Baltimore City property record for 528 S Paca St, Baltimore, MD 21230
| Property Type | Townhouse |
|---|---|
| Details | 2 ba · 1,548 sqft · built 1900 |
| Lot Size | 0.039 acres (1,696 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $542,528 (Dec 2025) |
| Tax Bill | $4,385 (2024) |
| Deeds & Mortgages | Nov 2021 Second Mortgage Dec 2025 Sale & Mortgage + 1 more |
| APN | 22-05-0686-015 |
| Primary APN | 22-05-0686-015 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 2 Stories |
| Building Area | 1,548 sqft Living Area |
| Gross Area | 1,773 sqft |
| 1st Floor Area | 774 sqft |
| Attic | Attic |
| Attic Area | 225 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Townhouse |
| Exterior Material | Brick |
| Construction Type | Brick |
| Roof Material | Built-Up Asphalt |
| Lot Area | 1,696 sqft (0.039 acres) |
| Lot Dimensions | 106 ft deep x 16 ft wide |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 050686 015 |
|---|---|
| Street Address | 528 S PACA ST |
| City | BALTIMORE |
| State | MD |
| Zip | 21230-2425 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | R-8 |
| Legal Description | 16X106 |
| Legal Block | 686 |
| Legal Lot Number | 15 |
| Jurisdiction | BALTIMORE CITY MD |
| Township / Civil Division | BALTIMORE |
| Census Block Group | 1 |
| Census Block | 1025 |
| Census Tract | 220100 |
Source: Baltimore City records · APN 22-05-0686-015
Assessment roll updated July 14, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 528 S PACA ST, BALTIMORE, MD 21230-2425 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants in Common |
| Date | Document |
|---|---|
| Nov 30, 2021 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage FREEDOM MORTGAGE CORP |
| Dec 23, 2025 | Deed, Transfer · FHA Mortgage ZILLOW HOME LOANS LLC |
| Sep 08, 2020 | Deed of Trust, Mortgage · FHA Mortgage QUICKEN LOANS LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Dec 23, 2025 · Amount on Record |
| Deed Sale | Dec 23, 2025 · Amount on Record |
| Prior Sale | Sep 06, 2017 |
| Deed Document Number | 2025 |
| Deed Book / Page | 28623 / 244 |
| Prior Transfer Date | Jul 26, 2017 |
| Prior Transfer Doc | 0194750477 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BALTIMORE CITY MD |
| Property Address | 528 S PACA ST, BALTIMORE, MD 21230-2425 |
| Transaction Type | Mortgage |
| Record Updated | Jan 15, 2026 |
| Name | Verified Name |
|---|---|
| Address | 528 S PACA ST, BALTIMORE, MD 21230-2425 |
| Document Number | 0239530012 |
|---|---|
| Date | Nov 30, 2021 |
| Book Page | 23953/12 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 344 Months |
| Due | Jul 01, 2050 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BALTIMORE CITY MD |
| Recording Date | Dec 23, 2025 |
| Property Address | 528 S PACA ST, BALTIMORE, MD 21230-2425 |
| Document Number | 0286230244 |
| Book / Page | 28623 / 244 |
| Instrument Date | Nov 25, 2025 |
| Transaction Type | Transfer |
| Record Updated | Jan 15, 2026 |
| Title Company | COUNSEL TITLE LLC, COUNSELORS TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,356.32 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 836 MILL CREEK RD, ARNOLD, MD 21012-1129 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 528 S PACA ST, BALTIMORE, MD 21230-2425 |
| Document Number | 0028623253 |
|---|---|
| Date | Dec 23, 2025 |
| Instrument | 28623/253 |
| Name | ZILLOW HOME LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 01, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BALTIMORE CITY MD |
| Property Address | 528 S PACA ST, BALTIMORE, MD 21230-2425 |
| Transaction Type | Mortgage |
| Record Updated | May 26, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0222580373 |
|---|---|
| Date | Sep 08, 2020 |
| Book Page | 22258/373 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 358 Months |
| Due | Jul 01, 2050 |
Source: Baltimore City records · Assessment roll updated July 14, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Maryland |
| Municipality | Baltimore City |
| Unified School District | Baltimore City Public Schools (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $199,500 (+14.72%) | $212,300 (+22.08%) Land $65,000 Building $147,300 | |
| 2024 | $4,385.00 (+6.85%) | ||
| 2023 | $4,104.00 | $173,900 Land $65,000 Building $108,900 | $173,900 Land $65,000 Building $108,900 |
Source: FEMA National Flood Hazard Layer · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 2 in force |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable · Fiber in parts of the area | 2,000 / 250 |
| Believe Wireless Fixed Wireless | 1,000 / 1,000 |
| Verizon Fixed Wireless · Fiber in parts of the area | 1,000 / 75 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 368 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF BALTIMORE serves 1,600,000 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2024 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | Total trihalomethanes not recorded as resolved · Apr 2026 E. coli resolved · Sep 2022 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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