Walton County property record for 528 Sandy Cay Dr, Miramar Beach, FL 32550
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,653 sqft · built 2004 |
| Lot Size | 0.151 acres (6,578 sqft) |
| Owner | 2 Owner Names on File |
| Last Sale | $325,000 (Jul 2012) |
| Tax Bill | $4,697 (2024) |
| Flood Zone | Zone X (minimal risk) |
| APN | 30-2S-21-42790-00A-0220 |
| Primary APN | 30-2S-21-42790-00A-0220 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,653 sqft Living Area |
| Gross Area | 2,097 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2004 |
|---|---|
| Exterior Material | Brick |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Composition Shingle |
| Lot Area | 6,578 sqft (0.151 acres) |
| Lot Dimensions | 11.5 ft deep x 6.3 ft wide |
| Garage Type | Finished |
| Garage Area | 420 sqft |
| Porch | Porch |
| Porch Area | 24 sqft |
| Fence | Fence |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Account Number | 1068489 |
|---|---|
| Street Address | 528 SANDY CAY DR |
| City | MIRAMAR BEACH |
| State | FL |
| Zip | 32550-8267 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT A BLK 22 PARADISE RETREAT PB 15-72 OR 2621-3865 OR 2758- 3941 OR 2894-4577 |
| Legal Range | 21W |
| Legal Township | 02S |
| Legal Section | 30 |
| Legal Subdivision | PARADISE RETREAT |
| Legal Block | 22 |
| Legal Lot Number | A |
| Jurisdiction | WALTON FL |
| Township / Civil Division | WALTON BEACHES |
| Census Block Group | 2 |
| Census Block | 2014 |
| Census Tract | 950608 |
The current owner of 528 Sandy Cay Dr bought it in July 2012.
Source: Walton County records, as of December 17, 2025
| Owner of Record | 2 Owner Names on File |
|---|---|
| Mailing Address | 2670 GRANLAKES CT, LAWRENCEVILLE, GA 30043-6840 |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 11, 2012 · Amount on File |
| Deed Sale | Jul 11, 2012 · Amount on File |
| Prior Sale | Apr 23, 2007 |
| Deed Document Number | 1201655 |
| Deed Book / Page | 2894 / 4577 |
| Record Updated | Jun 8, 2026 |
Source: Walton County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Walton County |
| Unified School District | Walton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $612,770 Land $125,000 Building $487,770 | $612,770 Land $125,000 Building $487,770 | |
| 2024 | $4,697.00 (+1.53%) | ||
| 2023 | $4,626.00 (+7.93%) | $651,847 (+10.63%) Land $41,349 Building $610,498 | $651,847 (+10.63%) Land $41,349 Building $610,498 |
| 2022 | $4,286.00 | $589,194 Land $45,898 Building $543,296 | $589,194 Land $45,898 Building $543,296 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 528 Sandy Cay Dr in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2014.
Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 203 individual policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 706 units insured incl. 503 condo units |
| Nearby Flood Claims | 3 (2014–2020) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Sep 2020 · Hurricane Sally |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 528 Sandy Cay Dr has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SOUTH WALTON UTILITY COMPANY private · serves 26,668 people · EPA ID FL1660615 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2026 |
| Lead | 3 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 657 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| LiveOak Fiber Fiber | 5,000 / 5,000 |
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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