Rensselaer County and Schaghticoke Town property record for 528 State Rte 40, Troy, NY 12182
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,442 sqft · built 1948 |
| Lot Size | 0.71 acres (30,928 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $95,000 (Feb 2001) |
| Tax Bill | $4,924 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 384289 61.1-2-14 |
| Primary APN | 384289 61.1-2-14 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,442 sqft Living Area |
| 1st Floor Area | 1,022 sqft |
| Upper Floors Area | 420 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1948 |
|---|---|
| Effective Year Built | Effective 1948 |
| Architectural Style | Cape Cod |
| Exterior Material | Brick |
| Lot Area | 30,928 sqft (0.71 acres) |
| Lot Dimensions | 200 ft deep x 170 ft wide |
| Garage Type | Detached |
| Garage Area | 520 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 54 sqft |
| Heating System | HVAC |
|---|---|
| Heating Fuel | Wood |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 315J164950 |
|---|---|
| Street Address | 528 STATE ROUTE 40 |
| City | TROY |
| State | NY |
| Zip | 12182-3806 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R60 |
| Legal Block | 2 |
| Legal Lot Number | 14.000 |
| Jurisdiction | RENSSELAER NY |
| Township / Civil Division | SCHAGHTICOKE |
| Census Block Group | 1 |
| Census Block | 1014 |
| Census Tract | 51902 |
528 State Rte 40 is owned and occupied by two individuals who bought it in February 2001.
Source: Rensselaer County and Schaghticoke Town records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 528 STATE ROUTE 40, TROY, NY 12182-3806 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 1, 2001 · Amount on File |
| Deed Sale | Feb 1, 2001 · Amount on File |
| Deed Book / Page | 238 / 1860 |
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 528 State Rte 40 was $4,924 with exemptions applied, up 2.5% from the year before.
Source: Rensselaer County and Schaghticoke Town assessment roll, as of May 15, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Rensselaer County |
| County Subdivision | Schaghticoke Town |
| Unified School District | Hoosic Valley Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,924.00 (+2.48%) Homeowner's exemption Senior Citizen's exemption | ||
| 2025 | $4,805.00 | $34,000 Land $12,100 Building $21,900 | $238,764 Land $84,972 Building $153,792 |
| 2023 | $34,000 Land $12,100 Building $21,900 | $211,838 Land $75,389 Building $136,449 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 528 State Rte 40 in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2002.
Source: FEMA National Flood Hazard Layer, effective January 12, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 3 (2002–2017) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Jul 2017 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 528 State Rte 40 is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 59 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Hudson Valley Wireless, T-Mobile.
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