528 Valley Oak Dr, Bunnlevel, NC 28323 Property Records

Harnett County property record for 528 Valley Oak Dr, Bunnlevel, NC 28323

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,687 sqft · built 2008
Lot Size	0.339 acres (14,810 sqft)
Owner	Individual Name on File
Last Sale	$159,000 (Mar 2021)
Tax Bill	$1,523 (2025)
Deeds & Mortgages	Jun 2023 Line of Credit Mar 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1500040882`

Property Details

APN / Parcel Number

Primary APN	`1500040882`
Alternative APN	`01053605 0028 48`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,687 sqft Heated Area
Gross Area	2,396 sqft
1st Floor Area	1,452 sqft
Fireplaces	2 Fireplaces
Fireplace	Prefabricated

Exterior

Year Built	Built 2008
Exterior Material	Aluminum/Vinyl
Lot Area	14,810 sqft (0.339 acres)
Garage Area	514 sqft
Porch	Porch
Porch Area	24 sqft
Patio Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	1500040882
Street Address	528 VALLEY OAK DR
City	BUNNLEVEL
State	NC
Zip	28323-9125
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA-20R
Legal Description	LT#161 FOREST OAKS PH 3 MAP#2007-847
Legal Subdivision	FOREST OAKS
Legal Phase	3
Legal Lot Number	161
Jurisdiction	HARNETT NC
Township / Civil Division	ANDERSON CREEK
Census Block Group	1
Census Block	1013
Census Tract	71204

Owner

Source: Harnett County assessment roll, as of January 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	528 VALLEY OAK DR, BUNNLEVEL, NC 28323-9125
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 15, 2023	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Mar 3, 2021	Warranty Deed, Transfer · FHA Mortgage HOMESIDE FINANCIAL LLC

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Mar 3, 2021 · Amount on Record
Deed Sale	Mar 3, 2021 · Amount on Record
Prior Sale	Jun 9, 2008 · Amount on Record
Deed Document Number	0003947911
Deed Book / Page	3947 / 911
Record Updated	Jun 8, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARNETT NC
Property Address	528 VALLEY OAK DR, BUNNLEVEL, NC 28323-9125
Transaction Type	Mortgage
Record Updated	Jul 4, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000009580
Date	Jun 15, 2023
Book Page	4196/1067
Instrument	2023009580

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	CHARLOTTE, NC 28202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Jul 6, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HARNETT NC
Recording Date	Mar 3, 2021
Property Address	528 VALLEY OAK DR, BUNNLEVEL, NC 28323-9125
Document Number	0000004893
Book / Page	3947 / 911
Map Reference	MB 2007 PG 847&848
Instrument Date	Nov 16, 2020
Instrument	2021004893
Transaction Type	Transfer
Record Updated	Aug 23, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$318.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3980 SAILER RD, 3980, MOUNT VERNON, IN 47620-7958

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	528 VALLEY OAK DR, BUNNLEVEL, NC 28323-9125

Mortgage

Document Number	0000004894
Date	Mar 3, 2021
Instrument	2021004894

Lender

Name	HOMESIDE FINANCIAL LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

Tax Assessment & Valuation

Source: Harnett County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Harnett County
Unified School District	Harnett County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,523.00	$205,192 (-)	$205,192 (-) Land $12,850 Building $192,342
2023	$1,523.00	$205,192	$205,192 Land $12,850 Building $192,342

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (2024)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2024 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 50% of the US · above 71% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARNETT REGIONAL WATER serves 121,885 people · EPA ID NC0343045
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 117 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G and 4G LTE (outdoors only)

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