528 S 38th St, Saint Joseph, MO 64506 Property Records

Buchanan County property record for 528 S 38th St, Saint Joseph, MO 64506

Property Summary

Property Type	Single Family Home
Details	900 sqft · built 1952
Lot Size	0.08 acres (3,501 sqft)
Owner	2 Individual Names on Record
Last Sale	$148,361 (Sep 2024)
Tax Bill	$835 (2025)
APN	`06-1.0-11-003-001-043.000`

Property Details

APN / Parcel Number

Primary APN	`06-1.0-11-003-001-043.000`

Interior

Building Area	900 sqft Base Area
1st Floor Area	900 sqft

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1952
Lot Area	3,501 sqft (0.08 acres)
Lot Dimensions	116 ft deep x 30 ft wide

Location & Zoning

Street Address	528 S 38TH ST
City	SAINT JOSEPH
State	MO
Zip	64506-3404
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CITY
Legal Description	SUB:HOMEWOOD TERRACE LOT:12 BLK:2LGL DESC:
Legal Subdivision	HOMEWOOD TERRACE
Legal Block	2
Legal Lot Number	12
Jurisdiction	BUCHANAN MO
Township / Civil Division	WASHINGTON
Census Block Group	4
Census Block	4004
Census Tract	701

Owner

Source: Buchanan County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	528 S 38TH ST, SAINT JOSEPH, MO 64506-3404
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 6, 2024 · Amount on Record
Deed Sale	Sep 6, 2024 · Amount on Record
Deed Document Number	20247038
Deed Book / Page	3800 / 602
Record Updated	Sep 20, 2026

Tax Assessment & Valuation

Source: Buchanan County assessment roll, as of November 4, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Buchanan County
Municipality	St. Joseph City
Unified School District	St. Joseph School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$835.00	$11,490 (+10.59%) Land $4,180 Building $7,310	$60,470 (+10.55%) Land $22,000 Building $38,470
2024	$835.00 (+20.32%)
2023	$694.00 (-0.72%)	$10,390 (-) Land $4,180 Building $6,210	$54,700 (-) Land $22,000 Building $32,700
2022	$699.00	$10,390 Land $4,180 Building $6,210
2021			$54,700 Land $22,000 Building $32,700

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.2% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST JOSEPH private · serves 89,171 people · EPA ID MO1010714
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 226 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
United Fiber Fiber	1,000 / 1,000
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20