528 Upperway, Wharton, NJ 07885 Property Records

Morris County and Wharton Borough property record for 528 Upperway, Wharton, NJ 07885

Property Summary

Property Type	Single Family Home
Details	1,454 sqft · built 1979
Lot Size	0.155 acres (6,752 sqft)
Owner	2 Individual Names on Record
Last Sale	$408,000 (Jun 2025)
Tax Bill	$9,466 (2024)
Deeds & Mortgages	Dec 2025 Mortgage
APN	`39-00201-0000-00025-0000-C028B`

Property Details

APN / Parcel Number

Primary APN	`39-00201-0000-00025-0000-C028B`
Alternative APNs	`3900201000000025C028B` `3900201000000528B`

Interior

Building Area	1,454 sqft Living Area

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Architectural Style	Condo/Apartment
Lot Area	6,752 sqft (0.155 acres)

Location & Zoning

Old Parcel Number	3900201000000528B
Street Address	528 UPPERWAY
City	WHARTON
State	NJ
Zip	07885-1770
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A
Legal Description	OVERLOOK VILLAGE CONDO BLDG 5 UNIT 52B
Legal Subdivision	OVERLOOK VILLAGE CONDO BLDG 5
Legal Block	201
Legal Lot Number	25
Jurisdiction	MORRIS NJ
Township / Civil Division	WHARTON
Census Block Group	1
Census Block	1009
Census Tract	45100

Owner

Source: Morris County and Wharton Borough records, as of July 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	528 UPPERWAY, WHARTON, NJ 07885-1770
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 17, 2025 · Amount on Record
Deed Sale	Jun 17, 2025 · Amount on Record
Prior Sale	Aug 3, 2001 · Amount on Record
Deed Document Number	202523812
Deed Book / Page	24934 / 1712
Prior Transfer Date	Feb 26, 1998
Prior Transfer Doc	0000025983
Record Updated	Sep 20, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORRIS NJ
Property Address	528 UPPERWAY, WHARTON, NJ 07885-1770
Transaction Type	Mortgage
Record Updated	Dec 16, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	288 NW 119TH WAY, CORAL SPRINGS, FL 33071-8030

Mortgage

Document Number	0250221592
Date	Dec 2, 2025
Book Page	25022/1592
Instrument	2025050476

Lender

Name	A&D MORTGAGE LLC
Type	Mortgage Company
Address	FORT LAUDERDALE, FL 33309

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2056

Tax Assessment & Valuation

Source: Morris County and Wharton Borough assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Morris County
Municipality	Wharton Borough
Secondary School District	Morris Hills Regional School District (09 - 12)
Elementary School District	Wharton Borough School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$371,000 (+7.13%) Land $90,000 Building $281,000	$371,000 (+7.13%) Land $90,000 Building $281,000
2025		$346,300 (+21.59%) Land $80,000 Building $266,300	$346,300 (+21.59%) Land $80,000 Building $266,300
2024	$9,466.00 (+18.49%)
2023		$284,800 Land $60,000 Building $224,800	$284,800 Land $60,000 Building $224,800
2022	$7,989.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WHARTON WATER DEPT serves 6,342 people · EPA ID NJ1439001
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	9 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 123 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300