528 Topham Ct, Milpitas, CA 95035 Property Records

Santa Clara County property record for 528 Topham Ct, Milpitas, CA 95035

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.5 ba · 3,310 sqft · built 2005
Lot Size	0.194 acres (8,452 sqft)
Owner	2 Individual Names on File
Last Sale	$1,210,000 (Feb 2006)
Tax Bill	$19,133 (2025)
Deeds & Mortgages	May 2020 Mortgage Nov 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`029-41-065`

Property Details

APN / Parcel Number

Primary APN	`029-41-065`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	3,310 sqft Living Area
1st Floor Area	1,501 sqft
2nd Floor Area	1,809 sqft
Family Room	Family Room
Utility Room	Utility Room

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	H-Shape
Construction Type	Wood
Lot Area	8,452 sqft (0.194 acres)
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Old Parcel Number	02941065
Street Address	528 TOPHAM CT
City	MILPITAS
State	CA
Zip	95035-4648
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	TRACT 9560 BOOK 770 PAGE 50 PAGE 53 LOT 10
Legal Subdivision	9560 KENNEDY DRIVE SUB
Legal Tract	9560
Legal Lot Number	10
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SAN JOSE
Census Block Group	2
Census Block	2005
Census Tract	504424

Owner

528 Topham Ct is owned and occupied by two individuals who acquired it in October 2020.

Source: Santa Clara County records, as of July 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	528 TOPHAM CT, MILPITAS, CA 95035-4648
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 8, 2020	Deed of Trust, Mortgage · Conventional Mortgage ONE AMERICAN BANK
Nov 17, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage QUICKEN LOANS LLC
Jan 3, 2018	Deed of Trust, Mortgage · Line of Credit KEYPOINT CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 9, 2006 · Amount on File
Deed Sale	Feb 9, 2006 · Amount on File
Deed Document Number	200618801665
Last Transfer Date	Oct 21, 2020
Transfer Doc	0024706190
Record Updated	Oct 29, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	528 TOPHAM CT, MILPITAS, CA 95035-4648
Transaction Type	Mortgage
Record Updated	Aug 31, 2021
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0024474180
Date	May 8, 2020
Instrument	24474180

Lender

Name	ONE AMERICAN BANK
Type	Bank
Address	SAN FRANCISCO, CA 94108

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2050

November 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CLARA CA
Recording Date	Nov 17, 2020
Property Address	528 TOPHAM CT, MILPITAS, CA 95035-4648
Document Number	0024706190
Map Reference	MB 770 PG 50-53
Instrument Date	Oct 21, 2020
Instrument	24706190
Transaction Type	Transfer
Record Updated	Sep 1, 2021
Title Company	CHICAGO TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	528 TOPHAM CT, MILPITAS, CA 95035-4648

Mortgage

Document Number	0024706191
Date	Nov 17, 2020
Instrument	24706191

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2050

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	528 TOPHAM CT, MILPITAS, CA 95035-4648
Document Number	0023842932
Instrument Date	Jan 3, 2018
Transaction Type	Mortgage
Record Updated	Jan 11, 2018
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	528 TOPHAM CT MILPITAS CA 950354648, MILPITAS, CA 95035-4648

Mortgage

Document Number	0023842932
Date	Jan 5, 2018
Instrument	23842932

Lender

Name	KEYPOINT CU
Type	Credit Union
Address	SANTA CLARA, CA 95055

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Jan 4, 2033

Interest

Rate Type	Adjustable Rate
Rate	3.99%

Tax Assessment & Valuation

The 2025 property tax bill for 528 Topham Ct was $19,133 with a homeowner's exemption.

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	Milpitas City
Unified School District	Milpitas Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,686,623 (+2%) Land $696,950 Building $989,673
2025	$19,133.00 Homeowner's exemption	$1,653,553 Land $683,285 Building $970,268
2023	$18,644.00 (+0.44%) Homeowner's exemption	$1,589,346 Land $656,753 Building $932,593
2022	$18,563.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 528 Topham Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 18, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 528 Topham Ct is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 81% of California
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MILPITAS serves 81,915 people · EPA ID CA4310005
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2025
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 673 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Sail Internet Fixed Wireless	1,000 / 200
Verizon Fixed Wireless	300 / 20
Etheric Networks Fixed Wireless	250 / 100
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Ridge Wireless.

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