528 S 4th Ave, Dedham, IA 51440 Property Records

Carroll County property record for 528 S 4th Ave, Dedham, IA 51440

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 894 sqft · built 1951
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on Record
Last Sale	$107,000 (Feb 2026)
Tax Bill	$1,272 (2026)
Deeds & Mortgages	Feb 2026 Mortgage Aug 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1520232016`

Property Details

APN / Parcel Number

Primary APN	`1520232016`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	894 sqft Living Area
Basement Area	894 sqft
Unfinished Basement	894 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1951
Effective Year Built	Effective 1951
Exterior Material	Wood Shingle
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,712 sqft (0.2 acres)
Garage Type	Detached
Garage Area	336 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	528 S 4TH AVE
City	DEDHAM
State	IA
Zip	51440-2000
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	20-82-34 IRR SUR NE NE N 70 FT OF E 183 FT OF LOT 7 LY JUST S OF LOT 6
Legal Range	34W
Legal Township	82N
Legal Section	20
Legal Lot Number	6,7
Jurisdiction	CARROLL IA
Township / Civil Division	NEWTON
Census Block Group	1
Census Block	1056
Census Tract	960500

Owner

Source: Carroll County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	PO BOX 7, DEDHAM, IA 51440-0007
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Date	Document
Feb 11, 2026	Deed of Trust, Mortgage · USDA Mortgage USDA
Aug 16, 2019	Warranty Deed, Transfer · Stand-Alone First Mortgage TEMPLETON SAVINGS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 11, 2026 · Amount on Record
Deed Sale	Feb 11, 2026 · Amount on Record
Prior Sale	Aug 16, 2019 · Amount on Record
Deed Document Number	2026376
Record Updated	Oct 29, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL IA
Property Address	528 S 4TH AVE, DEDHAM, IA 51440-2000
Transaction Type	Mortgage
Record Updated	Mar 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	528 S 4TH AVE, DEDHAM, IA 51440-2000

Mortgage

Document Number	0020260377
Date	Feb 11, 2026
Instrument	2026-0377

Lender

Name	USDA
Type	Government Agency
Address	SAINT LOUIS, MO 63166

Agreement

Type	USDA Mortgage
Amount	Amount Recorded
Term	396 Months
Due	Feb 11, 2059

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CARROLL IA
Recording Date	Aug 16, 2019
Property Address	528 S 4TH AVE, DEDHAM, IA 51440-2000
Document Number	2019/2402
Book / Page	2019 / 2402
Instrument Date	Aug 16, 2019
Instrument	2019-2402
Transaction Type	Transfer
Record Updated	Nov 1, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	528 S 4TH AVE, DEDHAM, IA 51440-2000

Mortgage

Document Number	02019/2403
Date	Aug 16, 2019
Book Page	2019/2403
Instrument	2019-2403

Lender

Name	TEMPLETON SAVINGS BANK

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	301 Months
Due	Sep 1, 2044

Tax Assessment & Valuation

Source: Carroll County assessment roll, as of October 7, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Carroll County
Municipality	Dedham City
Unified School District	Carroll Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,272.00	$113,520 (-) Land $14,000 Building $99,520	$113,520 (-) Land $14,000 Building $99,520
2025	$1,272.00 (+89.85%)	$113,520 (+27.11%) Land $14,000 Building $99,520	$113,520 (+27.11%) Land $14,000 Building $99,520
2023		$89,310 (+62.32%) Land $14,000 Building $75,310	$89,310 (+62.32%) Land $14,000 Building $75,310
2022		$55,020 Land $9,100 Building $45,920
2021			$55,020 Land $9,100 Building $45,920
2018	$670.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2013)
Most Recent Claim	Jun 2013 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 91% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DEDHAM WATER SUPPLY serves 221 people · EPA ID IA1433016
Water Source	Purchased groundwater from WEST CENTRAL RWA - NISH SYSTEM
Last State Inspection	Apr 2025
Lead	1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	Selenium resolved · Oct 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 91 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
BTC Fiber	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
Windstream DSL	200 / 20

May also be available: Nextlink, Western Iowa Wireless.

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