Brevard County property record for 528 Ruth Cir, Melbourne, FL 32904
| Property Type | Mobile Home |
|---|---|
| Details | 2 bd · 2 ba · 1,104 sqft · built 1979 |
| Lot Size | 0.12 acres (5,227 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $152,500 (Aug 2022) |
| Tax Bill | $549 (2025) |
| Deeds & Mortgages | Apr 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 28-37-08-05-C-55 |
| Primary APN | 28-37-08-05-C-55 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,104 sqft Living Area |
| 1st Floor Area | 1,104 sqft |
| Utility Room | Utility Room |
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 2003 |
| Architectural Style | Mobile Home |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 5,227 sqft (0.12 acres) |
| Lot Dimensions | 90 ft deep x 59 ft wide |
| Garage Type | Carport |
| Garage Area | 348 sqft |
| Carport | Carport |
| Carport Area | 348 sqft |
| Porch | Enclosed Porch |
| Porch Area | 206 sqft |
| Patio Area | 24 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 2822269 |
|---|---|
| Street Address | 528 RUTH CIR |
| City | MELBOURNE |
| State | FL |
| Zip | 32904-5731 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Mobile Home |
| Local Zoning Code | TRC1 |
| Legal Description | HOLLYWOOD ESTATES LOT 55 BLK C |
| Legal Range | 37E |
| Legal Township | 28S |
| Legal Section | 08 |
| Legal Subdivision | HOLLYWOOD ESTATES |
| Legal Block | C |
| Legal Lot Number | 55 |
| Jurisdiction | BREVARD FL |
| Township / Civil Division | MELBOURNE |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 65022 |
528 Ruth Cir, a mobile home, is owned and occupied by two individuals who bought it in August 2022.
Source: Brevard County records, as of August 18, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 528 RUTH CIR, MELBOURNE, FL 32904-5731 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 17, 2022 · Amount on File |
| Deed Sale | Aug 17, 2022 · Amount on File |
| Prior Sale | Apr 25, 2017 · Amount on File |
| Deed Document Number | 2022202858 |
| Deed Book / Page | 9588 / 2503 |
| Prior Transfer Date | Apr 16, 2015 |
| Prior Transfer Doc | 0073460059 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BREVARD FL |
| Recording Date | Apr 25, 2017 |
| Property Address | 528 RUTH CIR, WEST MELBOURNE, FL 32904-5731 |
| Document Number | 0078732790 |
| Book / Page | 7873 / 2790 |
| Map Reference | MB23 PG93&94 |
| Instrument Date | Apr 21, 2017 |
| Instrument | 2017085634 |
| Transaction Type | Transfer |
| Record Updated | Jul 2, 2021 |
| Title Company | STAR TITLE PARTNERS LLP |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $434.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 110 PEEKSKILL PL, 110, MELBOURNE, FL 32901-5355 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 528 RUTH CIR, MELBOURNE, FL 32904-5731 |
| Document Number | 2017085635 |
|---|---|
| Date | Apr 25, 2017 |
| Instrument | 2017085635 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2047 |
The 2025 property tax bill for 528 Ruth Cir was $549 with exemptions applied, up 12.5% from the year before.
Source: Brevard County assessment roll, as of August 18, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Brevard County |
| Municipality | West Melbourne City |
| Unified School District | Brevard County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $54,660 (+2.69%) | $117,010 (-3.27%) | |
| 2025 | $549.00 (+12.5%) Homeowner's exemption Widower's exemption | $53,230 | $120,970 |
| 2024 | $488.00 (+2.31%) | ||
| 2023 | $477.00 (-15.43%) Homeowner's exemption Widower's exemption | $50,230 (-12.81%) | $120,740 (+21.41%) Land $55,000 Building $65,740 |
| 2022 | $564.00 Homeowner's exemption | $57,610 | $99,450 Land $45,000 Building $54,450 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 528 Ruth Cir in Zone X, an area of minimal flood risk, though there have been 25 flood claims nearby since 1994.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 71 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 71 in force |
| Nearby Flood Claims | 25 (1994–2024) |
| Claims Outside the SFHA | 25 of 25 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 528 Ruth Cir has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WEST MELBOURNE WTR SYS(CONSEC) serves 30,443 people · EPA ID FL3051460 |
|---|---|
| Water Source | Purchased surface water from CITY OF MELBOURNE |
| Last State Inspection | Jan 2025 |
| Lead | 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 683 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: T-Mobile.
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