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528 Spring Hill Dr, Madison, MS 39110 Property Records

Madison County property record for 528 Spring Hill Dr, Madison, MS 39110

Property Summary

Property TypeSingle Family Home
Details3 bd · 5 ba · 2,086 sqft · built 1994
Lot Size0.296 acres (12,916 sqft)
Owner2 Individual Names on File
Last Sale$198,900 (Jul 2017)
Tax Bill$1,253 (2025)
Deeds & MortgagesApr 2026 Mortgage
Jul 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN072B-09A-082

Property Details

APN / Parcel Number

Primary APN072B-09A-082
Alternative APNs
  • 072B-09A-082/00.00
  • 9785

Interior

Bedrooms3 Beds
Full Baths5 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area2,086 sqft Adjusted Area
Gross Area1,712 sqft
1st Floor Area1,712 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1994
Effective Year BuiltEffective 1994
Exterior MaterialBrick Veneer
Roof TypeHip
Roof MaterialAsphalt
Lot Area12,916 sqft (0.296 acres)
Patio Area352 sqft

Utilities, Heating & Cooling

Cooling SystemCentral

Location & Zoning

Account Number9785
Street Address528 SPRING HILL DR
CityMADISON
StateMS
Zip39110-8622
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 78 HIGHLAND RIDGE II C@123
Legal Range02E
Legal Township07N
Legal Section09
Legal SubdivisionHIGHLAND RIDGE 2
Legal Lot Number78
JurisdictionMADISON MS
Township / Civil Division1
Census Block Group2
Census Block2037
Census Tract30207

Owner

Source: Madison County records · APN 072B-09A-082

Assessment roll updated November 7, 2025 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address528 SPRING HILL DR, MADISON, MS 39110-8622
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 17, 2026Deed of Trust, Mortgage · Conventional Mortgage
PENNYMAC LOAN SERVICES LLC
Jul 07, 2017Warranty Deed, Transfer · FHA Mortgage
FIDELITY BK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJul 07, 2017 · Amount on Record
Deed SaleJul 07, 2017 · Amount on Record
Deed Document Number2017815802
Deed Book / Page3497 / 147
Prior Transfer DateMay 01, 2014
Prior Transfer Doc3081/0195
Record UpdatedSep 20, 2026

April 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMADISON MS
Recording DateApr 17, 2026
Property Address528 SPRING HILL DR, MADISON, MS 39110-8622
Document Number0001049764
Book / Page4670 / 724
Instrument DateApr 10, 2026
Instrument20261049764
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants, 205
Address528 SPRING HILL DR, MADISON, MS 39110-8622

Mortgage

Document Number0001049764,
DateApr 17, 2026
Book Page4670/724
Instrument20261049764
Lender
NamePENNYMAC LOAN SERVICES LLC
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueMay 01, 2046
Interest
Rate TypeFixed Rate
Rate6.11%
Initial TypeFixed Rate
Max Rate-1%

July 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMADISON MS
Recording DateJul 07, 2017
Property Address528 SPRING HILL DR, MADISON, MS 39110-8622
Document Number0000815802
Book / Page003497 / 000147
Instrument DateJul 05, 2017
Instrument815802
Transaction TypeTransfer
Record UpdatedJan 13, 2020
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address528 SPRING HILL DR MADISON MS 391108622, MADISON, MS 39110-8622

Mortgage

Document Number815804
DateJul 07, 2017
Book Page003497/000152
Instrument815804
Lender
NameFIDELITY BK
TypeBank
AddressMANDEVILLE, LA 70471
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJul 06, 2047

Tax Assessment & Valuation

Source: Madison County records · Assessment roll updated November 7, 2025 · Last verified May 2026

Property Jurisdictions

TypeName
StateMississippi
CountyMadison County
MunicipalityMadison City
Unified School DistrictMadison County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$1,253.00 Homeowner's exemption$13,335 (-)$133,350 (-) Land $35,000 Building $98,350
2024$1,253.00
2023$1,253.00 Homeowner's exemption$13,335$133,350 Land $35,000 Building $98,350

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Madison County (28089C), updated January 17, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 280890302072, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 33 policies
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies33 in force
Nearby Flood Claims2 (2005–2018)
Claims Outside the SFHA1 of 2
Most Recent ClaimJul 2018 · other causes

Wildfire

Wildfire RiskLow
lower than 80% of the US · lower than 90% of Mississippi
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 386 locations within half a mile · Last verified October 2026

ProviderMax Down / Up (Mbps)
Telapex
Fiber		8,000 / 8,000
AT&T
Fiber · DSL		5,000 / 5,000
Xfinity
Cable		1,200 / 35
Ozborn Communications
Fixed Wireless		335 / 192
T-Mobile USA
Fixed Wireless		100 / 20

Drinking Water

Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026

Water SystemBEAR CREEK W/A -EAST
public/private · serves 18,770 people
Water SourceGroundwater
Last State InspectionJun 2024
Lead3 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.

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