Collier County property record for 528 Ridge Dr, Naples, FL 34108
| Property Type | Residential Vacant Land |
|---|---|
| Details | 2,709 sqft · built 1978 |
| Lot Size | 1.32 acres (57,499 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $1,375,000 (Dec 2020) |
| Tax Bill | $18,854 (2025) |
| Deeds & Mortgages | Aug 2026 Mortgage Dec 2020 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 561400 R 24A03 |
| Primary APN | 561400 R 24A03 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 2,709 sqft Living Area |
| Gross Area | 3,422 sqft |
| 1st Floor Area | 2,709 sqft |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1978 |
| Lot Area | 57,499 sqft (1.32 acres) |
| Garage Area | 4,546 sqft |
| Pool Area | 540 sqft |
| Deck Area | 890 sqft |
| Street Address | 528 RIDGE DR |
|---|---|
| City | NAPLES |
| State | FL |
| Zip | 34108-2674 |
| Property Category | Residential |
| Property Type | Vacant Land > Residential |
| Local Zoning Code | RSF-1 |
| Legal Description | PINE RIDGE EXT BLK R LOT 2 OR 1420 PG 2371 |
| Legal Range | 25 |
| Legal Township | 49 |
| Legal Section | 3 |
| Legal Subdivision | PINE RIDGE EXTENSION |
| Legal Tract | 561400 |
| Legal Block | R |
| Legal Lot Number | 2 |
| Jurisdiction | COLLIER FL |
| Township / Civil Division | NAPLES |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 10205 |
Source: Collier County records, as of August 19, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 47 LAS BRISAS WAY, NAPLES, FL 34108-8295 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 7, 2026 | Deed of Trust, Mortgage · Conventional Mortgage MORGAN STANLEY BANK |
| Dec 16, 2020 | Warranty Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 16, 2020 · Amount on Record |
| Deed Sale | Dec 16, 2020 · Amount on Record |
| Deed Document Number | 20205970415 |
| Deed Book / Page | 5861 / 1285 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COLLIER FL |
| Recording Date | Aug 7, 2026 |
| Property Address | 528 RIDGE DR, NAPLES, FL 34108-2674 |
| Document Number | 0006859926 |
| Book / Page | 6617 / 2348 |
| Instrument Date | Jul 10, 2026 |
| Instrument | 20266859926 |
| Transaction Type | Mortgage |
| Record Updated | Aug 19, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 47 LAS BRISAS WAY, NAPLES, FL 34108-8295 |
| Document Number | 0006859926, |
|---|---|
| Date | Aug 7, 2026 |
| Book Page | 6617/2348 |
| Instrument | 20266859926 |
| Name | MORGAN STANLEY BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.7% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | COLLIER FL |
| Recording Date | Dec 16, 2020 |
| Property Address | 528 RIDGE DR, NAPLES, FL 34108-2674 |
| Document Number | 0058611285 |
| Book / Page | 005861 / 001285 |
| Instrument Date | Dec 9, 2020 |
| Instrument | 5970415 |
| Transaction Type | Transfer |
| Record Updated | Jan 22, 2021 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $9,625.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 47 LAS BRISAS WAY NAPLES FL 341088295, NAPLES, FL 34108-8295 |
Source: Collier County assessment roll, as of September 9, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Collier County |
| Unified School District | Collier County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $18,854.00 (+9.81%) | $1,442,014 (+21%) | $2,653,457 (+7.51%) Land $2,653,457 |
| 2023 | $17,170.00 (+30.87%) | $1,191,747 (+1%) | $2,468,001 (+66.35%) Land $2,468,001 |
| 2022 | $13,120.00 | $1,083,406 | $1,483,654 Land $1,483,654 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AH, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 167 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 167 in force |
| Nearby Flood Claims | 23 (1995–2017) |
| Claims Outside the SFHA | 13 of 23 |
| Most Recent Claim | Oct 2017 · Hurricane Irma |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Florida |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 92 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber | 8,000 / 8,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: T-Mobile.
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