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528 Stone Mountain Dr, Oakley, CA 94561 Property Records

Contra Costa County property record for 528 Stone Mountain Dr, Oakley, CA 94561

Property Summary

Property TypeSingle Family Home
Details5 bd · 4.5 ba · 3,268 sqft · built 2019
Lot Size0.138 acres (5,998 sqft)
Owner2 Individual Names on Record
Last Sale$677,500 (Dec 2019)
Tax Bill$11,977 (2025)
Deeds & MortgagesNov 2020 Mortgage
Dec 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN034-260-040

Property Details

APN / Parcel Number

Primary APN034-260-040
Alternative APN
  • 034-260-040-0

Interior

Bedrooms5 Beds
Full Baths4.5 Baths
Half Baths1 Half Bath
Total Rooms11 Rooms
Stories2 Stories
Building Area3,268 sqft Living Area
1st Floor Area1,420 sqft
2nd Floor Area1,848 sqft

Exterior

Year BuiltBuilt 2019
Effective Year BuiltEffective 2019
Lot Area5,998 sqft (0.138 acres)
Garage TypeAttached
Garage Area592 sqft
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address528 STONE MOUNTAIN DR
CityOAKLEY
StateCA
Zip94561-5097
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionT9461 L11
Legal SubdivisionMAP/SUB 9461
Legal Tract9461
JurisdictionCONTRA COSTA CA
Township / Civil DivisionEAST CONTRA COSTA
Census Block Group1
Census Block1003
Census Tract302007

Owner

Source: Contra Costa County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address528 STONE MOUNTAIN DR, OAKLEY, CA 94561-5097
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Nov 24, 2020Deed of Trust, Mortgage · Conventional Mortgage
LOANDEPOT.COM LLC
Dec 12, 2019Grant Deed, Subdivision Related Transfer · FHA Mortgage
LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 12, 2019 · Amount on Record
Deed SaleDec 12, 2019 · Amount on Record
Deed Document Number2019222958
Record UpdatedSep 20, 2026

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCONTRA COSTA CA
Property Address528 STONE MOUNTAIN DR, OAKLEY, CA 94561-5097
Transaction TypeMortgage
Record UpdatedNov 3, 2022
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address528 STONE MOUNTAIN DR, OAKLEY, CA 94561-5097

Mortgage

Document Number0000285163
DateNov 24, 2020
Instrument2020-285163
Lender
NameLOANDEPOT.COM LLC
TypeMortgage Company
AddressFOOTHILL RANCH, CA 92610
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2050

December 2019: Grant Deed, Subdivision Related Transfer

Document TypeGrant Deed
JurisdictionCONTRA COSTA CA
Recording DateDec 12, 2019
Property Address528 STONE MOUNTAIN DR, OAKLEY, CA 94561-5097
Document Number0000222958
Instrument DateDec 4, 2019
Instrument222958
Transaction TypeSubdivision Related Transfer
Record UpdatedDec 24, 2019
Title CompanyOLD REPUBLIC TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$745.25
Amount AccuracyFull Value
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address528 STONE MOUNTAIN DR OAKLEY CA 94561, OAKLEY, CA 94561

Mortgage

Document Number222960
DateDec 12, 2019
Instrument222960
Lender
NameLOANDEPOT.COM LLC
TypeFunding / Finance Company
AddressFOOTHILL RANCH, CA 92610
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueDec 11, 2049

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyContra Costa County
MunicipalityOakley City
Secondary School DistrictLiberty Union High School District (09 - 12)
Elementary School DistrictOakley Union Elementary School District (KG - 08)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$755,535 (+2%) Land $167,325 Building $588,210
2025$11,977.00 (+3.71%) Homeowner's exemption$740,722 (+4.04%) Land $164,045 Building $576,677
2023$11,548.00 (+1.79%) Homeowner's exemption$711,961 Land $157,676 Building $554,285
2022$11,345.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 97.8% of California
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDIABLO WATER DISTRICT
serves 47,158 people · EPA ID CA0710007
Water SourcePurchased surface water from RANDALL-BOLD WATER TREATMENT PLANT
Last State InspectionJan 2024
Also Mapped HereCONTRA COSTA WATER DISTRICT
Lead2 ppb (2020–2022)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 543 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL in parts of the area		5,000 / 5,000
Xfinity
Cable		2,000 / 250
Unwired
Fixed Wireless		300 / 25
Verizon
Fixed Wireless		300 / 20

May also be available: T-Mobile.

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