528 Timberlake Ave, Erlanger, KY 41018 Property Records

Kenton County property record for 528 Timberlake Ave, Erlanger, KY 41018

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,354 sqft · built 1961
Lot Size	0.18 acres (7,841 sqft)
Owner	2 Individual Names on File
Last Sale	$126,500 (Apr 2015)
Tax Bill	$1,672 (2025)
Deeds & Mortgages	May 2020 Mortgage May 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`015-20-30-022.01`

Property Details

APN / Parcel Number

Primary APN	`015-20-30-022.01`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,354 sqft Finished Area
Gross Area	1,606 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1961
Exterior Material	Brick
Construction Type	Brick
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	7,841 sqft (0.18 acres)
Lot Dimensions	119 ft deep x 74 ft wide
Garage Type	Basement
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	528 TIMBERLAKE AVE
City	ERLANGER
State	KY
Zip	41018-2242
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FAIRWOOD HILLS SEC 1 LOT 14 & W 2FT LOT 15
Legal Subdivision	FAIRWOOD HILLS
Legal Phase	1
Legal Lot Number	14,15
Jurisdiction	KENTON KY
Township / Civil Division	COVINGTON
Census Block Group	2
Census Block	2004
Census Tract	64500

Owner

528 Timberlake Ave is owned and occupied by two individuals who bought it in April 2015.

Source: Kenton County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	528 TIMBERLAKE AVE, ERLANGER, KY 41018-2242
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 7, 2020	Deed of Trust, Mortgage · Conventional Mortgage GUARDIAN SVGS BK
May 7, 2020	Deed of Trust, Mortgage · Conventional Mortgage GUARDIAN SVGS BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 28, 2015 · Amount on File
Deed Sale	Apr 28, 2015 · Amount on File
Prior Sale	Dec 4, 2006 · Amount on File
Deed Document Number	201504 28 059 00173
Deed Book / Page	5639 / 284
Record Updated	Oct 29, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Property Address	528 TIMBERLAKE AVE, ERLANGER, KY 41018-2242
Document Number	0000000056
Instrument Date	May 7, 2020
Transaction Type	Mortgage
Record Updated	Jul 14, 2020
Title Company	PROMINENT TITLE AGENCY LLC, PROMINENT TITLE AGCY LLC

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	528 TIMBERLAKE AVE ERLANGER KY 410182242, ERLANGER, KY 41018-2242

Mortgage

Document Number	0000000056
Date	May 19, 2020
Book Page	000045/000407
Instrument	56

Lender

Name	GUARDIAN SVGS BK
Type	Federal Savings Bank
Address	CINCINNATI, OH 45239

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	May 18, 2035

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Property Address	528 TIMBERLAKE AVE, ERLANGER, KY 41018-2242
Document Number	0000000056
Instrument Date	May 7, 2020
Transaction Type	Mortgage
Record Updated	Dec 7, 2020
Title Company	PROMINENT TITLE AGENCY LLC, PROMINENT TITLE AGCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	528 TIMBERLAKE AVE ERLANGER KY 410182242, ERLANGER, KY 41018-2242

Mortgage

Document Number	0000000056
Date	May 19, 2020
Book Page	000045/000407
Instrument	56

Lender

Name	GUARDIAN SVGS BK
Type	Federal Savings Bank
Address	CINCINNATI, OH 45239

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	May 18, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 528 Timberlake Ave was $1,672 with a homeowner's exemption.

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Erlanger City
Unified School District	Erlanger-Elsmere Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$175,900 (-) Land $25,000 Building $150,900	$175,900 (-) Land $25,000 Building $150,900
2025	$1,672.00 Homeowner's exemption	$175,900 Land $25,000 Building $150,900	$175,900 Land $25,000 Building $150,900
2023	$2,284.00	$175,900 Land $25,000 Building $150,900	$175,900 Land $25,000 Building $150,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 528 Timberlake Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 19, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 528 Timberlake Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 417 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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