528 Spears Ln, Mansfield, GA 30055 Property Records

Newton County property record for 528 Spears Ln, Mansfield, GA 30055

Property Summary

Property Type	Single Family Home
Details	3 ba · 3,314 sqft · built 2022
Lot Size	3.98 acres (173,369 sqft)
Owner	Individual Name on File
Last Sale	$66,500 (Mar 2021)
Tax Bill	$5,792 (2025)
Deeds & Mortgages	Nov 2021 Mortgage Mar 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`01190-00000-024-000`

Property Details

APN / Parcel Number

Primary APN	`01190-00000-024-000`
Alternative APN	`45753`

Interior

Full Baths	3 Baths
Stories	1 Story
Building Area	3,314 sqft Heated Area
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2022
Exterior Material	Composition/Composite
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	173,369 sqft (3.98 acres)
Garage Area	1,077 sqft
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	45753
Street Address	528 SPEARS LN
City	MANSFIELD
State	GA
Zip	30055-3176
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 18 WYNDEMERE PH 4
Legal Subdivision	WYNDEMERE PHASE 1
Legal Phase	4
Legal Lot Number	18
Jurisdiction	NEWTON GA
Township / Civil Division	MANSFIELD
Census Block Group	1
Census Block	1035
Census Tract	100203

Owner

528 Spears Ln is owned and occupied by an individual who bought it in March 2021.

Source: Newton County records, as of December 15, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	528 SPEARS LN, MANSFIELD, GA 30055-3176
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 8, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED COMMUNITY BANK
Mar 26, 2021	Limited Warranty Deed, Transfer AGSOUTH FARM CREDIT

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 26, 2021 · Amount on File
Deed Sale	Mar 26, 2021 · Amount on File
Deed Document Number	0004169471
Deed Book / Page	4169 / 471
Record Updated	Jun 8, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEWTON GA
Property Address	528 SPEARS LN, MANSFIELD, GA 30055-3176
Transaction Type	Mortgage
Record Updated	Dec 16, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	528 SPEARS LN, MANSFIELD, GA 30055-3176

Mortgage

Document Number	0042930000000465
Date	Nov 8, 2021
Book Page	0000004293/0000000465
Instrument	021520

Lender

Name	UNITED COMMUNITY BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	3.25%
Type Change Date	Dec 1, 2020

March 2021: Limited Warranty Deed, Transfer

Document Type	Limited Warranty Deed
Jurisdiction	NEWTON GA
Recording Date	Mar 26, 2021
Property Address	528 SPEARS LN, MANSFIELD, GA 30055-3176
Document Number	0041690471
Book / Page	4169 / 471
Instrument Date	Mar 26, 2021
Instrument	2021-001564
Transaction Type	Transfer
Record Updated	Dec 16, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	100 HIDDEN FOREST RD, COVINGTON, GA 30014-4850

Mortgage

Document Number	0041690000000474
Date	Mar 31, 2021
Book Page	0000004169/0000000474
Instrument	005867

Lender

Name	AGSOUTH FARM CREDIT

Agreement

Amount	Amount on Record
Term	180 Months
Due	Jan 1, 2036

Tax Assessment & Valuation

The 2025 property tax bill for 528 Spears Ln was $5,792.

Source: Newton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Newton County
Unified School District	Newton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,792.00	$232,760 Land $33,400 Building $199,360	$581,900 Land $83,500 Building $498,400
2023		$180,080 Land $33,400 Building $146,680	$450,200 Land $83,500 Building $366,700
2022	$795.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 528 Spears Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 30, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 528 Spears Ln is moderate, ranking above 40% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 73% of Georgia
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Conexon Connect Fiber	2,000 / 2,000

Cell Coverage

5G and 4G LTE (outdoors only)

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