528 Summit Ave, Duluth, MN 55810 Property Records

St. Louis County property record for 528 Summit Ave, Duluth, MN 55810 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 1963
Square Footage1,080 sqft Gross Area
Lot Size13,001 sqft (0.298 acres)
OccupancyOwner Occupied
Last Sale$185,000 (2022)
Tax Bill$2,158.00 (2026)

Property Details

APN / Parcel Number

Primary APN450-0070-01045
Alternative APN
  • 1126899

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms3 Rooms
Building Area1,080 sqft Gross Area
1st Floor1,080 sqft 1st Floor
Basement Area810 sqft Basement
Finished Basement810 sqft Finished
Stories1 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1963
Effective Year BuiltEffective 1963
Architectural StyleRanch Style
Exterior MaterialWood Exterior
Construction TypeFrame Construction
Lot Area13,001 sqft (0.298 acres)
Garage Area288 sqft Garage
Deck Area99 sqft Deck
SaunaSauna
Storage Building140 sqft Storage Building

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemCentral Heating
Heating FuelGas Heating Fuel

Location & Zoning

Account Number1126899
Street Address528 SUMMIT AVE
CityDULUTH
StateMN
Zip55810-1822
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionELY 200 FT SERIAL #
Legal SubdivisionMIDWAY PARK ADD TO PROCTOR MID
Legal Block5
Legal Lot Number15
JurisdictionST LOUIS MN
Minor Civil DivisionMIDWAY
Census Blockgroup1
Census Block1013
Census Tract10200

Owner

Source: St. Louis County records · APN 450-0070-01045

Assessment roll updated August 17, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address528 SUMMIT AVE, DULUTH, MN 55810-1822
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Apr 13, 2023Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
DEPARTMENT OF HOUSING & URBAN DEV
Mar 04, 2022Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage
CHERRY CREEK MORTGAGE CO INC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMar 04, 2022 · Amount on Record
Deed SaleMar 04, 2022 · Amount on Record
Deed Doc Number20221054000
Record RefreshedSep 20, 2026

April 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST LOUIS MN
Property Address528 SUMMIT AVE, DULUTH, MN 55810-1822
Transaction TypeMortgage
Record UpdatedMay 12, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address528 SUMMIT AVE, DULUTH, MN 55810-1822

Mortgage

Document Number0001067468
DateApr 13, 2023
Instrument1067468
Lender
NameDEPARTMENT OF HOUSING & URBAN DEV
TypeGovernment Agency
AddressWASHINGTON, DC 20410
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term347 Months
DueMar 01, 2052

March 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST LOUIS MN
Recording DateMar 04, 2022
Property Address528 SUMMIT AVE, DULUTH, MN 55810-1822
Document Number0001054000
Instrument DateFeb 25, 2022
Instrument1054000
Transaction TypeTransfer
Record UpdatedMar 28, 2022
Title CompanyARROWHEAD TITLE COMPANY, ARROWHEAD ABSTRACT & TTL CO

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$610.50
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address528 SUMMIT AVE, DULUTH, MN 55810-1822

Mortgage

Document Number0001054001
DateMar 04, 2022
Instrument1054001
Lender
NameCHERRY CREEK MORTGAGE CO INC
TypeMortgage Company
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueMar 01, 2052

Mortgage

Document Number0001054002
DateMar 04, 2022
Instrument1054002
Lender
NameCHERRY CREEK MORTGAGE CO INC
TypeMortgage Company
AddressENGLEWOOD, CO 80111
Agreement
TypeStand Alone Second Mortgage
AmountAmount Recorded
Term360 Months
DueMar 01, 2052

Tax Assessment & Valuation

Source: St. Louis County records · Assessment roll updated August 17, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateMinnesota
CountySt. Louis County
County SubdivisionMidway Township
Unified School DistrictProctor Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$2,158.00 (-8.48%) Homeowner's exemption
2025$2,358.00 (+6.7%) Homeowner's exemption$213,500 (-3.09%) Land $25,400 Building $188,100$213,500 (-3.09%) Land $25,400 Building $188,100
2024$2,210.00$220,300 (+44.36%) Land $31,700 Building $188,600$220,300 (+44.36%) Land $31,700 Building $188,600
2022$152,600 Land $27,800 Building $124,800$152,600 Land $27,800 Building $124,800

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