Colfax County property record for 528 S 2nd St, Raton, NM 87740
| Property Type | Single Family Home |
|---|---|
| Details | 2,296 sqft · built 1906 |
| Lot Size | 0.161 acres (7,000 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $219,450 (May 2026) |
| Tax Bill | $756 (2025) |
| Deeds & Mortgages | May 2026 Sale & Mortgage Jun 2026 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 1-135-185-244-446 |
| Primary APN | 1-135-185-244-446 |
|---|---|
| Alternative APNs |
|
| Building Area | 2,296 sqft Living Area |
|---|
| Year Built | Built 1906 |
|---|---|
| Effective Year Built | Effective 1906 |
| Lot Area | 7,000 sqft (0.161 acres) |
| Account Number | R012175 |
|---|---|
| Street Address | 528 S 2ND ST |
| City | RATON |
| State | NM |
| Zip | 87740-4108 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SUBD: O T RATON LOT: 4 BLOCK: 27 UPC 1135185244446 LAND 1 SUBD: O T RATON LOT: 5 BLOCK: 27 UPC 1135185244446 LAND 2 WD 202203 |
| Legal Subdivision | O T RATON |
| Legal Block | 27 |
| Legal Lot Number | 4-5 |
| Jurisdiction | COLFAX NM |
| Township / Civil Division | RATON |
| Census Block Group | 4 |
| Census Block | 4074 |
| Census Tract | 950500 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Raton Downtown Historic District listed 1977 · 95 contributing resources · NRIS 77000923 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Colfax County records, as of August 24, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 528 S 2ND ST, RATON, NM 87740-4108 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried |
| Date | Document |
|---|---|
| May 6, 2026 | Warranty Deed, Transfer · Conventional Mortgage NUSENDA FEDERAL CREDIT UNION |
| Jun 8, 2026 | Deed of Trust, Mortgage · Conventional Mortgage NUSENDA FEDERAL CREDIT UNION |
| Jun 8, 2026 | Deed of Trust, Mortgage · FHA Mortgage NUSENDA FEDERAL CREDIT UNION |
| Jun 8, 2026 | Deed of Trust, Mortgage · Conventional Mortgage NUSENDA FEDERAL CREDIT UNION |
| May 6, 2026 | Warranty Deed, Transfer · Conventional Mortgage NUSENDA FEDERAL CREDIT UNION |
| Nov 9, 2022 | Warranty Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 6, 2026 · Amount on Record |
| Deed Sale | May 6, 2026 · Amount on Record |
| Prior Sale | Nov 9, 2022 |
| Deed Document Number | 20261450 |
| Prior Transfer Date | Jan 21, 2005 |
| Prior Transfer Doc | 016/00999 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | COLFAX NM |
| Recording Date | May 6, 2026 |
| Property Address | 528 S 2ND ST, RATON, NM 87740-4108 |
| Document Number | 0000001450 |
| Instrument Date | May 6, 2026 |
| Instrument | 2026.1450 |
| Transaction Type | Transfer |
| Record Updated | May 20, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Estimated Sale Price |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | TAOS, NM 87571 |
| Document Number | 0000001451, |
|---|---|
| Date | May 6, 2026 |
| Instrument | 2026..1451 |
| Name | NUSENDA FEDERAL CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.38% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Number | 0000001453, |
|---|---|
| Date | May 6, 2026 |
| Instrument | 2026.1453 |
| Name | NUSENDA FEDERAL CREDIT UNION |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 15 Months |
| Due | Jun 1, 2041 |
| Rate | 6.38% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COLFAX NM |
| Recording Date | Jun 8, 2026 |
| Property Address | 528 S 2ND ST, RATON, NM 87740-4108 |
| Document Number | 0000001696 |
| Instrument Date | May 6, 2026 |
| Instrument | 20261696 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 528 S 2ND ST, RATON, NM 87740-4108 |
| Document Number | 0000001696, |
|---|---|
| Date | Jun 8, 2026 |
| Instrument | 20261696 |
| Name | NUSENDA FEDERAL CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate | 6.37% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COLFAX NM |
| Recording Date | Jun 8, 2026 |
| Property Address | 528 S 2ND ST, RATON, NM 87740-4108 |
| Document Number | 0000001697 |
| Instrument Date | May 6, 2026 |
| Instrument | 20261697 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 825 HILL DR, TAOS, NM 87571-5223 |
| Document Number | 0000001697, |
|---|---|
| Date | Jun 8, 2026 |
| Instrument | 20261697 |
| Name | NUSENDA FEDERAL CREDIT UNION |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jun 1, 2041 |
| Rate | 5.74% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COLFAX NM |
| Recording Date | Jun 8, 2026 |
| Property Address | 528 S 2ND ST, RATON, NM 87740-4108 |
| Document Number | 0000001695 |
| Instrument Date | May 6, 2026 |
| Instrument | 20261695 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 825 HILL DR, TAOS, NM 87571-5223 |
| Document Number | 0000001695, |
|---|---|
| Date | Jun 8, 2026 |
| Instrument | 20261695 |
| Name | NUSENDA FEDERAL CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate | 6.37% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | COLFAX NM |
| Recording Date | May 6, 2026 |
| Property Address | 528 S 2ND ST, RATON, NM 87740-4108 |
| Document Number | 0202601450 |
| Instrument Date | May 6, 2026 |
| Instrument | 20261450 |
| Transaction Type | Transfer |
| Record Updated | Aug 28, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | TAOS, NM 87571 |
| Document Number | 0000001451, |
|---|---|
| Date | May 6, 2026 |
| Instrument | 20261451 |
| Name | NUSENDA FEDERAL CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Number | 0000001453, |
|---|---|
| Date | May 6, 2026 |
| Instrument | 20261453 |
| Name | NUSENDA FEDERAL CREDIT UNION |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jun 1, 2041 |
| Max Rate | -1% |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | COLFAX NM |
| Recording Date | Nov 9, 2022 |
| Property Address | 528 S 2ND ST, RATON, NM 87740-4108 |
| Document Number | 0202203866 |
| Instrument Date | Nov 9, 2022 |
| Instrument | 202203866 |
| Transaction Type | Transfer |
| Record Updated | Dec 2, 2022 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 414 E 10TH ST, LEADVILLE, CO 80461-3098 |
Source: Colfax County assessment roll, as of January 12, 2026
| Type | Name |
|---|---|
| State | New Mexico |
| County | Colfax County |
| Municipality | Raton City |
| Unified School District | Raton Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $27,640 (-) Land $2,333 Building $25,307 | $82,920 (-) Land $7,000 Building $75,920 | |
| 2025 | $756.00 (-45.92%) | $27,640 (-54.44%) Land $2,333 Building $25,307 | $82,920 (-54.44%) Land $7,000 Building $75,920 |
| 2023 | $1,398.00 | $60,667 Land $1,167 Building $59,500 | $182,001 Land $3,500 Building $178,501 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective November 4, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 2 (2002–2006) |
| Most Recent Claim | Aug 2006 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 91% of New Mexico |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF RATON/RATON WATER WORKS serves 9,733 people · EPA ID NM3526704 |
|---|---|
| Water Source | Surface water |
| Lead | 3 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Organic carbon removal Oct 2021 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 324 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Sierra Communications Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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