Lafayette County property record for 528 Sumner Ct, Oxford, MS 38655
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,713 sqft · built 2023 |
| Lot Size | 0.113 acres (4,928 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $9,866 (2025) |
| Deeds & Mortgages | Jan 2023 Construction Loan Sep 2023 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 135F-16-090.00 |
| Primary APN | 135F-16-090.00 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Building Area | 1,713 sqft Living Area |
| 1st Floor Area | 1,196 sqft |
| Year Built | Built 2023 |
|---|---|
| Effective Year Built | Effective 2023 |
| Lot Area | 4,928 sqft (0.113 acres) |
| Lot Dimensions | 109 ft deep x 45 ft wide |
| Account Number | 42145 |
|---|---|
| Street Address | 528 SUMNER CT |
| City | OXFORD |
| State | MS |
| Zip | 38655-1972 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 51 THE LAMAR PHASE 4B |
| Legal Range | 03W |
| Legal Township | 08S |
| Legal Section | 16 |
| Legal Phase | 4B |
| Legal Lot Number | 51 |
| Jurisdiction | LAFAYETTE MS |
| Township / Civil Division | 2 |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 950201 |
Source: Lafayette County records, as of April 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 816 LEE AVE, LOOKOUT MOUNTAIN, TN 37350-1032 |
| Owner Type | Individual |
| Vesting | Et Ux (and Wife) |
| Date | Document |
|---|---|
| Jan 18, 2023 | Deed of Trust, Mortgage · Construction Mortgage FNB OXFORD BANK |
| Sep 20, 2023 | Warranty Deed, Subdivision Related Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAFAYETTE MS |
| Property Address | 528 SUMNER CT, OXFORD, MS 38655-1972 |
| Transaction Type | Mortgage |
| Record Updated | Dec 30, 2025 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0002023370 |
|---|---|
| Date | Jan 18, 2023 |
| Instrument | 2023-370 |
| Name | FNB OXFORD BANK |
|---|---|
| Type | Bank |
| Address | OXFORD, MS 38655 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Jan 17, 2024 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAFAYETTE MS |
| Recording Date | Sep 20, 2023 |
| Property Address | 528 SUMNER CT, OXFORD, MS 38655-1972 |
| Document Number | 0020237400 |
| Instrument Date | Sep 19, 2023 |
| Instrument | 2023-7400 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Apr 28, 2026 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 31 HIGHWAY 328, OXFORD, MS 38655-9612 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 816 LEE AVE, LOOKOUT MOUNTAIN, TN 37350-1032 |
Source: Lafayette County assessment roll, as of April 28, 2026
| Type | Name |
|---|---|
| State | Mississippi |
| County | Lafayette County |
| Municipality | Oxford City |
| Unified School District | Oxford School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $9,866.00 | $75,831 | $505,540 Land $120,000 Building $385,540 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 50% of the US · above 55% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF OXFORD serves 28,500 people · EPA ID MS0360011 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2021 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 224 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Buckeye Cablesystem Fiber · Cable in parts of the area | 10,000 / 10,000 |
| C Spire Wireless Fiber · Fixed Wireless in parts of the area | 8,000 / 8,000 |
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
May also be available: T-Mobile.
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