528 Stevenson Rd, Erlanger, KY 41018 Property Records

Kenton County property record for 528 Stevenson Rd, Erlanger, KY 41018

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 728 sqft · built 1965
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on File
Last Sale	$210,500 (Feb 2023)
Tax Bill	$2,776 (2025)
Deeds & Mortgages	May 2021 Mortgage Feb 2023 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`015-20-19-038.00`

Property Details

APN / Parcel Number

Primary APN	`015-20-19-038.00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	728 sqft Finished Area
Gross Area	1,244 sqft

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Exterior Material	Brick
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	8,712 sqft (0.2 acres)
Garage Type	Attached
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	528 STEVENSON RD
City	ERLANGER
State	KY
Zip	41018-2438
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FAIRWOOD HILLS SEC 3 LOT 4
Legal Subdivision	FAIRWOOD HILLS
Legal Phase	3
Legal Lot Number	4
Jurisdiction	KENTON KY
Township / Civil Division	COVINGTON
Census Block Group	2
Census Block	2012
Census Tract	64500

Owner

Source: Kenton County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	528 STEVENSON RD, ERLANGER, KY 41018-2438
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 25, 2021	Deed of Trust, Mortgage · VA Mortgage CARDINAL FINANCIAL COMPANY LP
Feb 15, 2023	Warranty Deed, Transfer · Conventional Mortgage AMERICAN PACIFIC MORTGAGE CORP
Feb 11, 2020	Warranty Deed, Transfer · VA Mortgage CARDINAL FIN'L
Oct 24, 2017	Warranty Deed, Transfer · Conventional with PMI FIFTH THIRD MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 15, 2023 · Amount on File
Deed Sale	Feb 15, 2023 · Amount on File
Prior Sale	Feb 11, 2020 · Amount on File
Deed Document Number	2023154
Deed Book / Page	213 / 694
Prior Transfer Date	Aug 20, 2005
Prior Transfer Doc	0005900037
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Property Address	528 STEVENSON RD, ERLANGER, KY 41018-2438
Transaction Type	Mortgage
Record Updated	Jan 5, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005900141
Date	May 25, 2021
Book Page	219/597
Instrument	21052505900141

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company
Address	CHARLOTTE, NC 28273

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2051

February 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	Feb 15, 2023
Property Address	528 STEVENSON RD, ERLANGER, KY 41018-2438
Document Number	0005900154
Book / Page	KC 213 / 694
Map Reference	PL 759
Instrument Date	Feb 15, 2023
Instrument	23021505900154
Transaction Type	Transfer
Record Updated	Jan 5, 2024

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	30628 HIVELEY ST, WESTLAND, MI 48186-5099

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	528 STEVENSON RD, ERLANGER, KY 41018-2438

Mortgage

Document Number	0005900155
Date	Feb 15, 2023
Book Page	KCM 440/437
Instrument	23021505900155

Lender

Name	AMERICAN PACIFIC MORTGAGE CORP
Type	Mortgage Company
Address	ROSEVILLE, CA 95661

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2053

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	Feb 11, 2020
Property Address	528 STEVENSON RD, ERLANGER, KY 41018-2438
Document Number	0000000122
Book / Page	000006 / 000752
Instrument Date	Feb 3, 2020
Instrument	122
Transaction Type	Transfer
Record Updated	Mar 23, 2020
Title Company	PRIORITY NATIONAL TITLE SERVICES, PRIORITY NAT'L TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$160.00
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	528 STEVENSON RD ERLANGER KY 410182438, ERLANGER, KY 41018-2438

Mortgage

Document Number	123
Date	Feb 11, 2020
Book Page	000M10/000787
Instrument	123

Lender

Name	CARDINAL FIN'L
Type	Funding / Finance Company
Address	CHARLOTTE, NC 28273

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 10, 2050

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	Oct 24, 2017
Property Address	528 STEVENSON RD, ERLANGER, KY 41018-2438
Document Number	0000000125
Book / Page	0C6278 / 000287
Instrument Date	Oct 20, 2017
Instrument	125
Transaction Type	Transfer
Record Updated	Dec 4, 2017
Title Company	360 AMERICAN TITLE SERVICES

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$137.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	528 STEVENSON RD ERLANGER KY 410182438, ERLANGER, KY 41018-2438

Mortgage

Document Number	126
Date	Oct 24, 2017
Book Page	0C6278/000290
Instrument	126

Lender

Name	FIFTH THIRD MTG
Type	Mortgage Company
Address	CINCINNATI, OH 45227

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Oct 23, 2047

Tax Assessment & Valuation

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Erlanger City
Unified School District	Erlanger-Elsmere Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$210,500 (-) Land $25,000 Building $185,500	$210,500 (-) Land $25,000 Building $185,500
2025	$2,776.00 (+33.59%)	$210,500 (+31.56%) Land $25,000 Building $185,500	$210,500 (+31.56%) Land $25,000 Building $185,500
2023	$2,078.00	$160,000 Land $20,000 Building $140,000	$160,000 Land $20,000 Building $140,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 19, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 417 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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