528 River Rd, Bainbridge, GA 39819 Property Records

Decatur County property record for 528 River Rd, Bainbridge, GA 39819

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,972 sqft · built 1963
Lot Size	7.5 acres (326,700 sqft)
Owner	2 Company Names on Record
Tax Bill	$4,059 (2025)
Deeds & Mortgages	Feb 2026 Sale Sep 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`0027A-021-000`

Property Details

APN / Parcel Number

Primary APN	`0027A-021-000`
Alternative APNs	`0027A00000021000` `2073`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,972 sqft Heated Area
1st Floor Area	1,972 sqft
Utility Area	219 sqft
Utility Room	Utility Room
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1963
Effective Year Built	Effective 2003
Exterior Material	Brick Veneer
Roof Type	Gable
Roof Material	Metal
Lot Area	326,700 sqft (7.5 acres)
Garage Type	Carport
Garage Area	408 sqft
Carport	Carport
Carport Area	408 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Patio
Porch Area	982 sqft
Shed	1 Shed
Shed Area	1,056 sqft
Boat House	726 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	2073
Street Address	528 RIVER RD
City	BAINBRIDGE
State	GA
Zip	39819-6441
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	485 43 528 RIVER RD
Jurisdiction	DECATUR GA
Township / Civil Division	FACEVILLE
Census Block Group	2
Census Block	2007
Census Tract	970700

Owner

Source: Decatur County records, as of June 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	6949 GRENVILLE RD, TALLAHASSEE, FL 32309-9036
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Feb 24, 2026	Warranty Deed, Transfer
Sep 9, 2021	Limited Warranty Deed, Transfer · Conventional Mortgage CAPITAL CITY HOME LOANS
Jan 30, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 24, 2026
Deed Sale	Feb 24, 2026
Prior Sale	Sep 9, 2021 · Amount on Record
Deed Book / Page	560 / 494
Prior Transfer Date	Feb 17, 2026
Prior Transfer Doc	000560/494
Record Updated	Sep 20, 2026

February 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DECATUR GA
Recording Date	Feb 24, 2026
Property Address	528 RIVER RD, BAINBRIDGE, GA 39819-6441
Document Number	000560/494
Book / Page	560 / 494
Instrument Date	Feb 17, 2026
Transaction Type	Transfer
Record Updated	Apr 20, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6949 GRENVILLE RD, TALLAHASSEE, FL 32309-9036

September 2021: Limited Warranty Deed, Transfer

Document Type	Limited Warranty Deed
Jurisdiction	DECATUR GA
Recording Date	Sep 9, 2021
Property Address	528 RIVER RD, BAINBRIDGE, GA 39819-6441
Document Number	485/43
Book / Page	485 / 43
Instrument Date	Sep 9, 2021
Instrument	2021-000932
Transaction Type	Transfer
Record Updated	Oct 11, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6949 GRENVILLE RD, TALLAHASSEE, FL 32309-9036

Mortgage

Document Number	0000000485/0000000046
Date	Sep 27, 2021
Book Page	0000000485/0000000046

Lender

Name	CAPITAL CITY HOME LOANS

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2051

Interest

Rate Type	Adjustable Rate

January 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DECATUR GA
Recording Date	Jan 30, 2018
Property Address	528 RIVER RD, BAINBRIDGE, GA 39819-6441
Document Number	0000423/78
Book / Page	423 / 78
Instrument Date	Jan 30, 2018
Instrument	2018-000075
Transaction Type	Transfer
Record Updated	Feb 14, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 5048, VALDOSTA, GA 31603-5048

Tax Assessment & Valuation

Source: Decatur County assessment roll, as of February 19, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Decatur County
Unified School District	Decatur County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,059.00 (+11.14%)	$135,907 (+8.28%) Land $45,000 Building $90,907	$339,768 (+8.28%) Land $112,500 Building $227,268
2023	$3,652.00 (-2.92%)	$125,514 Land $45,000 Building $80,514	$313,786 Land $112,500 Building $201,286
2022	$3,762.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 20 policies
Nearby Flood Policies	20 in force
Nearby Flood Claims	3 (1994)
Most Recent Claim	Oct 1994 · Heavy Rains, Tornados, Flooding, High Winds

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · above 82% of Georgia
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Conexon Connect Fiber	2,000 / 2,000

Cell Coverage

5G and 4G LTE (outdoors only)

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