Charlotte County property record for 528 Tabebuia Tree, Punta Gorda, FL 33955
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,585 sqft · built 1998 |
| Lot Size | 0.229 acres (9,974 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $255,600 (May 2026) |
| Tax Bill | $2,818 (2025) |
| Deeds & Mortgages | Oct 2022 Mortgage Apr 2025 Line of Credit + 1 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 412333127011 |
| Primary APN | 412333127011 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,585 sqft Living Area |
| Gross Area | 2,484 sqft |
| 1st Floor Area | 1,585 sqft |
| Flooring | Vinyl/Resilient |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 9,974 sqft (0.229 acres) |
| Garage Type | Attached |
| Garage Area | 462 sqft |
| Driveway | Driveway |
| Driveway Area | 1 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 364 sqft |
|---|---|
| Porch | Enclosed/Screened Porch |
| Porch Area | 437 sqft |
| Lawn Sprinklers | Lawn Sprinklers |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Connected |
| Account Number | 00952620059600 |
|---|---|
| Street Address | 528 TABEBUIA TREE |
| City | PUNTA GORDA |
| State | FL |
| Zip | 33955-1008 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | GS-3.5 |
| Legal Description | PUNTA GORDA ISLES SEC18 BLK367 LT 6 700/396 867/1118 1563/360 1563/361 1606/410 2064/241 4047/1284 |
| Legal Range | 23E |
| Legal Township | 41S |
| Legal Section | 33 |
| Legal Subdivision | PUNTA GORDA ISLES |
| Legal Tract | PGI |
| Legal Block | 367 |
| Legal Lot Number | 6 |
| Jurisdiction | CHARLOTTE FL |
| Township / Civil Division | PUNTA GORDA |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 10505 |
Source: Charlotte County records, as of May 19, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 341 KNOWLTON CORNER RD, FARMINGTON, ME 04938-6203 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried Woman |
| Date | Document |
|---|---|
| Oct 27, 2022 | Deed of Trust, Mortgage · FHA Mortgage CROSSCOUNTRY MORTGAGE LLC |
| Apr 10, 2025 | Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC |
| May 6, 2026 | Warranty Deed, Transfer · Conventional Mortgage AMERICAN PACIFIC MORTGAGE CORPORATION |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 6, 2026 · Amount on Record |
| Deed Sale | May 6, 2026 · Amount on Record |
| Prior Sale | Jan 26, 2016 · Amount on Record |
| Deed Document Number | 20263641261 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLOTTE FL |
| Property Address | 528 TABEBUIA TREE, PUNTA GORDA, FL 33955-1008 |
| Transaction Type | Mortgage |
| Record Updated | May 21, 2026 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN |
| Name | Verified Name |
|---|---|
| Address | 528 TABEBUIA TREE, PUNTA GORDA, FL 33955-1008 |
| Document Number | 0050620715 |
|---|---|
| Date | Oct 27, 2022 |
| Book Page | 5062/715 |
| Instrument | 3163515 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | CLEVELAND, OH 44144 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLOTTE FL |
| Property Address | 528 TABEBUIA TREE, PUNTA GORDA, FL 33955-1008 |
| Transaction Type | Mortgage |
| Record Updated | May 21, 2026 |
| Name | Verified Name |
|---|---|
| Address | 528 TABEBUIA TREE, PUNTA GORDA, FL 33955-1008 |
| Document Number | 0003514782 |
|---|---|
| Date | Apr 10, 2025 |
| Instrument | 3514782 |
| Name | FIGURE LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 25, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHARLOTTE FL |
| Recording Date | May 6, 2026 |
| Property Address | 528 TABEBUIA TREE, PUNTA GORDA, FL 33955-1008 |
| Document Number | 0003641261 |
| Instrument Date | Apr 29, 2026 |
| Instrument | 2026.3641261 |
| Transaction Type | Transfer |
| Record Updated | May 20, 2026 |
| Title Company | SUNCOAST ONE TITLE AND CLOSINGS, SUNCOAST ONE TITLE & CLOSINGS |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $180,709.20 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 341 KNOWLTON CORNER RD, FARMINGTON, ME 04938-6203 |
| Document Number | 0003641262, |
|---|---|
| Date | May 6, 2026 |
| Instrument | 2026.3641262 |
| Name | AMERICAN PACIFIC MORTGAGE CORPORATION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.38% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
Source: Charlotte County assessment roll, as of March 4, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Charlotte County |
| Municipality | Punta Gorda City |
| Unified School District | Charlotte County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,818.00 (+2.58%) Homeowner's exemption | $210,597 (+5.99%) | $267,746 (+14.58%) Land $43,350 Building $224,396 |
| 2024 | $2,747.00 (+1.93%) | ||
| 2023 | $2,695.00 (+3.14%) Homeowner's exemption | $198,701 (+3%) | $233,679 (-12.63%) Land $52,000 Building $181,679 |
| 2022 | $2,613.00 Homeowner's exemption | $192,914 | $267,455 Land $42,500 Building $224,955 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Coastal | Yes |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 269 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 269 in force |
| Nearby Flood Claims | 6 (2004–2024) |
| Claims Outside the SFHA | 2 of 6 |
| Most Recent Claim | Sep 2024 · Hurricane Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 89% of Florida |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF PUNTA GORDA serves 36,302 people · EPA ID FL6080051 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2023 |
| Lead | 4 ppb (2023) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Oct 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 335 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber · DSL in parts of the area | 8,000 / 8,000 |
| Ripple Fiber Fiber | 2,000 / 2,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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