528 S 5th St, Roscommon, MI 48653 Property Records

Roscommon County property record for 528 S 5th St, Roscommon, MI 48653

Property Summary

Property TypeCommercial
Details9,592 sqft · built 1950
Lot Size0.76 acres (33,106 sqft)
Owner2 Individual Names on Record
Last Sale$600,000 (Jul 2024)
Tax Bill$2,159 (2025)
Deeds & MortgagesJan 2018 Mortgage
Sep 2017 Sale & Line of Credit
+ 1 more
Flood ZoneZone X (minimal risk)
APN055-825-020-0000

Property Details

APN / Parcel Number

Primary APN055-825-020-0000

Interior

Stories1 Story
Building Area9,592 sqft Building Perimeter

Exterior

Year BuiltBuilt 1950
Effective Year BuiltEffective 1950
Lot Area33,106 sqft (0.76 acres)
Lot Dimensions330 ft deep x 100 ft wide

Location & Zoning

Street Address528 S 5TH ST
CityROSCOMMON
StateMI
Zip48653-9047
Property CategoryCommercial
Property TypeCommercial > Retail
Legal DescriptionL-812 P-568 DDA 242 528 S FIFTH ST SELY 100 FT OF LOTS 20-22 - LOTS 25-26 ASSESSORS PLAT OF THE WYCKOFF ADD TO ROSCOMMON
Legal SubdivisionASSRS OF THE WYCKOFF ADD TO RO
Legal Lot Number20-22
JurisdictionROSCOMMON MI
Township / Civil DivisionHIGGINS
Census Block Group2
Census Block2057
Census Tract970300

Owner

Source: Roscommon County records, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing AddressPO BOX 975, ROSCOMMON, MI 48653-0975
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 31, 2018Deed of Trust, Mortgage
NORTHLAND AREA FCU
Sep 19, 2017Warranty Deed, Transfer · Line of Credit
NORTHLAND AREA FCU
Sep 19, 2017Warranty Deed, Transfer

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 16, 2024 · Amount on Record
Deed SaleJul 16, 2024 · Amount on Record
Prior SaleSep 19, 2017 · Amount on Record
Deed Document Number20244345
Deed Book / Page1187 / 1867
Record UpdatedSep 20, 2026

January 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionROSCOMMON MI
Property Address528 S 5TH ST, ROSCOMMON, MI 48653-9047
Transaction TypeMortgage
Record UpdatedJan 25, 2019

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000001164/0000002076
DateJan 31, 2018
Book Page0000001164/0000002076
Instrument201800000626
Lender
NameNORTHLAND AREA FCU
Agreement
AmountAmount Recorded

September 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionROSCOMMON MI
Recording DateSep 19, 2017
Property Address528 S 5TH ST, ROSCOMMON, MI 48653-9047
Document Number1163/1712
Book / Page1163 / 1712
Map ReferenceLB 3 PG 11
Instrument DateSep 15, 2017
Instrument201700007021
Transaction TypeTransfer
Record UpdatedJun 24, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$63.25
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 681, ROSCOMMON, MI 48653-0681

Transferred To (Grantee/Buyer)

NameVerified Name
Address11969 N KENO RD, ROSCOMMON, MI 48653-9626

Mortgage

Document Number1163/1713
DateSep 19, 2017
Book Page1163/1713
Instrument201700007022
Lender
NameNORTHLAND AREA FCU
TypeCredit Union
AddressOSCODA, MI 48750
Agreement
TypeLine of Credit
AmountAmount Recorded

September 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionROSCOMMON MI
Recording DateSep 19, 2017
Property Address528 S 5TH ST, ROSCOMMON, MI 48653-9047
Document Number1163/1711
Book / Page1163 / 1711
Map ReferenceLB 3 PG 11
Instrument DateAug 29, 2017
Instrument201700007020
Transaction TypeTransfer
Record UpdatedJun 24, 2021

Transaction

AmountAmount Recorded
Tax$49.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address10303 CHASE BRIDGE RD, 10303, ROSCOMMON, MI 48653-9734

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 635, ROSCOMMON, MI 48653-0635

Tax Assessment & Valuation

Source: Roscommon County assessment roll, as of June 29, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyRoscommon County
County SubdivisionHiggins Township
MunicipalityRoscommon Village
Unified School DistrictRoscommon Area Public Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$50,700 (+10.46%)$101,400 (+10.46%)
2025$2,159.00
2023$45,900$91,800

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 18, 2012

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 62% of the US · above 89% of Michigan
Wildfire Likelihood0.05% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemVILLAGE OF ROSCOMMON
serves 1,075 people · EPA ID MI0005810
Water SourceGroundwater
Last State InspectionDec 2025
Lead2 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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