528 Vilas St, Onalaska, WI 54650 Property Records

La Crosse County property record for 528 Vilas St, Onalaska, WI 54650

Property Summary

Property TypeSingle Family Home
Lot Size0.219 acres (9,583 sqft)
OwnerIndividual Name on File
Last Sale$208,000 (Aug 2019)
Tax Bill$3,367 (2025)
Deeds & MortgagesNov 2017 Mortgage
Mar 2019 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN018-002641-000

Property Details

APN / Parcel Number

Primary APN018-002641-000
Alternative APNs
  • 18 2641 0
  • 42827

Exterior

Lot Area9,583 sqft (0.219 acres)

Location & Zoning

Account Number42827
Old Parcel Number18 2641 0
Street Address528 VILAS ST
CityONALASKA
StateWI
Zip54650-2034
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionEARL W. PHILLIPS ADDITION LOT 6 & E 1FT LOT 5
Legal Range07
Legal Township16
Legal Section05
Legal QuarterNE
Quarter-Quarter SectionNE
Legal SubdivisionEARL W PHILLIPS ADDITION
Legal Lot Number5-6
JurisdictionLA CROSSE WI
Township / Civil DivisionONALASKA
Census Block Group2
Census Block2002
Census Tract10403

Owner

528 Vilas St is owned and occupied by an individual who bought it in August 2019.

Source: La Crosse County records, as of February 16, 2026

Owner of RecordIndividual Name on File
Co-ownerCo-owner on File
Mailing Address528 VILAS ST, ONALASKA, WI 54650-2034
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Nov 7, 2017Deed of Trust, Mortgage · Conventional Mortgage
ALTRA FCU
Mar 6, 2019Deed of Trust, Mortgage · Conventional Mortgage
ALTRA FCU
Aug 16, 2019Warranty Deed, Transfer · Conventional Mortgage
BREMER BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 16, 2019 · Amount on File
Deed SaleAug 16, 2019 · Amount on File
Prior SaleMay 21, 2012 · Amount on File
Deed Document Number1730964
Record UpdatedJun 8, 2026

November 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLA CROSSE WI
Property Address528 VILAS ST, ONALASKA, WI 54650-2034
Transaction TypeMortgage
Record UpdatedMar 15, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number1702087
DateNov 7, 2017
Instrument1702087
Lender
NameALTRA FCU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term180 Months
DueNov 1, 2032
Interest
Rate TypeFixed Rate

March 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLA CROSSE WI
Property Address528 VILAS ST, ONALASKA, WI 54650-2034
Transaction TypeMortgage
Record UpdatedMar 15, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number1723017
DateMar 6, 2019
Instrument1723017
Lender
NameALTRA FCU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueMar 5, 2049
Interest
Rate TypeFixed Rate

August 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLA CROSSE WI
Recording DateAug 16, 2019
Property Address528 VILAS ST, ONALASKA, WI 54650-2034
Document Number0001730964
Instrument DateAug 16, 2019
Instrument1730964
Transaction TypeTransfer
Record UpdatedFeb 18, 2022
Title CompanyKNIGHT BARRY TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$624.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address528 VILAS ST, ONALASKA, WI 54650-2034

Mortgage

Document Number0001730965
DateAug 16, 2019
Instrument1730965
Lender
NameBREMER BANK
Agreement
TypeConventional Mortgage
AmountAmount on Record
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 528 Vilas St was $3,367 with a homeowner's exemption.

Source: La Crosse County assessment roll, as of January 1, 2025

Property Jurisdictions

TypeName
StateWisconsin
CountyLa Crosse County
MunicipalityOnalaska City
Unified School DistrictOnalaska School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,367.00 Homeowner's exemption$263,700 Land $67,100 Building $196,600$266,800
2023$3,238.00 Homeowner's exemption$191,800 Land $47,900 Building $143,900$191,800 Land $47,900 Building $143,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 528 Vilas St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 3, 2023

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 528 Vilas St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 57% of Wisconsin
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemONALASKA WATERWORKS
serves 18,000 people · EPA ID WI6320327
Water SourceGroundwater
Last State InspectionDec 2023
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 425 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
TDS Telecom
Fiber
8,000 / 8,000
Brightspeed
Fiber
2,000 / 2,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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