528 Ridge Rd, Oswego, NY 13126 Property Records

Oswego County and Oswego Town property record for 528 Ridge Rd, Oswego, NY 13126

Property Summary

Property Type	Rural Home
Details	3 bd · 2.5 ba · 1,634 sqft · built 1973
Lot Size	22.1 acres (965,725 sqft)
Owner	2 Individual Names on File
Last Sale	$4,000 (Jun 2026)
Tax Bill	$5,077 (2025)
Deeds & Mortgages	Jun 2026 Sale
Flood Zone	Zone A (high risk)
APN	`354200 183.00-03-25.02`

Property Details

APN / Parcel Number

Primary APN	`354200 183.00-03-25.02`
Alternative APN	`35420018300000030250000000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,634 sqft Living Area
1st Floor Area	1,634 sqft
Game Room	Game Room

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Architectural Style	Ranch
Exterior Material	Wood
Lot Area	965,725 sqft (22.1 acres)
Garage Type	Attached
Garage Area	364 sqft
Parking Spaces	1 Parking Space
Shed	1 Shed

Utilities, Heating & Cooling

Heating Fuel	Electric
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	528 RIDGE RD
City	OSWEGO
State	NY
Zip	13126-6581
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	01 - NOT Z
Legal Block	3
Legal Lot Number	25.020
Jurisdiction	OSWEGO NY
Township / Civil Division	OSWEGO
Census Block Group	1
Census Block	1026
Census Tract	21401

Owner

Source: Oswego County and Oswego Town records · APN 354200 183.00-03-25.02

Assessment roll updated April 30, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	568 RIDGE RD, OSWEGO, NY 13126-6581
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 16, 2026 · Amount on Record
Deed Sale	Jun 16, 2026 · Amount on Record
Deed Document Number	2026R-2026-005105
Record Updated	Sep 20, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSWEGO NY
Recording Date	Jun 16, 2026
Property Address	528 RIDGE RD, OSWEGO, NY 13126-6581
Document Number	0000005105
Instrument Date	Jun 10, 2026
Instrument	20265105
Transaction Type	Transfer
Record Updated	Jul 31, 2026

Transaction

Amount	Amount Recorded
Tax	$1,616.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	568 RIDGE RD, OSWEGO, NY 13126-6581

Tax Assessment & Valuation

Source: Oswego County and Oswego Town records · Assessment roll updated April 30, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	New York
County	Oswego County
County Subdivision	Oswego Town
Unified School District	Oswego City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,077.00	$139,000 (-) Land $39,600 Building $99,400	$227,869 (+13.11%) Land $64,918 Building $162,951
2023		$139,000 Land $39,600 Building $99,400	$201,449 Land $57,391 Building $144,058

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of October 15, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Claims	1 (1996)
Most Recent Claim	Jan 1996 · river or lake flooding

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

Based on FCC filings for 21 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	OCWA public/private · serves 350,000 people
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	8 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.