 1 flood claim nearby since 1982.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (1982)
Most Recent Claim	Aug 1982 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 528 W 650 S is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of Utah
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RICHFIELD CITY serves 8,360 people · EPA ID UTAH21013
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 379 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CentraCom Fiber · Cable · Fixed Wireless in parts of the area	2,000 / 2,000
InfoWest Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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