528 S Larry Cir, Brandon, FL 33511 Property Records

Hillsborough County property record for 528 S Larry Cir, Brandon, FL 33511

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,938 sqft · built 1963
Lot Size	0.269 acres (11,714 sqft)
Owner	2 Individual Names on File
Last Sale	$415,000 (Jul 2026)
Tax Bill	$3,445 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Feb 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`070736-0000`

Property Details

APN / Parcel Number

Primary APN	`070736-0000`
Alternative APN	`U2629202G6000002000250`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,938 sqft Living Area
Gross Area	2,807 sqft
1st Floor Area	1,938 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1963
Effective Year Built	Effective 2006
Architectural Style	Mansion
Exterior Material	Concrete Block
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	11,714 sqft (0.269 acres)
Lot Dimensions	137 ft deep x 85 ft wide
Garage Type	Attached
Garage Area	504 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	540 sqft
Porch	Screened Porch
Porch Area	365 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	0707360000
Street Address	528 S LARRY CIR
City	BRANDON
State	FL
Zip	33511-6041
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSC-6
Legal Description	BRANDON LAKE PARK SUBDIVISION UNIT 2 LOT 25 BLOCK 2
Legal Range	20E
Legal Township	29S
Legal Section	26
Legal Subdivision	BRANDON LAKE PARK SUBDIVISION UNIT 2
Legal Tract	2G6
Legal Block	2
Legal Lot Number	25
Legal Unit	2
Jurisdiction	HILLSBOROUGH FL
Township / Civil Division	BRANDON
Census Block Group	2
Census Block	2006
Census Tract	13311

Owner

528 S Larry Cir is owned and occupied by two individuals who bought it in July 2026.

Source: Hillsborough County records, as of September 30, 2026

Owner of Record	2 Individual Names on File
Mailing Address	528 S LARRY CIR, BRANDON, FL 33511-6041
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Man

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 24, 2026	Warranty Deed, Transfer · FHA Mortgage GUARANTEED RATE
Feb 10, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
May 5, 2018	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 24, 2026 · Amount on File
Deed Sale	Jul 24, 2026 · Amount on File
Prior Sale	Oct 19, 2015 · Amount on File
Deed Document Number	2026289362
Prior Transfer Date	May 23, 2024
Prior Transfer Doc	0000263620
Record Updated	Oct 29, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HILLSBOROUGH FL
Recording Date	Jul 24, 2026
Property Address	528 S LARRY CIR, BRANDON, FL 33511-6041
Document Number	0000289362
Instrument Date	Jul 17, 2026
Instrument	2026289362
Transaction Type	Transfer
Record Updated	Aug 10, 2026
Title Company	SMART TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$293,405.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	528 S LARRY CIR, BRANDON, FL 33511-6041

Mortgage

Document Number	0000289364,
Date	Jul 24, 2026
Instrument	2026289364

Lender

Name	GUARANTEED RATE

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2056

Interest

Rate	6.52%
Max Rate	-1%

Mortgage

Document Number	0000289366,
Date	Jul 24, 2026
Instrument	2026289366

Lender

Agreement

Amount	Amount on Record
Term	1 Months
Due	Aug 1, 2026

Interest

Rate	6.52%
Max Rate	-1%

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HILLSBOROUGH FL
Property Address	528 S LARRY CIR, BRANDON, FL 33511-6041
Document Number	0000081381
Instrument Date	Feb 10, 2020
Transaction Type	Mortgage
Record Updated	Apr 21, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	528 S LARRY CIR TAMPA FL 33611, TAMPA, FL 33611

Mortgage

Document Number	0000081381
Date	Mar 3, 2020
Instrument	81381

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 2, 2050

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HILLSBOROUGH FL
Property Address	528 S LARRY CIR, BRANDON, FL 33511-6041
Document Number	0257661748
Instrument Date	May 5, 2018
Transaction Type	Mortgage
Record Updated	Jun 15, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	528 S LARRY CIR BRANDON FL 335116041, BRANDON, FL 33511-6041

Mortgage

Document Number	0257661748
Date	May 15, 2018
Book Page	025766/001748
Instrument	191724

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 14, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 528 S Larry Cir was $3,445.

Source: Hillsborough County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Hillsborough County
Unified School District	Hillsborough County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$203,161 (+2.7%)	$315,555 (-2.33%) Land $80,700 Building $234,855
2025	$3,445.00 Homeowner's exemption	$197,820	$323,068 Land $80,700 Building $242,368
2023	$3,035.00 (+5.82%) Homeowner's exemption	$186,646 (+3%)	$302,857 (-5.68%) Land $69,171 Building $233,686
2022	$2,868.00 Homeowner's exemption	$181,210	$321,101 Land $69,171 Building $251,930

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 528 S Larry Cir in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2001.

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 13 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	13 in force
Nearby Flood Claims	2 (2001–2022)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jun 2022 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 528 S Larry Cir is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 95% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HCWRD/SOUTH-CENTRAL serves 515,012 people · EPA ID FL6290787
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 234 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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