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528 S Commons Ct, Deerfield, IL 60015 Property Records

Lake County property record for 528 S Commons Ct, Deerfield, IL 60015

Property Summary

Property TypeCondominium
Details2 bd · 2 ba · 1,632 sqft · built 2001
Lot Size0.033 acres (1,429 sqft)
OwnerTrust Name on File
Last Sale$390,000 (Dec 2019)
Tax Bill$10,080 (2024)
Deeds & MortgagesSep 2020 Mortgage
Mar 2020 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN16-33-107-204

Property Details

APN / Parcel Number

Primary APN16-33-107-204

Interior

Bedrooms2 Beds
Full Baths2 Baths
Plumbing Fixtures8 Plumbing Fixtures
Stories1 Story
Building Area1,632 sqft Living Area
Gross Area3,125 sqft
1st Floor Area1,632 sqft
Basement Area1,093 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2001
Effective Year BuiltEffective 2001
Architectural StyleConventional
Exterior MaterialBrick
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area1,429 sqft (0.033 acres)
Lot Dimensions65 ft deep x 22 ft wide
Garage TypeAttached
Garage Area400 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address528 S COMMONS CT
CityDEERFIELD
StateIL
Zip60015-4313
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Legal DescriptionSOUTH COMMONS; UNIT 202-008 & 1.7895 % INT OF COMMON ELEMENT S IN THE VILLAS OF SOUTH COMMONS CONDOMINIUM PER DOC 4694655 , 4694656, PT LOT A
Legal SubdivisionSOUTH COMMONS
Legal Lot NumberA
Legal Unit008-20
JurisdictionLAKE IL
Township / Civil DivisionWEST DEERFIELD
Census Block Group1
Census Block1002
Census Tract864904

Owner

528 S Commons Ct, a condominium, is owner-occupied and held in a trust since December 2019.

Source: Lake County records, as of April 29, 2026

Owner of RecordTrust Name on File
Mailing Address528 S COMMONS CT, DEERFIELD, IL 60015-4313
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Sep 11, 2020Deed of Trust, Mortgage · Conventional Mortgage
CROSSCOUNTRY MORTGAGE LLC
Mar 6, 2020Deed of Trust, Mortgage · Conventional Mortgage
CROSSCOUNRY MORTGAGE LLC
Dec 17, 2019Executor's Deed, Transfer · Conventional Mortgage
CROSSCOUNTRY MORTGAGE LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 17, 2019 · Amount on File
Deed SaleDec 17, 2019 · Amount on File
Prior SaleJun 29, 2004 · Amount on File
Deed Document Number20197617047
Record UpdatedOct 29, 2026

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAKE IL
Property Address528 S COMMONS CT, DEERFIELD, IL 60015-4313
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyPRECISION TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0007693514
DateSep 11, 2020
Instrument7693514
Lender
NameCROSSCOUNTRY MORTGAGE LLC
TypeNon-Lending Institution
AddressBRECKSVILLE, OH 44141
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueSep 1, 2050
Interest
Rate TypeFixed Rate
Rate2.99%

March 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAKE IL
Property Address528 S COMMONS CT, DEERFIELD, IL 60015-4313
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyCHICAGO TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0007639300
DateMar 6, 2020
Instrument7639300
Lender
NameCROSSCOUNRY MORTGAGE LLC
TypeNon-Lending Institution
AddressBRECKSVILLE, OH 44141
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term358 Months
DueJan 1, 2050
Interest
Rate TypeFixed Rate
Rate4%

December 2019: Executor's Deed, Transfer

Document TypeExecutor's Deed
JurisdictionLAKE IL
Recording DateDec 17, 2019
Property Address528 S COMMONS CT, DEERFIELD, IL 60015-4313
Document Number0007617047
Map ReferenceDOC 4600853
Instrument DateDec 11, 2019
Instrument7617047
Transaction TypeTransfer
Record UpdatedMar 17, 2022
Title CompanyCHICAGO TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$390.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address528 S COMMONS CT, DEERFIELD, IL 60015-4313

Mortgage

Document Number0007617048
DateDec 17, 2019
Instrument7617048
Lender
NameCROSSCOUNTRY MORTGAGE LLC
TypeNon-Lending Institution
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJan 1, 2050
Interest
Rate TypeFixed Rate
Rate4%

Tax Assessment & Valuation

Source: Lake County assessment roll, as of April 29, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyLake County
County SubdivisionWest Deerfield Township
MunicipalityDeerfield Village
Elementary School DistrictDeerfield School District 109 (PK - 08)
Secondary School DistrictTownship High School District 113 (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$137,976 Land $16,521 Building $121,455$413,969 Land $49,568 Building $364,401
2024$10,080.00 (-4.74%)
2023$10,582.00 (+6.26%)$120,288 (-2.01%) Land $14,403 Building $105,885$360,900 (-2.01%) Land $43,213 Building $317,687
2022$9,959.00$122,751 Land $13,542 Building $109,209$368,290 Land $40,630 Building $327,660

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 528 S Commons Ct in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1981.

Source: FEMA National Flood Hazard Layer, effective February 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies1 in force
Nearby Flood Claims4 (1981–2010)
Claims Outside the SFHA1 of 4
Most Recent ClaimMay 2010 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 528 S Commons Ct has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDEERFIELD
serves 19,196 people · EPA ID IL0974340
Water SourcePurchased surface water from HIGHLAND PARK
Last State InspectionOct 2025
Lead5 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting6
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 391 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20
AT&T
DSL · Fiber in parts of the area		100 / 20

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