1. Home
  2. Ohio
  3. Montgomery County
  4. Dayton
  5. Reading Rd

528 Reading Rd, Dayton, OH 45404 Property Records

Montgomery County property record for 528 Reading Rd, Dayton, OH 45404

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,554 sqft · built 2015
Lot Size0.205 acres (8,973 sqft)
OwnerIndividual Name on File
Last Sale$327,500 (May 2024)
Tax Bill$4,317 (2024)
Deeds & MortgagesMar 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APNI39 00520 0049

Property Details

APN / Parcel Number

Primary APNI39 00520 0049

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures9 Plumbing Fixtures
Total Rooms6 Rooms
Stories1 Story
Building Area1,554 sqft Living Area
1st Floor Area1,554 sqft
Family RoomFamily Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2015
Architectural StyleModern
Exterior MaterialWood
Construction TypeFrame
Lot Area8,973 sqft (0.205 acres)
Garage Area420 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area246 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address528 READING RD
CityDAYTON
StateOH
Zip45404-1497
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description15 BRANTWOOD SEC ONE 30YR TIF 2015-2044 TAXABLE 2045
Legal SubdivisionBRANTWOOD SEC 1
JurisdictionMONTGOMERY OH
Township / Civil DivisionRIVERSIDE
Census Block Group1
Census Block1019
Census Tract90302

Owner

Source: Montgomery County assessment roll, as of January 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address528 READING RD, RIVERSIDE, OH 45404-1497
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMay 13, 2024 · Amount on Record
Deed SaleMay 13, 2024 · Amount on Record
Prior SaleJun 3, 2016 · Amount on Record
Deed Document Number2024-00024350
Record UpdatedJun 8, 2026

March 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONTGOMERY OH
Recording DateMar 27, 2020
Property Address528 READING RD, DAYTON, OH 45404-1497
Document Number0000019149
Instrument DateMar 18, 2020
Instrument19149
Transaction TypeTransfer
Record UpdatedJun 30, 2020
Title CompanyLANDMARK TITLE AGENCY SOUTH INC, LANDMARK TITLE AGCY SOUTH INC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$750.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address528 READING RD DAYTON OH 454041497, DAYTON, OH 45404-1497

Mortgage

Document Number19155
DateMar 27, 2020
Instrument19155
Lender
NamePRIME LNDG
AddressDALLAS, TX 75252
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueMar 26, 2050

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of January 1, 2025

Property Jurisdictions

TypeName
StateOhio
CountyMontgomery County
MunicipalityRiverside City
Unified School DistrictMad River Local School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$740 (-) Land $740
2024$4,317.00 (+4.93%)
2023$4,114.00 (+3.21%)$740 (-) Land $740$2,110 (-) Land $2,110
2022$3,986.00$740 Land $740
2020$2,110 Land $2,110

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 21, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 81% of Ohio
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMONTGOMERY COUNTY WATER SERVICES 2 PWS
serves 83,033 people · EPA ID OH5701503
Water SourcePurchased surface water from DAYTON PUBLIC WATER SYSTEM
Last State InspectionJan 2025
Also Mapped HereMONTGOMERY COUNTY WATER SERVICES 1 PWS
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Jan 2017
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 215 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 1,000

May also be available: AT&T, Verizon.

Nearby Properties on Reading Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures