528 Trapper Creek Rd, Sandpoint, ID 83864 Property Records

Bonner County property record for 528 Trapper Creek Rd, Sandpoint, ID 83864

Property Summary

Property Type	Rural Home
Details	3 bd · 2 ba · 1,820 sqft · built 2012
Lot Size	20 acres (871,200 sqft)
Owner	Individual Name on Record
Tax Bill	$1,033 (2023)
Deeds & Mortgages	Jan 2023 Line of Credit Nov 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`RP58N01E017812A`

Property Details

APN / Parcel Number

Primary APN	`RP58N01E017812A`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,820 sqft Finished Area
Fireplace	Fireplace

Exterior

Year Built	Built 2012
Roof Type	Gable
Roof Material	Galvanized Metal
Lot Area	871,200 sqft (20 acres)
Garage Type	Built-in
Shed	1 Shed
Shed Area	112 sqft
Pole Barn	224 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	HVAC

Location & Zoning

Street Address	528 TRAPPER CREEK RD
City	SANDPOINT
State	ID
Zip	83864-9056
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	1-58N-1E E2NWSE
Jurisdiction	BONNER ID
Township / Civil Division	SANDPOINT
Census Block Group	1
Census Block	1050
Census Tract	950201

Owner

Source: Bonner County records, as of December 4, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	528 TRAPPER CREEK RD, SANDPOINT, ID 83864-9056
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 18, 2023	Deed of Trust, Mortgage · Line of Credit MOUNTAIN WEST BANK
Nov 9, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage MOUNTAIN WEST BANK
Jun 17, 2020	Intrafamily Transfer, Transfer · Line of Credit MOUNTAIN WEST BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Prior Sale	Jun 17, 2020
Last Transfer Date	Nov 9, 2020
Transfer Doc	969634
Record Updated	Jun 7, 2026

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BONNER ID
Property Address	528 TRAPPER CREEK RD, SANDPOINT, ID 83864-9056
Transaction Type	Mortgage
Record Updated	Jan 27, 2023
Title Company	NORTH ID TTL CO COEUR D ALEN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	528 TRAPPER CREEK RD, SANDPOINT, ID 83864-9056

Mortgage

Document Number	0001016020
Date	Jan 18, 2023
Instrument	1016020

Lender

Name	MOUNTAIN WEST BANK
Type	Bank
Address	PONDERAY, ID 83852

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BONNER ID
Recording Date	Nov 9, 2020
Property Address	528 TRAPPER CREEK RD, SANDPOINT, ID 83864-9056
Document Number	969634
Instrument Date	Nov 3, 2020
Instrument	969634
Transaction Type	Transfer
Record Updated	Jun 21, 2021
Title Company	NORTH ID TITLE COMPANY-COEUR D'ALENE, NORTH ID TTL CO COEUR DIAKLE

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	528 TRAPPER CREEK RD, SANDPOINT, ID 83864-9056

Mortgage

Document Number	969635
Date	Nov 9, 2020
Instrument	969635

Lender

Name	MOUNTAIN WEST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Dec 1, 2035

June 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BONNER ID
Recording Date	Jun 17, 2020
Property Address	528 TRAPPER CREEK RD, SANDPOINT, ID 83864-9056
Document Number	959297
Instrument Date	Jun 12, 2020
Instrument	959297
Transaction Type	Transfer
Record Updated	Jun 21, 2021
Title Company	ALLIANCE TITLE SANDPOINT

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	528 TRAPPER CREEK RD, SANDPOINT, ID 83864-9056

Mortgage

Document Number	959298
Date	Jun 17, 2020
Instrument	959298

Lender

Name	MOUNTAIN WEST BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Bonner County assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	Idaho
County	Bonner County
Unified School District	Lake Pend Oreille School District 84 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$1,033.00 Homeowner's exemption	$369,295 Land $105,775 Building $263,520	$369,295 Land $105,775 Building $263,520

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 75% of the US · lower than 69% of Idaho
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
MountainLink Fixed Wireless	250 / 50
Wired or Wireless Fixed Wireless · not low latency	30 / 10
Intermax Networks Fixed Wireless	30 / 10

Cell Coverage

4G LTE (outdoors only), no 5G reported

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