528 Scotty Ln, Dyer, IN 46311 Property Records

Lake County property record for 528 Scotty Ln, Dyer, IN 46311

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,372 sqft · built 1987
Lot Size0.246 acres (10,725 sqft)
OwnerIndividual Name on File
Tax Bill$2,849 (2024)
Deeds & MortgagesSep 2025 Mortgage
Aug 2022 Mortgage
Flood ZoneZone X (minimal risk)
APN009-12-14-0171-0009

Property Details

APN / Parcel Number

Primary APN009-12-14-0171-0009
Alternative APNs
  • 45-10-13-452-013.000-034
  • 121401710009

Interior

Bedrooms4 Beds
Full Baths3 Baths
Plumbing Fixtures11 Plumbing Fixtures
Total Rooms10 Rooms
Stories2 Stories
Building Area2,372 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1987
Effective Year BuiltEffective 1995
Construction TypeMasonry / Concrete Block
Roof MaterialAsphalt
Lot Area10,725 sqft (0.246 acres)
Lot Dimensions143 ft deep x 75 ft wide
Garage TypeAttached
Garage Area500 sqft
Parking Spaces2 Parking Spaces
Shed1 Shed
Shed Area100 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerConnected

Location & Zoning

Account Number009-12-14-0171-0009
Old Parcel Number121401710009
Street Address528 SCOTTY LN
CityDYER
StateIN
Zip46311-2360
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionHAWTHORNE TWO LOT 9
Legal SubdivisionHAWTHORNE TWO
Legal Lot Number9
JurisdictionLAKE IN
Township / Civil DivisionST. JOHN
Census Block Group2
Census Block2028
Census Tract42802

Owner

528 Scotty Ln is owned and occupied by an individual who acquired it in October 2016.

Source: Lake County records, as of March 18, 2026

Owner of RecordIndividual Name on File
Mailing Address528 SCOTTY LN, DYER, IN 46311-2360
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Sep 18, 2025Deed of Trust, Mortgage · FHA Mortgage
OUTAMATION IN C
Aug 18, 2022Deed of Trust, Mortgage · FHA Mortgage
DEPARTMENT OF HOUSING & URBAN DEV

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 12, 2016
Deed SaleOct 12, 2016
Prior SaleJun 21, 2012
Deed Document Number2016 068948
Record UpdatedJun 8, 2026

September 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAKE IN
Property Address528 SCOTTY LN, DYER, IN 46311-2360
Transaction TypeMortgage
Record UpdatedOct 1, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address528 SCOTTY LN, DYER, IN 46311-2360

Mortgage

Document Number0000035718
DateSep 18, 2025
Instrument2025-535718
Lender
NameOUTAMATION IN C
TypeNon-Lending Institution
AddressFORT LAUDERDALE, FL 33323
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term480 Months
DueSep 1, 2065

August 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAKE IN
Property Address528 SCOTTY LN, DYER, IN 46311-2360
Transaction TypeMortgage
Record UpdatedAug 26, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address528 SCOTTY LN, DYER, IN 46311-2360

Mortgage

Document Number0000033988
DateAug 18, 2022
Instrument2022-533988
Lender
NameDEPARTMENT OF HOUSING & URBAN DEV
TypeGovernment Agency
AddressWASHINGTON, DC 20410
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term481 Months
DueSep 1, 2062

Tax Assessment & Valuation

Source: Lake County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateIndiana
CountyLake County
County SubdivisionSt. John Township
MunicipalityDyer Town
Unified School DistrictLake Central School Corporation (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$290,100 Land $69,800 Building $220,300$290,100 Land $69,800 Building $220,300
2024$2,849.00
2023$262,500 (+1.27%) Land $69,800 Building $192,700$262,500 (+1.27%) Land $69,800 Building $192,700
2022$3,109.00$259,200 Land $69,800 Building $189,400$259,200 Land $69,800 Building $189,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 528 Scotty Ln in Zone X, an area of minimal flood risk, though there have been 34 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective October 16, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 33 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies33 in force
Nearby Flood Claims34 (1979–2026)
Claims Outside the SFHA2 of 34
Most Recent ClaimAug 2026 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding
Claims by Event
  • Severe Storms, Straight-line Winds, Tornadoes, And Flooding, Aug 2026 · 2 claims
  • Severe Storms And Flooding, Sep 2008 · 12 claims
  • Severe Storms & Flooding, Nov 1990 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 528 Scotty Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 94% of Indiana
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDYER WATER DEPARTMENT
serves 16,800 people · EPA ID IN5245011
Water SourcePurchased surface water from HIGHLAND WATER WORKS
Last State InspectionJan 2024
Lead10 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 428 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Surf Internet
Fiber
8,000 / 8,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
AT&T
DSL
100 / 20

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