528 SE 44th St, Keystone Heights, FL 32656 Property Records

Bradford County property record for 528 SE 44th St, Keystone Heights, FL 32656

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,436 sqft · built 2005
Owner	Owner Name on Record
Last Sale	$70,500 (Dec 2014)
Tax Bill	$1,728 (2025)
Deeds & Mortgages	Apr 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`05927-0-00000`

Property Details

APN / Parcel Number

Primary APN	`05927-0-00000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,436 sqft Heated Area
Gross Area	1,564 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2005
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Composition Shingle

Exterior Amenities

Porch	Open Porch
Shed	1 Shed
Shed Area	160 sqft
Utility Building	160 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	528 SE 44TH ST
City	KEYSTONE HEIGHTS
State	FL
Zip	32656-6256
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	24 8S 22 LOT 26 & 27 OF KCE REPLAT
Legal Range	22E
Legal Township	08S
Legal Section	24
Legal Subdivision	KCE REP OF PORT
Legal Lot Number	26,27 27
Jurisdiction	BRADFORD FL
Township / Civil Division	HAMPTON
Census Block Group	1
Census Block	1005
Census Tract	301

Owner

Source: Bradford County records, as of December 18, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Owner Name on Record
Mailing Address	528 SE 44TH ST, KEYSTONE HEIGHTS, FL 32656-6256
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 16, 2014 · Amount on Record
Deed Sale	Dec 16, 2014 · Amount on Record
Deed Document Number	201404027157
Deed Book / Page	1560 / 476
Record Updated	Jun 8, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BRADFORD FL
Property Address	528 SE 44TH ST, KEYSTONE HEIGHTS, FL 32656-6256
Transaction Type	Mortgage
Record Updated	Dec 19, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0004003260
Date	Apr 5, 2022
Book Page	1963/103
Instrument	202204003260

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	355 Months
Due	Nov 1, 2051

Tax Assessment & Valuation

Source: Bradford County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Bradford County
Unified School District	Bradford County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,728.00 (+14.36%) Homeowner's exemption	$134,262 (+2.9%)	$183,713 (+5.14%) Land $50,000 Building $133,713
2024	$1,511.00 (+3.64%) Homeowner's exemption	$130,478 (+3%)	$174,727 (+5.16%) Land $48,000 Building $126,727
2023	$1,458.00 (+11.3%) Homeowner's exemption	$126,678 (+5.76%)	$166,152 (+16.22%) Land $41,000 Building $125,152
2022	$1,310.00 Homeowner's exemption	$119,781	$142,959 Land $38,000 Building $104,959

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 2, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Nearby Flood Policies	10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KEYSTONE POSTMASTER GRID private · serves 5,092 people · EPA ID FL2100610
Water Source	Groundwater
Last State Inspection	Sep 2023
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 144 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	1,200 / 35
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30