1. Home
  2. Florida
  3. Charlotte County
  4. Punta Gorda
  5. Philodendron

528 Philodendron, Punta Gorda, FL 33955 Property Records

Charlotte County property record for 528 Philodendron, Punta Gorda, FL 33955

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,960 sqft · built 1994
Lot Size0.22 acres (9,599 sqft)
Owner2 Individual Names on File
Last Sale$383,813 (Oct 2021)
Tax Bill$5,171 (2025)
Deeds & MortgagesOct 2021 Sale & Mortgage
Flood ZoneZone X (moderate risk)
APN412333177007

Property Details

APN / Parcel Number

Primary APN412333177007
Alternative APNs
  • 00952620215807
  • 10004712447

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,960 sqft Living Area
Gross Area2,647 sqft
1st Floor Area1,960 sqft

Exterior

Year BuiltBuilt 1994
Effective Year BuiltEffective 2003
Exterior MaterialBrick/Stone
Construction TypeMasonry / Concrete Block
Roof TypeCathedral/Clerestory
Roof MaterialMetal
Lot Area9,599 sqft (0.22 acres)
Garage TypeAttached
Garage Area452 sqft
DrivewayDriveway
Driveway Area1 sqft
Parking Spaces2 Parking Spaces
Pool Area420 sqft
PorchEnclosed/Screened Porch
Porch Area235 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
SewerConnected

Location & Zoning

Account Number00952620215807
Street Address528 PHILODENDRON
CityPUNTA GORDA
StateFL
Zip33955-1046
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeGS-3.5
Legal DescriptionPUNTA GORDA ISLES SEC18 BLK406 LT 8 697/1108 957/1788 1308/648 1341/816 3337/1729 UNREC DC-MAD DC4829/2199-CD AFF4852/640 4852/645
Legal Range23E
Legal Township41S
Legal Section33
Legal SubdivisionPUNTA GORDA ISLES
Legal TractPGI
Legal Block406
Legal Lot Number8
JurisdictionCHARLOTTE FL
Township / Civil DivisionPUNTA GORDA
Census Block Group2
Census Block2016
Census Tract10505

Owner

528 Philodendron is owned and occupied by two individuals who bought it in October 2021.

Source: Charlotte County records, as of January 16, 2026

Owner of Record2 Individual Names on File
Mailing Address528 PHILODENDRON, PUNTA GORDA, FL 33955-1046
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 4, 2021 · Amount on File
Deed SaleOct 4, 2021 · Amount on File
Deed Document Number20213005167
Deed Book / Page4852 / 645
Prior Transfer DateNov 11, 2008
Prior Transfer Doc0033371729
Record UpdatedJun 8, 2026

October 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHARLOTTE FL
Recording DateOct 4, 2021
Property Address528 PHILODENDRON, PUNTA GORDA, FL 33955-1046
Document Number0048520645
Book / Page4852 / 645
Map ReferenceMB 10 PG 4A-4Q
Instrument DateOct 1, 2021
Instrument3005167
Transaction TypeTransfer
Record UpdatedOct 25, 2021
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,687.30
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4960 PARKVIEW DR, 4960, SAINT CLOUD, FL 34771-7972

Transferred To (Grantee/Buyer)

NameVerified Name
Address528 PHILODENDRON, PUNTA GORDA, FL 33955-1046

Mortgage

Document Number4852648
DateOct 4, 2021
Instrument4852/648
Lender
NameCARDINAL FINANCIAL COMPANY LP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueNov 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 528 Philodendron was $5,171 with a homeowner's exemption, down 8.7% from the year before.

Source: Charlotte County assessment roll, as of November 19, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyCharlotte County
MunicipalityPunta Gorda City
Unified School DistrictCharlotte County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,171.00 (-8.66%) Homeowner's exemption$352,205 Land $46,750 Building $305,455$352,205 Land $46,750 Building $305,455
2024$5,661.00 (+1.6%)
2023$5,572.00 (+4.01%) Homeowner's exemption$367,634 (+4.13%)$367,110 (+3.98%) Land $57,000 Building $310,110
2022$5,357.00 Homeowner's exemption$353,049 Land $46,750 Building $306,299$353,049 Land $46,750 Building $306,299

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 528 Philodendron in Zone X, an area of moderate flood risk, though there have been 6 flood claims nearby since 2004.

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
CoastalYes
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 269 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies269 in force
Nearby Flood Claims6 (2004–2024)
Claims Outside the SFHA2 of 6
Most Recent ClaimSep 2024 · Hurricane Helene
Claims by Event
  • Hurricane Irma, Sep 2017 · 2 claims
  • Tropical Storm Bonnie And Hurricane Charley, Aug 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 528 Philodendron is low, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 63% of the US · lower than 89% of Florida
Wildfire Likelihood0.07% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF PUNTA GORDA
serves 36,302 people · EPA ID FL6080051
Water SourceSurface water
Last State InspectionDec 2023
Lead4 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Oct 2019
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 159 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CenturyLink
Fiber		3,000 / 3,000
Ripple Fiber
Fiber		2,000 / 2,000
Xfinity
Cable · Fiber in parts of the area		2,000 / 250
Starlink
Satellite		280 / 30

May also be available: Verizon.

Nearby Properties on Philodendron

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures