Frederick County property record for 528 Riggs Ct, Frederick, MD 21703
| Property Type | Townhouse |
|---|---|
| Details | 2 ba · 1,160 sqft · built 1983 |
| Lot Size | 0.086 acres (3,780 sqft) |
| Owner | Individual Name on File |
| Last Sale | $175,000 (Mar 2016) |
| Tax Bill | $2,901 (2023) |
| Deeds & Mortgages | Feb 2020 Mortgage Dec 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-127121 |
| Primary APN | 02-127121 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,160 sqft Total Area |
| 1st Floor Area | 600 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1983 |
|---|---|
| Architectural Style | Townhouse |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 3,780 sqft (0.086 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 127121 |
|---|---|
| Old Parcel Number | 2127121 |
| Street Address | 528 RIGGS CT |
| City | FREDERICK |
| State | MD |
| Zip | 21703-6176 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | R12 |
| Legal Description | LT 71 SECT 8 PLAT 3 3780 SQ FT HILLCREST ORCHARDS |
| Legal Subdivision | HILLCREST ORCHARDS |
| Legal Lot Number | 71 |
| Jurisdiction | FREDERICK MD |
| Township / Civil Division | 2, FREDERICK |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 750505 |
Source: Frederick County records · APN 02-127121
Assessment roll updated July 1, 2023 · Last verified September 2023
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 528 RIGGS CT, FREDERICK, MD 21703-6176 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 21, 2020 | Deed of Trust, Mortgage · Conventional Mortgage MANUFACTURERS & TRADERS TRUST CO |
| Dec 15, 2020 | Deed of Trust, Mortgage · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Mar 09, 2016 · Amount on Record |
| Deed Sale | Mar 09, 2016 · Amount on Record |
| Prior Sale | Nov 26, 2013 · Amount on Record |
| Deed Document Number | 0011024212 |
| Deed Book / Page | 11024 / 212 |
| Record Updated | Jun 07, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 528 RIGGS CT, FREDERICK, MD 21703-6176 |
| Transaction Type | Mortgage |
| Record Updated | Oct 26, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0135420492 |
|---|---|
| Date | Feb 21, 2020 |
| Book Page | 13542/0492 |
| Name | MANUFACTURERS & TRADERS TRUST CO |
|---|---|
| Type | Bank |
| Address | BUFFALO, NY 14203 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Mar 01, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 528 RIGGS CT, FREDERICK, MD 21703-6176 |
| Transaction Type | Mortgage |
| Record Updated | Oct 26, 2022 |
| Title Company | LAKESIDE TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 528 RIGGS CT, FREDERICK, MD 21703-6176 |
| Document Number | 0143670376 |
|---|---|
| Date | Dec 15, 2020 |
| Book Page | 14367/376 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Non-Lending Institution |
| Address | BRECKSVILLE, OH 44141 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 299 Months |
| Due | Nov 01, 2045 |
Source: Frederick County records · Assessment roll updated July 1, 2023 · Last verified September 2023
| Type | Name |
|---|---|
| State | Maryland |
| County | Frederick County |
| Municipality | Frederick City |
| Unified School District | Frederick County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $2,901.00 Homeowner's exemption | $202,000 | $255,400 Land $85,000 Building $170,400 |
Source: FEMA National Flood Hazard Layer, Frederick County (24021C), updated November 6, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.5% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 297 locations within half a mile · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Shenandoah Telecommunications Company Fiber | 8,000 / 8,000 |
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: T-Mobile USA.
Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026
| Water System | CITY OF FREDERICK serves 54,000 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | 1 ppb (2019–2021) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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