528 S 2nd Ave, Mount Vernon, NY 10550 Property Records

Westchester County and Mount Vernon City property record for 528 S 2nd Ave, Mount Vernon, NY 10550

Property Summary

Property TypeSingle Family Home
Lot Size0.08 acres (3,485 sqft)
OwnerIndividual Name on File
Last Sale$569,000 (Aug 2023)
Tax Bill$12,718 (2026)
Deeds & MortgagesAug 2023 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN550800 169.39-3117-9

Property Details

APN / Parcel Number

Primary APN550800 169.39-3117-9
Alternative APNs
  • 080016903931170090000000
  • 085740

Exterior

Lot Area3,485 sqft (0.08 acres)

Location & Zoning

Account Number085740
Street Address528 S 2ND AVE
CityMOUNT VERNON
StateNY
Zip10550-4506
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal SubdivisionMAP SUBDIVISION SWARTZ PROPERTY
Legal Block3117
Legal Lot Number9.000
JurisdictionWESTCHESTER NY
Township / Civil DivisionMOUNT VERNON
Census Block Group2
Census Block2007
Census Tract2600

Owner

528 S 2nd Ave is owned and occupied by an individual who bought it in August 2023.

Source: Westchester County and Mount Vernon City records, as of October 21, 2026

Owner of RecordIndividual Name on File
Mailing Address528 S 2ND AVE, MOUNT VERNON, NY 10550-4506
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 31, 2023 · Amount on File
Deed SaleAug 31, 2023 · Amount on File
Prior SaleJun 18, 1996 · Amount on File
Deed Document Number20233401
Record UpdatedOct 29, 2026

August 2023: Bargain and Sale Deed, Transfer

Document TypeBargain and Sale Deed
JurisdictionWESTCHESTER NY
Recording DateAug 31, 2023
Property Address528 S 2ND AVE, MOUNT VERNON, NY 10550-4506
Document Number0632093401
Map ReferenceMAP 2546
Instrument DateJul 31, 2023
Instrument632093401
Transaction TypeTransfer
Record UpdatedSep 14, 2023
Title CompanyENTERPRISE TITLE AGENCY INC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,276.00
Amount AccuracyFull Amount Stated
Additional
  • Lis Pendens
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address528 S 2ND AVE, MOUNT VERNON, NY 10550-4506

Transferred To (Grantee/Buyer)

NameVerified Name
Address3309 SEYMOUR AVE, BRONX, NY 10469-2915

Mortgage

Document Number0632163483
DateAug 31, 2023
Instrument632163483
Lender
NameTHE FEDERAL SAVINGS BANK
TypeBank
AddressCHICAGO, IL 60639
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueAug 1, 2053

Tax Assessment & Valuation

The 2026 property tax bill for 528 S 2nd Ave was $12,718, down 61.2% from the year before.

Source: Westchester County and Mount Vernon City assessment roll, as of May 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountyWestchester County
MunicipalityMount Vernon City
Unified School DistrictMount Vernon School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$12,718.00 (-61.18%)
2025$32,759.00$7,400 (-) Land $1,400 Building $6,000$411,111 (+6.67%) Land $77,778 Building $333,333
2024Homeowner's exemption$7,400 (-) Land $1,400 Building $6,000$385,417 (-10.94%) Land $72,917 Building $312,500
2023$7,400 (-) Land $1,400 Building $6,000$432,748 (+17.54%) Land $81,871 Building $350,877
2022$7,400 Land $1,400 Building $6,000$368,159 Land $69,652 Building $298,507

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 528 S 2nd Ave in Zone X, an area of minimal flood risk, though there have been 12 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 10 policies
Nearby Flood Policies10 in force
Nearby Flood Claims12 (1978–2021)
Claims Outside the SFHA7 of 12
Most Recent ClaimSep 2021 · Remnants Of Hurricane Ida
Claims by Event
  • Hurricane Sandy, Oct 2012 · 2 claims
  • Severe Storms, Flooding, Heavy Rains, High Winds, Oct 1996 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 528 S 2nd Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMOUNT VERNON WATER DEPARTMENT
serves 73,893 people · EPA ID NY5903441
Water SourcePurchased surface water from several systems
Last State InspectionJul 2025
Lead7 ppb (2025–2027)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 966 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
Spectrum
Cable
1,000 / 1,000

May also be available: Optimum, T-Mobile.

Nearby Properties on S 2nd Ave

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